I have never needed more than 1-2 things printed off a year, so a printer just isn't neccessary, the library worked.

I now need to print off a couple hundred pages for a beurocracy thing. (Print these out, sign them and mail or delivery in person to this address.... Yay government!) with the posibility I might need 20-100 more pages in the future, but that's really it.

I've looked around at the cheapest prices to just get an order printed, and with the posibility of needing a second run in a week or two after the initial lot is looked at, it works out to be about the same as buying the cheapest $70-aud printers...

But now there's all sorts of random crap, subscriptions for HP, content ID for ink carts...

Is there someone who can just tell me the cheapest way to get this done, by buying one single thing that I can plug into my PC, hit print, and have work without asking for an online connection or credit card please?

So I'm currently almost a year into a 5-year loan that started at $38,000. I'm working on trying to pay it down early because it's at a 9% interest rate and from what I understand more of my payments get applied towards interest at the beginning of the loan and slowly start applying more towards the principle. I find that I have about an extra $1,000 a month that I can apply towards the principal in order to try to pay it down in the quickest amount of time possible, but should I save it up and then just pay it off once I have enough or should I just give that $1,000 directly towards the principal every month? This is from a 401k loan that I pulled out and even though I'm paying myself back theoretically, I estimated I'm working about a whole extra day just to pay myself back in interest every pay cycle, and to me I'm trying to regain my most valuable and precious asset back which is time, and to just finish paying the loan off as soon as possible.

thanks

They say that you can't fit a square peg into a round hole. This has mostly been the story of my life for many years, yet for some reason in my limited mental capacity i always find myself attempting to make it happen.

In my conquest to achieve fruvana, I've decided to severely reduce the variety of my meals and focus entirely on, when i am not on the road for work, only chicken breast and rice-a-roni. A very nice user on this subreddit essentially told me 'you fucking idiot', and that motivated me to work harder to try to continue my conquest of frooging out my highest area of money bleed. So I decided that instead of buying rice-a-roni, that I should just make my own. Everyone I talked to said 'this is a great idea and has no negative consequences and is objectively better than buying the boxed product." and of course, I believed them all. I bought all of the ingredients, and i was ready to start reducing my food budget.

I went to go visit my mom, and I talked to her about all of my life goals. She told me that I need to keep my apartment clean, which I struggle to do because I am a fat fucking asshole who finds peace living in squalor. She told me that I need to lose weight, which I've tried in some instances that are pretty well documented on reddit and mostly end with people calling me a stupid fucking asshole. I was hoping to make her proud by saying that I am reducing my spending by making my own rice a roni.

That's when a brick hit me.

She told me that I probably wasn't actually saving money because of the price of the chicken stock. For a normal person, this may not have been an issue, but for me, that runs into problems. Because as I've documented, I am a fucking ginormous piece of shit. To put it into context, some of the more colorful comments about my weight include: "If they re-did the finale of Ed, Edd, and Eddy utilizing Fat Albert characters, you'd be Fat Albert's older and much heavier brother that's also a fucking asshole" , "When Red Lobster said they were closing because of losing 11 million dollars on endless shrimp, they should have just said 'because of cdfreditum'", and "when Hans Moleman called to get the biggest seed bell there was, they said all they had was you and he said that's too big". For additional context I went to Disneyland today and sat on the Casey Jr Train, and they literally had to have a mechanic come and fix the train because I was too fat for the train to start. Essentially what that means is that my portions are slightly too large compared to normal people. A full container of chicken stock makes about 3 portions that are my size, which when you add the cost of the rice, vermicelli, and seasonings, end up being much more than bulk buying pre-made rice a roni on sale. Note that while smaller portions make sense, my fucking disgusting fat self will never accept it and will fill that void with other things.

I feel so fucking defeated since in my earnest to attempt to pretend like I have a god damn clue of what I'm doing I instead go into things without planning and end up looking like a fucking asshole. And of course I can be mad at other people because everyone made it seem like such a fucking good idea, yet I know that this failure is entirely my fault

Has anyone else had similar situations to this?

Just got an email from Active & Fit saying you can only choose one gym now. Doesn’t that kind of take away the main appeal of the program? Really sad to see as I really enjoyed the ease of going to whatever gym was convenient. It also seems like they kept noting in their email a “strong value” $5 discount to sign up at other gyms, which is not appealing at all. Current members: will you keep your membership? Overall I’m cery frustrated but I’m thinking I’ll keep it since $28 is less than most normal gym membership prices.

Did anyone get the email from A/F in regards to them changing their gym policy. So one main gym and any additional $5 extra. I’m reading this right.

I’m saying this in the middle of deload workout recovering from a vasectomy 😅

Active and Fit limiting to One standard gym and charging full fee for additional gyms.

Hey everyone, heads up for Active & Fit users: starting July 1st, 2024, they're switching to a single gym access plan. Check out the attached email screenshot. It's a bummer, I know. But apparently, they'll introduce a feature in July for switching gyms with flexible start options—whatever that means.

For example at Walmart I'll be browsing and sometimes I'll see something originally $10 down to around $3, $14 to $7, yesterday I got the big generic hand soap that was 4.97 for 2.97

And at Target I was seeing a lot of 15%, 30%, and 50% discounts

But a lot of the time when I go all the good stuff I would buy is gone haha

are there any good ones? thanks

I just purchased a food dehydrator because I do a good bit of camping and hiking and the just add water mountain house dehydrated meals are crazy expensive like $9 per meal. It just makes sense to meal prep and dehydrate my own meals for a small fraction of the cost. But it got me thinking how I could dehydrate stuff that is getting ready to go bad and preserve it. Does anyone else dehydrate has it saved you money? What are some ways you use yours to save cash?

What are things that adult family members who don't live in the same household can legally share in order to save money? One example I can think of is a cell phone family share plan. What are other things that could be leveraged as a group?

Hey! Thought I'd ask here and see what advice one could give in a situation like this.

I (26) live by myself in an apartment and am finding it hard to keep my bank account from losing more money than I gain. About 2/3+ of my monthly income goes entirely into essential bills, insurance, rent and college loan payments; And I do not see my income increasing any time soon. With a new issue of my car going out I've found myself a little worried things will end badly if I don't wise up and really tighten the purse now. I would not be able to afford a car payment in my current state.

I know some of the more important ones would be to set up a Savings account and let that accrue, Cutting back on outside spending for nonessentials, etc. Likely returning and getting extra income through some freelancing. But I feel like I'm missing some other stuff I could possibly be doing to help in the long run.

What advice or resources would you give someone in a case like this? Anyone who has dealt with this before, what did you do? Any and all advice is very much appreciated.

Hi my current car insurance is $371 a month with progressive. Please help me find a cheaper insurance. I am losing it here. Thanks all

1. 2009 Toyota Corelle S
2. Live at home
3. 1 at fault accident last year.
4. had car over a year
5. single
6. F

All booked for Saturday. Goodbye, blonde hair :'(

I've started doing an after-work degree and will be doing so for the next three years. Dying my hair blonde used to be my one and only splurge, but paying at least £600 per year for vanity just isn't justifiable now.

Any tips for cheaply making my hair lighter naturally would be welcome.

My eye doc's are trying to charge me $150 after my $250 insurance amount for lens/frames. I've been doing research into Zenni, anyone use them lately? Specifically skeptical about the very low price for their anti-glare coating. Thanks in advance!

I am registered for a free trial class at pure barr just to get a taste for what it is like I have a space to practice already and have absolutely no intention of signing up. I know that they will badger me to join at the end of the class and sometimes when I feel those endorphins after a workout I’m a little more susceptible to being roped into signing up, they have already begun explaining the prices etc. and offering “discounts” for the first month. i was wondering if anyone had advice on how say no politely. I need to mentally prepare myself lol tia

I just received an email stating changes to Active & Fit Direct, July 1st it will be $28 per standard gym????? Are there any alternatives to consider?

Active and Fit recently announced they will be canceling access to multiple gyms which was the main draw for many of us. Is anyone aware of similar alternatives that give access to multiple gym chains ?

Currently living in Scotland in a private flat, but wanting to move out into something cheaper. There's this private art studio I'm eyeing, which has a really low rent on par with flats you'd find in the area - they're not even asking for a deposit. So I'm very tempted to just use it as my homebase (aint fussy at all, can shower at gyms and sleep on inflatable mattress), but should I risk it?

Should I be honest with the landlord and explain that I'm going to live in it? Or sneakily do the former? If anyone has tempted this, please share your experiences. Also, can't really find much info on the legality of this in the UK - so any details on that is also welcome

Well, it was good while it lasted, but Active&Fit is overhauling their program.

" Effective July 1, you will have access to one standard gym for $28 per month (plus applicable taxes).* You will then have the option to purchase additional gym memberships with a $5 discount off the monthly fee."

​

I would like to know if anyone has any other similar programs that allows access to multiple gyms? The whole point of this program was to access multiple gyms for a moderately low monthly fee. The direction they are heading doesn't seem to make sense since most gyms in their program are less than their standard monthly fee.

Just got a membership for 15.00. What's worth buying there to you and what isn't?

Has anyone else received an email from active & fit direct saying " Effective July 1, you will have access to one standard gym for $28 per month (plus applicable taxes).* You will then have the option to purchase additional gym memberships with a $5 discount off the monthly fee."

The whole point of having active & fit was to have multiple memberships for one low price, now I only get $5 off each additional membership I want?

I feel like this is going to destroy their customer base and everyone is just going to cancel and get a basic membership right through their main gym. For example, my main gym is crunch fitness, I can get their basic membership for $10 a month and a $50 annual fee.

Obviously if you really want to go to multiple different gyms this isn't going to work, but say you want to go to crunch, planet fitness and maybe a local gym that was on the plan. You're now paying $28 for crunch, $19.99 for planet fitness ($24.99 - $5) and maybe $20 for a local gym, totaling $67.99 a month. That's an insane increase.

Hi, I have used Active&Fit through my employers insurance, for a couple years now for gym memberships. For anyone unfamiliar, you pay one flat rate cost and get access to all sorts of different gyms.

Im wondering now if there is any similar service elsewhere that anyone is aware of.

Just received an email stating they now only allow 1 gym on your account. Which completely defeats the purpose of having an account at all with them. I travel for work and this was a godsend program because many places only have planet fitness OR anytime fitness. I will truly miss this membership.

Im so sick of everything good being torn away from working people.

My policy's price has gone up 50 percent in just a few years. I don't even drive much anymore. Most weeks are less than 10 miles.

Any suggestions on where to get a quote at? Located in Houston TX.

My partner purchased Folgers coffee in an attempt to save some money. Unfortunately Folgers is dirt water. I don’t want to waste a full bin of coffee grounds so how can I repurpose it!! Recipes? Gardening? Give me ideas!

Hi!

I own an iPhone 13. It is a perfect device for me and I love it. However, it is a bit old now and specifically, the battery is slowly getting bad. Everything else works perfect.

When I was younger I remember everyone saying that it’s a scam to change batteries in your phones because it only works for another month or so and then the “new” battery stops working as well.

But I really, really, really do not want to buy a new phone just because the battery is getting bad. I wouldn’t mind keeping this phone for another couple years, as long as I could rely on the battery lasting a full work day.

Do you guys and gals have any experience getting new phone batteries? Anything to look out for when asking around for a new phone battery replacement? Any info is appreciated!

I also wonder roughly what price is considered good? I’m not from the US so the conversion may be different but a rough estimate is better than nothing!

Thank you for reading.

Hello, I bought an electric blanket thinking it would feel like a blanket out of a dryer but instead I just feel like I’m in a humid heated bed. Even in the lowest setting, I get very sweaty very fast the material Is not breathable at all. Is this the general case for electric blankets? The blanket isn’t even hot or anything it just traps low heat and my body starts sweating

Found marked down 2kg lasagna for $10 use by soon. Can I freeze and use when I want to eat it?