I'm planning to move to London this summer for my studies. What are your opinions about Deptford, when it comes to residential life? Is it a safe place? Thank you!

I have three credit cards worth £10000. I filled form on stepchange and I was recommended dmp plan. Can they mark fraud on my file?

Hows is your experience with dmp?

Hi people! One of my neighbour is an entitled piece of trash and keyed my car as he thinks he “owns” a specific place in our car park and I happened to park there for a night. I don’t have any evidence but for future I would like to buy a camera. (Dash cam did not record this incident). it’s a rental property and don’t want one with screws (hard to reach place also). Rather a type I could put on the window ledge outside with double sided tape or something? All the ones with good reviews on Amazon are fitted with screws. Do you have any recommendations? It’s 1st floor window.

Hi I have used a free template but I wanted to know one question… do I HAVE to use 2 witness signatures??

Can one signature be enough?

Has anyone used one signature and it being enough?

Thanks in advance

It used to happen when I was out jogging in leggings and a t-shirt with long hair, now it happens even if I have a crew cut and massive winter coat on. Scares the shit out of me every time but I don't want to give them reaction

I'm in a couple servers with British people, though I'm not exactly sure where from. In a lot of our vcs, they like to make jokes about stuff like healthcare, school shootings, and many of the typical American things to make fun of. However, they just aren't really that funny, and borders on mean spirited, and when we tell them that, they just respond that it's banter and to not take it seriously. This has happened tons of times already. It seems that any little bit of banter we do with them, it just instantly goes to those kinds of jokes. Them being assholes is already known among the server, but it just made me think.

When does banter become bullying to you? Does it depend on how well you know the person? How would you call something like that out?

I'm making do with the glorious weather and making a trip down to the south coast this week, but wondering if I could combine my trip with a swim. I've looked online, and the temperature seems to be around 12*. I've swam in 16* water absolutely fine (although obviously cold to begin with, its not too bad!) but interested in hearing thoughts about this for those of you who are seasoned with cold water swimming.

Regardless of the industry you're in, please let me know what you think.

I work in insurance industry as claims adjuster and my manager asked me today if I want to help another team that deals mostly with motor and medical malpractice claims in the European market. That team is struggling for resources as manager is going on secondment but they're not looking to hire anyone new to fill the gap. A person working in that team left the business due to personal life problems and they didn't hire a replacement, strange. Company is doing well and hired about 50 people in the past few months, so it's expanding and not struggling financially.

My manager said that sometimes progression happens sideways so in another team rather than within my current team. She said I could work there few days a week so I guess like 3 days a week in that other team and 2 days in my current team (or the other way around) and that I could even move there permanently and that 'move permanently' part is a red flag in my opinion. I joined the company less than a year ago filling up for someone who left the company and we have a lot of work so I don't understand why my manager even suggested me potentially moving to another team at some point if I want to, especially when in my opinion that team is kind of below my team as in my opinion we deal with more complex stuff, as motor is one of the simplest claims.

To be honest I don't want to work few days in one team and few days in another team and be sort of 'Jack of all trades'. My gut feeling also tells me not to agree to it.

On the other hand if I agree to let's say 2 days per week for no more than 6 months in that team then it would look good on mt CV as I'd gain more exposure and also look good within the company as I helped another team in need. That would potentially be a good thing when asking for a payrise during my annual appraisal.

My manager said some of my current workload would be split between other team members so it's not like I would get more work.

What do you think about it? Is it worth it? I know these two managers would be happy if I say yes and it would look good

Saw a road works company today called “Chevron”. Made think someone went “What’s on roads?” “Chevrons?” “Boom. Company name right there pal. Let’s go to the pub.”

I want to know what others you’ve seen.

Make it up if you haven’t seen any, let’s have some fun.

My daughters due an operation next week. She'll be in for around a week. My wife and I will be staying with her, mainly her bit I'll swap when she needs so she can come home

So my question is fir anyone who's done this too, how did you do taking meals in, snacks etc. Anything that really helped. I dont want to get a takeout everyday 3x a day But any tips would be very appreciated plus anything that you think may be useful for getting through it for my daughter. Thanks

Hi all,

I’m looking to get a metal jack-in-the-box fixed but I’m not exactly sure what kind of business I need to contact in order to have this happen. I’ve tried Googling things like “item repair shops near me” etc., however nothing really comes up that I think is what I’m looking for.

To be specific, it is bashed and dented however it’s not beyond repair. I want to get it repaired because it’s a childhood toy of mine with a lot of sentimental value so seeing it damaged is a bit heartbreaking. Any and all help is greatly appreciated.

My GP surgery has a policy of 3 months minimum to sign insurance forms which seems to be quite excessive considering the whole point of private care is to be seen quickly. The doctor finally went to sign my form and refused it saying I have not been diagnosed with the condition I want to get checked for. Again, missing the point that I’d like to be seen to be diagnosed. Seems purposely obstructive. It got me thinking, does anyone know why they might be so anti private healthcare? I would have thought it was good to take patients off the NHS pressure but is there a financial incentive to refer to the NHS? They happily refer to NHS services - even referred me to people I don’t need to see.

I had an advert on Spareroom looking for a houseshare. I was contacted by a landlord who had a spare room in a flat. I'm away at the moment so couldn't view in person so I was sent photo and videos, I also had a video call with the current tenant who showed me around the flat and would be my flatmate.

I've received a tenancy agreement from the landlord and it looks legit. Have checked the landlords registration and it all matches.

The only possible red flag I've got is they haven't asked for any references or ID from me. The rent and deposit can be paid before or on the day the tenancy starts so I'm not planning on handing over any money without seeing the flat (ie on the day I move in).

It's odd but I've never moved a long distance before. If it's legit it'll save a lot of stress, but if it's not I'm struggling to see how they're benefiting as I've not given them any bank details or anything they'd be able to scam me for.

Any thoughts?

A while back I got a litter fine for cigarette butt. Couldn't afford to pay £100 within 10 days but paid the £150 within two weeks.

Lesson learned started collecting them in tissues, no one likes a litter bug.

Until the other day I screwed up: I dropped a cigarette butt at a bus stop, as I was getting onto my bus I was stopped again by a (different) litter enforcer.

I panicked as I cannot afford another fine (in severe debt to point I'm struggling to keep will to stay alive lol). I got on the bus ignoring him but he followed me up stairs so I got off the bus and wouldn't speak to him and kept walking until he couldn't follow anymore. Yeah I'm dumb I was scared and worried and nervous about money.

I had read last time online that you don't have to provide your details to these people but having researched today I was misinformed. It's actually a criminal offence to refuse to give your details. He had a fleece on with our local council name and not a third party outsourced company. Technically it didn't get to the point where he specifically asked for my name etc. or told me I was getting a fine but that's because I refused to talk to him and walked away. Whole thing was recorded on body cam.

What should I do, I assume despite them not having my information they have the footage and my face. I don't know whether to contact them but I wasn't actually issued with a FPN because of my conduct in said interaction. But I'm also scared they can find me from the video comparing to previous record in the area and send me a court summons.

Any advice would be much appreciated and I'm already angry enough at myself for being a dirty litterer and not ever dropping anything on the floor again in my life.

non-brit here (obviously) and I was wondering, what does "cheers" actually mean. I knew about it in drinking contexts but I've heard it many times used in different situations

It seems everywhere I live, the local campanologists always rehearse on a Thursday. Perhaps this question belongs in r/Anglicanism but is there a particular reason why it's always done on a Thursday evening? Also happy to hear of it being done on other evenings.

I do enjoy the sound, something joyful about it, especially of a summer's evening!

We're moving soon and i was wondering if anyone had hacks on getting moving boxes? Like can we just ask at the Tesco's? The ones on Amazon are so expensive.

Anyone ever taken out a finance plan with Currys and realised a few days later it's the wrong item? Long story short partner bought a standard iPad, and was looking for an iPad air. He did all the finance plan, set up a few days ago and is waiting on the delivery. I just noticed tonight that it's the wrong one.

My question is: is it easy enough to cancel the plan, return the item and then re order the correct iPad? He's beside himself at the minute and it wouldn't be such an issue if I hadn't just bought the new Apple pencil that is incompatible with the iPad he bought 😂 Hes going to try deal with it when it arrives at the shop this week.

If anyone has any experience with this please let me know 👌🏼

A friend and I will be in London for a few days later this summer. We’d like to go somewhere else for a few days before returning home and most immediately Cambridge or Oxford came to mind.

We’re two women in our late twenties. We like to explore, see art/nature/cool, fun, weird stuff during the day, and our fair share of a drink/party at night. We love to meet people, etc.

Where would you recommend we visit and what would be your suggestions on what to do/see outside of the obvious things that are top of all the lists? Open to recommendations outside of Cambridge or Oxford as well, ideally under a 3 hour train ride from London.

Many thanks in advance!

I've just watched The Octopus Murders on Netflix and I'd love to follow up with some of our own British investigative journalism.

What was the first shocking thing you noticed when hou got to the UK? Besides being on the left side of the road, people blowing their nose in public was a huge shock for me!

Directly contacting the previous owner isn’t an option. I’m in dispute with my gas supplier so need to establish what the previous meter reading was in the hope of demonstrating I haven’t used as much gas as is being suggested. To do this I need to speak with the previous supplier.

Does anyone have any ideas how I can do this? Ideally I won’t ring around the big suppliers in the hope of finding a match…but I will if I have to. Not even certain they’d be allowed to tell me even if they had previously supplied the house.

Have emailed Southern Gas Networks, the current gas transporter, in the hope they can give me some information. Current supplier can’t help me. I’m aware of the meter number helpline but am not sure if they can help and there’s a nominal cost to call the number, so will make this a last port of call.

Thanks in advance.

Hello everyone 😊 Apologies if this isn’t the right place to post. I worked in South Korea through the EPIK program for two years (2022-2024). I moved back to the UK in March and have been applying for jobs here. I have been asked by potential employers to provide an oversees background check. I contacted the embassy in London but they said that they only provide those checks for immigration purposes. What can I do in a situation like this? Any help/advice would be much appreciated.

Obviously there's alot of shocking events on the news around the world and on the Internet but what have you seen this week in person with your own eyes that's really shocked you?

My late stepfather died 3 April 2023. My mother is his sole beneficiary. They both lived outside the UK. The only assets they had in the UK was his bank account into which both their pensions were paid. Since his passing I have been trying to help my mother close his account. She even gave me general power of attorney as I am also the executor of her estate. However no matter what documents we send the bank they find some excuse why it cannot be accepted to close the account. Latest excuse is they cannot accept my landline phone bill which also includes my Internet and TV as a utility bill to provide proof of residence. I've seriously had it with this bank and would like to know how I can lay a complaint against them with some type of governing body.

I am an American citizen. I've been to Europe and the UK many times for vacation but not long enough to know much about how daily life is like. I dont need a high salary just enough to enjoy life and have balance focus on my own entrepreneurial pursuits. My biggest concern and luxury i can ever ask for is time and freedom to not have anxiety over calling in sick or wanting to take a vacation that is a whole week or two weeks long.

I would like to relocate if I can but my immediate family is no help. They don't see a life beyond their small house and insanely high property taxes in New York and expensive healthcare.

The cost of living is too high in NY for me to afford basic necessities like food and rent and on top of that there isnt much flexibility with work hours or getting time off feels like a battle. I have to be in the office for a long commute. For reference I have an engineering degree and worked in big tech but all my jobs have been 8-5 or 9-6 with barely lunch so like at least 9 hours of work and if not more without any overtime pay.

I have a lot of tech , science, writing, and engineering skills and would like to relocate to the UK to be with my extended family. I also only ever got 18-20 days off in the year.

I've just got off the phone with a chap who's available to clean my windows, clear out my gutters and clean the roof (removing a bunch of moss). Apparently for this it's only £1,250. This seems like am extortionate quote to me but I'm not sure of it's because he's either very good or the roof and gutters are so in need of sorting out. For info, my house is a small terraced place with a set of patio doors at the back and around 12 windows in total.

Edit - thanks all. I think I need to get another few quotes and also ask the chap exactly what the quote is for. Appreciate all your feedback

Hi all

Can anyone enlighten me why it seems many if not all council flat in London, perhaps across the country, have open walkways? By this, I been the front door to the individual flats open up onto a partially covered walkway on the exterior of the building, rather than an enclosed walkway on the interior.

I ask as a mortgage advisor told me that some lenders stipulate they don't provide mortgages for properties with external walkways. The rationale being that they can't state they won't provide mortgages for council flats but can state they won't provide mortgages for specific features, that seem to be unique to council flats.

I’ve seen Charles Tywhitt and Hawes and Curtis on Google. Where else can I buy good quality white button down shirts? I don’t want the type of rubbish shirt material that’s thin and feels cheap but I’ve no idea where to look