The last few years apple has been a trade for me. When everyone hates it I buy and vice versa when everyone loves it. But fundamentally I have not been able to get behind it to make it an investment. When I am bailing it is running up. But when I take a look under the hood it reminds me of a utility company in the southern states. Subscription business on installed base reminds me of electric demand on say Duke Energy, natural growth due to population migration. Basically steady money which no one is leaving. I know apple is asset light and no real debt unlike utilities. but it also carries a crazy high multiple.

I get people love the products and the base does not leave. But in investing you are always trying to figure out where the puck is going not where it is. So I am struggling to understand where apple fits in to ai and how it benefits them in the future? Clearly investors think they have a central roll, what am i not seeing for apple and future growth?

Canada is imposing it’s own 25 per cent tariffs on $155 billion worth of U.S. goods after U.S. President Donald Trump slapped Canada with 25 per cent tariffs on all goods and 10 per cent tariffs on oil, natural gas and electricity.

Prime Minister Justin Trudeau says the tariffs will take effect on $30 billion worth of goods starting Tuesday with a further $125 billion worth of products being taxed 21 days later.

Trudeau elected to go ahead with retaliatory tariffs even though Trump’s order includes a mechanism to escalate the rates if Canada retaliates against the U.S.

Canada will also look at how to limit export of rare minerals to the US which are crucial for US tech and car companies like Tesla.

TLDR: Trade war is on! Stocks may take hit and bond yields may spike (because of inflation fears) so position your portfolio carefully.

So I have $10K that I would like to invest into one of these stocks.

I use Reddit every day so investing in RDDT seems like a no brainer. But I have faith that RKLB is going to be very successful and it's low share price seems like an opportunity I shouldn't turn down.

If you had $10K would you put it all in RDDT, RKLB or split it between both?

Not that it matters much since it's a great company anyways, but some years ago when I was researching Alphabet I found something weird in their cash flows. I wanted to share it here in case it is not well-known and I am not wrong (amateur guy).

For the past 4 years, Alphabet has been spending around $10B in other financing activities. Looking into their 10K, it comes from the following source: "Net payments related to stock-based award activities". Reading the notes, this corresponds to the taxes they pay on behalf of their workers from the stock options they give to them. But when I looked into this around 2 years ago, any other FAANG companies did this, only Alphabet. I don't remember if this makes their stock compensation expense appear lower, but I think so. However, I'm sure that it makes their FCF appear significantly higher, since these $10B go under Cash From Financing (excluded from Free Cash Flows). $10B is around 20% of their TTM free cash flows.

Since Alphabet is so profitable I suppose most shareholders won't care, but at least it would make it a bit more expensive relative to peers.

The GDP growth figures for Q4 2024 are remarkable because they highlight the deadlock situation of slowing economic growth alongside a rising budget deficit.

The budget deficit in Q4 amounted to about 10% of GDP. GDP growth compared to Q4 2023 was 2.3%. At that time, the budget deficit was around 7% of GDP. Therefore, if the budget deficit in Q4 2024 had remained at 7% without increasing, GDP growth would have turned negative.

In other words, the economy is still being prevented from sliding into a recession solely due to continuously increasing fiscal stimulus/budget deficit.

I've always followed the whole let it ride in an ETF mantra. But I manage my mom's retirement acct and she's about 1-2 years before retirement. I'm thinking of converting 1/2 of all S&P500 ETFs to cash on Monday.

Knowing that there's going to be a sell off this Monday, is it too late? Will my sell orders even get fulfilled? These are all long positions so I'm not worried about taking less green from the growth.

I've been investing for a bit now and Im relatively new at it, Ive done well so far given the ai boom and how talked about it is, the issue is I want to find stocks before they boom, to the people who have been investing for a long time how and where do you find good investments when no one is talking about them

Not sure if it’s just me, but every time I log into any social media platform, all I hear is invest, invest in stocks, invest in index funds, S&P 500, diversify, diversify, diversify.

It seems like the new generation is becoming financially educated; becoming financially educated fast!

Just curious to hear your thoughts on why the stock market is still promising and why the “new” generation is not too late?

The meme stock scheduled posts will now run weekly and post Saturday afternoon and won't be a sticky; you're probably seeing this because automod sent you here!

Full list of meme stocks here. This will be updated every once in a while.

Welcome traders who just can't help them selves discuss the same exact stock that's been discussed 100s of times a day. I get it, you want to talk about what's popular, what's hot, and that 1.. single.. stock you like.. well here you go! Some helpful links just for you:

• Previous meme stock threads
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• The original GME megathread with a ton of useful information
• Use Finviz for aggregated news on your favorite stock

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For over 20 years I only invested in index fund (Vanguard) and it did great for me no complaints. My SP500 fund went up 300+% in that time period with no thinking.

In 2020 with more time on my hands, I started to pick individual stocks (but mostly bought baskets of stocks in undervalued sectors). And it's been amazing!

A quick analysis shows me stocks bought in 2020 are up 500+% (and yielding 4%), Stocks bought in 2021 are up 550+% (and yielding 8% as many are REITs), Stocks bought in 2022 up 330% and in 2023 up 385% (bought lots of tech late in the year).

It's a bit early but 2024 was not as good and I wonder if I may as well go back to just doing index fund investing. I enjoy the stock market research actually, but maybe the last 5 years have been good for us retail investors to buy stocks and now it's back to being boring?

I did well in 2020-2024 by investing in sectors that are greatly undervalued due to some external events (i.e. the sector itself still had value).

2020 Energy midstreams (Pandemic curtailing travel)
2021 Office REITs (WFH getting a lot of traction)
2022 EU banks (Invasion of Ukraine)
2023 Regional US banks (several smaller regional banks collapsing) etc.

So what sectors do people see being undervalued in 2025 or becoming undervalued?

Note, I don't want to buy individual stocks but rather a basket in a sector to diversify risk.

Also, note, I'm talking about investing (i.e. buying and holding for a while) not trading.

Can someone please explain what all these fields mean on fidelity. I understand the basics of calls and puts but I'm not sure exactly what all this means. I understand the basics but the layout is intimidating. Sorry for the repost I'm very loopy this morning

Option type Call/Put

Action Buy to open

Expiration Feb 07, 2025

Strike 205.00

Quantity

Bid: $9.95

Mid: $10.48

Ask: $11.00

Order type Limit/market/stop loss/trailing stop(limit)

Price $

Bid: $--

Mid: $--

Ask: $--

Time in force Day/fill or kill/ immediate or cancel

Type Margin

As my question suggests, tariffs would undoubtedly boost revenue from imports while also discouraging them. This, in turn, creates a positive opportunity for Americans by encouraging local manufacturing and increasing employment. Stocks are supposed to rally with this news, isn't it?

Hi everyone, what's the general feeling about money market EFTs? I've seen CSH2 on trading 212 and it looks like it could be an interesting pick. Consistent 5.5% over long term and I was thinking about it as a half way house between EFT stocks and bonds.

This is the weekend edition of our stickied discussion thread. Discuss your trades / moves from last week and what you're planning on doing for the week ahead.

Some helpful links:

• Finviz for charts, fundamentals, and aggregated news on individual stocks
• Bloomberg market news
• StreetInsider news:
  • Market Check - Possibly why the market is doing what it's doing including sudden spikes/dips
  • Reuters aggregated - Global news

If you have a basic question, for example "what is EPS," then google "investopedia EPS" and click the investopedia article on it; do this for everything until you have a more in depth question or just want to share what you learned.

Please discuss your portfolios in the Rate My Portfolio sticky..

See our past daily discussions here. Also links for: Technicals Tuesday, Options Trading Thursday, and Fundamentals Friday.

Trump just announced new tariffs on imports from Canada, Mexico, China, and the EU—25% on some goods and 10% on others. The market reaction late Friday was clear: the S&P 500 dropped 0.5%, the Nasdaq dipped 0.3%, and investor sentiment took a hit. What’s even more concerning is that Trump explicitly stated that he doesn’t care about how the stock market reacts.

This move makes little economic sense and raises a lot of questions. Tariffs mean higher costs for imported goods, which could lead to inflationary pressures, supply chain disruptions, and weaker corporate earnings. If inflation ticks up, the Fed might be forced to respond, further complicating the market outlook. It baffles me how this policy made it past every economic advisor in his administration—some of them have to understand the consequences, right?

For those of us investing, this raises key questions:

• Are you selling out of any sectors that will take a hit, such as manufacturing or retail?

• Are you shifting toward more U.S.-centric or intangible goods sectors like tech and software?

• Are you holding more cash in anticipation of volatility or a potential correction?

For my part, my portfolio is mostly in intangible goods that are produced within the U.S., so in theory, I should be okay *knocks on wood*. The only European hardware company I own is ASML, but their machines are absolutely essential and companies opening factories would just have to pay more for them. I’m still considering reallocating some European drug makers and holding some cash on the sidelines.

What’s your plan? Are you making any moves, or just riding this out?

The introduction of Deepseek probably doesn't warrant the sharp stock decline value of NVDA, that is understandable. But so is their stock value rise for the past 2 years. To put it in other words, yes the decline was a result of a hype, but so was the rise. Something that didn't make much sense got replaced by another thing that doesn't make much sense. At the end of the day, Nvidia is a great company that sells the best computer chips and GPU's, but that's all there is to it. I just don't see how they can rise again for the foreseeable future. They've hit a peak point in my opinion. And while Deepseek's introduction shouldn't have been the reason for their stock decline vlue, it was just a trigger for something that was in my opinion inevitable.

I was pressured by family members into buying NVDA, and now the total loss is about 13.5% of its original price. I feel like I should just close the position as I just don't see how it can rise again for me to recoup the losses, but I also don't want to do something based on feelings. I hope someone in this subreddit can help. I try to do some due diligence and understand metrics, but I'm no expert and I'm finding it difficult to put the time into learning these things with my very demanding fulltime job, which is why I usually stick with low risky ETF's, except for Nvidia which I was kinda pressured into buying, and I was worried that it might become even more profitable and then hearing "I told you so!".

I've been closely following Microsoft (MSFT) and I noticed that there hasn't been much discussion about it being a strong buy after strong earnings growth. The price is almost flat for the last one year The company showed significant growth potential and, from what I can tell, the current price level looks attractive for adding more shares.

Am I missing something here? Are there any risks or factors that I might be overlooking? Would love to hear your thoughts and insights on this.

Six months ago, I posted this DD: https://www.reddit.com/r/stocks/comments/1e1w8a8/the_case_for_intel_from_a_former_bear/?ref=share&ref_source=link

I thought I might offer an update on developments since then—where I was wrong, where I was right, and how the stock might develop in my more humble opinion. TLDR: Tariffs—skip to the end.

I posted the original DD before the August 35% drop. I have continued buying, lowering my average price to $29 a share.

Where I Was Wrong

Clearly, the new products did not inflect Intel's earnings higher in Q4, and the Q1 guide was disappointing. Arrow Lake has been a dud in the desktop space. Lunar Lake, while being a very good part, just doesn't carry the margins I had hoped. Granite Rapids, while closing the gap significantly with AMD compared to prior products, is less competitive than I had hoped compared to AMD's new-gen Turin.

The shift from CPU to GPU has been more brutal than I anticipated (clearly, AMD's stock price is also reflecting this reality). Intel has also pushed Clearwater Forest back by about a quarter (from late 2025 to more likely late Q1/early Q2 2026) due to packaging yield issues. Pat was also fired—but not for the reasons I would have expected. Falcon Shores AI GPU was canceled, but I had zero expectations for that anyway.

What's Going Right and What Might Inflect the Stock

Since the drop, Intel now trades at tangible book value—that’s essentially all cash and hard assets (excluding IP, brand, etc.), minus debts. So if the company shut down today, shareholders should get roughly $20 per share in cash after everything is sold. That puts a floor on the downside and makes it a likely takeover target if it falls further.

Intel’s 18A remains on track, which is the linchpin of any long-term investment in the company. We now have more clarity that it fits squarely between TSMC's 3nm and 2nm nodes. Yields are good, and they are installing tools in their Arizona fab. You don’t buy and install billions in equipment if the node is failing. Panther Lake, their laptop CPU, remains on track to launch in Q4 of this year and will carry 60% gross margins (compared to 40% for Lunar Lake) while being manufactured in-house in the USA.

Intel Foundry is beginning to climb out of the hole this year, as I predicted in my original post. Just to put things into perspective, Intel’s 7nm node was designed so poorly for cost that its cost structure is similar to TSMC’s 3nm node and even to the upcoming 18A node. As 7nm wafers ramp down and EUV nodes like 18A ramp up, losses will shrink. For example, 18A carries a 3x selling price compared to Intel 7. Overall, outsourcing to TSMC will peak this year at 30% of wafers.

This process will be slow, so I would not expect any single quarter to make you go wow! Instead, I expect lumpy but improving quarters throughout the year. I originally anticipated a one-two punch, but it's more likely to be a grind until late 2026, when Intel will have strong products (Diamond Rapids, Clearwater Forest, and Nova Lake).

The Black Swan Event—Tariffs

However, there is a potential black swan event for current bagholders and potential investors. I would not buy the stock based on the possibility of tariffs, but it's a large opportunity should it happen. Trump, on 1/28 and today (1/31), reiterated that he plans to impose tariffs on chips and specifically singled out Taiwan, saying, "You know, Taiwan, they stole our chip business," and claiming that 98% of chips are made in Taiwan. We are here to make money—not be political.

I often see many TSMC investors not fully understanding what they own. TSMC’s Arizona fab is planned to produce 20k 4nm wafers per month. Right now, TSMC is producing 125,000 3nm wafers per month in Taiwan and 150,000 5nm wafers per month in Taiwan. Their 3nm fab in Arizona won’t be ready until 2028. So, U.S. production will account for only ~7% of TSMC’s leading-edge capacity—and by the end of next year, they will already be producing 2nm in Taiwan, further reducing that percentage.

Ultimately, fabs take years to build, so this dynamic won’t change for at least four years. If tariffs happen, Intel will begin to report a surge in customer interest and prepayments as companies rush to secure dramatically cheaper wafers. Intel would not have enough capacity to serve the entire industry, so someone will be left bag-holding a product that’s 25-50% more expensive. This would dramatically change sentiment, though revenue from these deals would start kicking in around 2026-2028.

There is also a dynamic between AMD and Intel with TSMC tariffs, but that’s still too speculative to dive into at this point.

There are a lot of technical nuances to this situation—like 18A not being amazing for mobile (18AP will help close the gap next year), and how quickly companies can port IP. But ultimately, necessity is the mother of invention, and cost differences will drive change.

I can't link directly to Youtube but search for this video at 6:05 mark:

BREAKING NEWS: Trump Signs New Executive Orders While Taking Questions From Reporters In Oval Office (Source: Forbes Breaking news)

There's no mention of any specifics regarding additional export controls. On the other hand there's also no additional information about possibly US government buying a lot more chips from Nvidia.

Trump did not provide details of the meeting but called Huang a "gentleman." "I can't say what's gonna happen. We had a meeting. It was a good meeting," Trump said. (Reuters)

When asked about how the meeting went Trump just mentioned he's going to put tariffs on chips and then started talking about tariffs on oil, gas, steel, and pharmaceuticals. Then he circled back to chips and mentioned he will tariff chips and "things associated with chips".

Some questions for discussion:

• Is this result from the meeting good or bad?
• Should this in any way move the market on Nvidia? How about Intel, AMD, or other equipment makers?
• Is it concerning that Trump didn't mention anything about Stargate?

I was reading about Norway's successful sovereign wealth fund and the CEO of the bank seems to know what he's doing. Has anyone had success following the moves? He's recently said it was better to limit US tech stocks and look to China. Thoughts?

Trump expected to announce tariffs on Canada and Mexico on Saturday

US president also planning 10% duties on Chinese imports

Trump expected to invoke emergency powers act to back new tariffs

"The President will be implementing tomorrow 25% tariffs on Mexico, 25% tariffs on Canada, and a 10% tariff on China for the illegal fentanyl that they have sourced and allowed to distribute into our country, which has killed tens of millions of Americans," Leavitt told a White House Press briefing.

Given the dramatic rise of generative AI, I'm expecting the open web to become less and less useful, and not a place where people spend time.

Instead, I'm predicting a solid uptick in "walled gardens. Platforms that create space for communities to exist and are - either passively through logins or aggressively through moderation and other tools - limiting access to generative content, providing opportunities for genuine connection, valuing high-quality contributors etc.

Now I'd be interested to hear what people think about this thesis, and if you buy into it then how and where you'd invest to profit from the momentum.

Meta is one example of a walled garden, but from their corporate strategy and my personal experience, they're going in the opposite direction and their apps are more and more full of generative AI content.

Slack and Discord are other examples and often used for community building, but the former is part of Salesforce and the latter is still private.

What other investment opportunities are there that would benefit from this (theorised) shift from an open to closed web?

edit: Our current location is the other clear one - but how much more growth is there for it?

Hi all, I am trying to make sense of the above mentioned indicator.

If anyone is familiar with this indicator, could you answer a few questions for me?

There are 3 main lines, 2 yellow ones and 1 red, is my goal to try to stay above the red line? Do I sell when the price dips below the red line or when it's below the bottom yellow line?

What should I do if the price is constantly above the 1st yellow line?

What are the little traffic lights for?

What can I deduce from the volume indicator on the right?

What are the other little lines for? How about the dotted ones?

Why is there a timer below the price?

Ty in advance!

If tariffs go into effect with steel and aluminum coming into the USA, there are winners and losers.

Losers include any company making large items full of metal, as in automotive makers producing cars in the USA. [TSLA, F, GM, TM etc]

Additionally, on the losing front Boeing [BA] Lockheed [LMT] would also have its costs increase.

Winners would include domestic steel producers such as Cleveland Cliffs [CLF] and Nucor [NUE].

Disclosure: percent of my account CLF = 1.11%, NUE = 0.93%

General inflation protection also do better than the average trade.

Weird to me how AI stocks are still down even after it’s been found that the $6m number was the cost of training DeepSeek-V3 and explicitly states that cost does not include “architectures, algorithms, or data” (according to its technical paper: https://arxiv.org/html/2501.12948v1)

Despite this being stated, the narrative that was pushed in the media was that the entire cost of DeepSeek was $6m.

BoJ hikes rates 25 bps on Friday and Monday, DeepSeek news hits the press? This just feels like this was a scare to cover up the real reason for the sell off.

(I own no shares in any company listed below and I don't own any shorts on Tesla and have no intention on buying any. Just trying to inform people)

There is no world where this speculation is realized.

Market Caps:

• Toyota: 251 B
• Ferrari: 78 B
• Porchse: 56 B
• Mercedez: 59 B
• GM: 56 B
• Volkswagon: 52 B
• BMW: 50 B
• Honda 44 B
• Ford 41 B
• Nextera: 146 B
• GE Verona: 100 B
• First Solar: 18 B
• Enphase Energy 8 B
• Nextracker 7 B
• Sunrun 2 B
• Array 1 B
• Jinko 1 B
• Shoals 0.7 B
• Solar Edge 0.7 B
• Canadian Solar: 0.6 B
• Sunnova: 0.3 B
• Uber: 142 B

All combined = $1.117 trillion

• Tesla: 1.3 Trillion

You could Throw in Cisco which has a monopoly over and controls about 66% of the cell phone networking hardware industry in American and it will still be roughly the same. By the way many of the companies on this long list have profit margins and growths that over the last year blow Tesla out of the water. Tesla is not outpacing other companies, other companies are actually catching up to them in the ways they have been growing.

Also, keep in mind that Musk just pissed off about 50 million democrats who were Tesla's existing core customer base. Multiple people at my work who own Tesla's have said they are now embarrassed to own a Tesla.

The speculation is partly based on Tesla's currently nonexistent and delayed automated taxi company. Let's put how weak Tesla's position in perspective.

Tesla plans to open an automated taxi company in Austin Texas this summer. 1 city. Waymo (owned by Google) started in it's first city 8 years ago and is planning on expanding from 3 cities (San Fransisco, LA, and Pheonix) to 12 over the next year. Tesla is almost a decade behind in this industry and are not in a good position to dominate it or reach fully non city dependent fully automated driving in any way. There is also absolutely no indication that their business model is in a better position than their competitors in this industry currently.

For this current Market cap to be realized, Tesla would essentially need to come to control the majority of 3 major industries while Musk is sitting around playing video games for 12 hours a day (according to him) and playing politician in the Trump administration.

Tesla just posted abysmal earnings, and how does Elon respond? With another song and dance about robots and self-driving cars—fairy tales he’s been spinning for years with no real results. Meanwhile, the fundamentals are crumbling: declining margins, demand issues, and brutal price cuts just to move inventory.

This company has been built on hype, not substance. FSD is nowhere near what was promised, Cybertruck is a disaster, and now they’re leaning on AI pipe dreams to distract from the financial mess.

When a catalyst hits this, downward price action will be the most drastic in history.

Today to the day is the anniversary of twenty five years of my first purchase of AAPL shares. I bought 1200 dollars worth.

In early 2000, I had just graduated college. I had a few thousand given to me as an inheritance that was being managed by a broker.

I asked the broker about purchasing some Apple shares, and he was unimpressed, and unmoved. I was annoyed at him. Apple was the one I had the strongest impulse to purchase.

Why apple? I had gone from being skeptical of Apple. My college was very heavily Mac, but I had PCs. I was unimpressed at the OS, but I was struck by people’s reactions to Jobs. He was enthusiastic, and I liked the cut of the jib who liked the cut of his jib. I was drawn to the elitism of the people to the brand, and felt it could bounce back. This was even before iPods, mind you, before OS X.

These were the days of the dotcom boom. This broker was taking like 500 bucks for every trade. This felt unfair, in light of the great digital democratization that was in progress, I wanted the power. And E*trade was relatively new and it seemed legit. I hadn’t done anything like this before, I was just a kid, really, but I decided to just go for it.

I sold most of the shares I inherited, and threw 1200 bucks into Apple. `(also a few other, less impressive stocks)' I did marvelously the first few months as the market soared, as did most people.

And…. it came tumbling down in April 2000. Disillusioned, I decided not to try to reposition my shares, and I just let things ride for a few months. When I rebalanced by portfolio, I kept my apple shares, which had split, despite the pull-back.

Every year, I would consider would I buy more apple now? And it didn't occurr me to sell. Apple often seemed almost comically undervalued, and I held on or increased my investment in it.

Every time apple goes up 1 point, I get more than my initial investment back. Why? Splits.

• 2-for-1 split in 2000
• 2-for-1 split in 2005
• 7-for-1 split in 2014
• 4-for-1 split in 2020

Nowadays cost basis: .88 cents. As of today that investment has grown 26,527.62%. I added more and more apple across the years, and had some other lucky calls (my second largest holding is NVDA) but no move matches that whimsical lucky move of 25 years ago today.

The security that owning these securities has offered me is significant. It has let me have a job that isn’t that well-payed and support my family with emergencies being take of by extra funds. We own a lot of apple products, because with the dividends, it sort of just pays for them.

I do think it’s good to give early adults access to a few thousand dollars to play the market and plan to do that with my own children. Although I didn’t sell my shares, what I did do is convert a bunch of them to a donor advised fund (avoiding taxes, whee), and I give to charity from that for annual giving, and that feels like a win win win proposition.

I do feel overexposed in AAPL and NVDA, but due to still hopefully having another at least 25 years to go in my life is that pullbacks eventually come back up. The biggest principle that has guided my investing is “Don’t buy crap if you can help it”, and that's my advice to new investors.

Since the COVID bottom to date, UAL and LUV fared much better than AAL and DAL. Just curious, what are UAL and LUV doing different than AAL and DAL?

5Y performance as of this post:

• UAL: up 43%
• DAL: up 23%
• AAL: down 37%
• LUV: down 44%

https://www.google.com/finance/quote/UAL:NASDAQ?hl=en&window=5Y&comparison=NASDAQ%3AAAL%2CNYSE%3ADAL%2CNYSE%3ALUV