Insurance is very important for a financial security in case of damage / illness ( serious illnesses ). But often the citizens are insecure because it happens very often that one is either overinsured or underinsured. But how do you get out as a normal citizen actually, which insurance is absolutely necessary and which one then individually to the normal insurance package should book.

The insurance broker is certainly a competent partner. Great emphasis is placed on advice and the greatest possible transparency, because most problems with insurance arise from the fact that the insurance companies just have not been completed with the necessary transparency, so that the policyholder is often overwhelmed with his insurance.

Above all, the question arises time and again, whether the insurances really are worth what they always promise. Often you feel as a policyholder exploited, because you have recommended insurance and then these have proved useless. This can happen, for example, when completed insurance claims have already been covered by other insurance policies.

A good insurance broker knows these issues and will therefore pay close attention to ensuring that such cases do not occur to his insurance clients. Rather, he looks at the individual circumstances of his customers and analyzes them first in cooperation with the customer. Then an insurance package is laced, which is cut to the actual needs of the customer rightly .

The insurance package should definitely include a private liability insurance . It will cover all claims that you cause yourself. In the process, personal, material and pecuniary losses are also covered. The fact that this insurance is immensely important is quickly revealed by the fact that millions of euros in damages can quickly arise here. If you had no liability insurance, you could quickly get into financial difficulties.

Just as important is the household insurance . This secures the entire household contents. Noteworthy are also motor insurance , accident insurance and occupational disability insurance . If you need more insurance, you should discuss this with your insurance broker and respond accordingly.

(Posting this once more time. Sorry for those of you who have seen it already!)

Hello all! I am a student in the Forensic Science program at Arizona State University. I am conducting an IRB-approved research study on law students' understanding of forensic evidence. This is part of my required curriculum through my program.

I am looking to recruit law students to participate in an online survey. This survey will take no more 20 minutes of your time, and you have the option to be entered into a drawing for a $25 Amazon gift card for your participation. I recognize you are law students and are extremely busy, and I greatly appreicate any time taken for the survey! Your participation will help to begin exploring a gap in research literature in this area, and would also help me to have data required to write my thesis.

All data is anonymous and is stored in a secure and encrypted server, so there is no possibility of your name being attached to your responses. The only time you will be asked for any information is if you choose to enter the drawing for the Amazon giftcard at the end of the survey, and this information will be separated from your response to keep everything anonymous.

Thank you in advance for your help and participation! Here is the link: Survey

Please comment below if you have general questions or feel free to DM me with any personal questions. Thank you!

Hello all! I am a student in the Forensic Science program at Arizona State University. I am conducting an IRB-approved research study on law students' understanding of forensic evidence. This is part of my required curriculum through my program.

I am looking to recruit law students to participate in an online survey. This survey will take no more 20 minutes of your time, and you have the option to be entered into a drawing for a $25 Amazon gift card for your participation. I recognize you are law students and are extremely busy, and I greatly appreicate any time taken for the survey! Your participation will help to begin exploring a gap in research literature in this area, and would also help me to have data required to write my thesis.

All data is anonymous and is stored in a secure and encrypted server, so there is no possibility of your name being attached to your responses. The only time you will be asked for any information is if you choose to enter the drawing for the Amazon giftcard at the end of the survey, and this information will be separated from your response to keep everything anonymous.

Thank you in advance for your help and participation! Here is the link: Survey

Please comment below if you have general questions or feel free to DM me with any personal questions. Thank you!

Hi guys! Recently I found a useful thing for my Macbook, so I wanted to share it with you. Trooss helps you to have different ports and wirelessly charge a phone or Apple Watch in one place. Redditors, what opinion do you have about this?

You are beginning your own business. Also, you realize that each business ought to have their own legitimate help. You realize it is basic, yet where do you begin.

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Corporate Lawyers Brooklyn

Finding the best (corporate lawyers Brooklyn) isn't as simple as what it may sound. Truly, there is a tremendous determination of lawyers and lawful help that you can enlist, however you would prefer not to contract just anybody. You need to ensure that you are contracting the best one that you can discover. Numerous individuals are disclosing to you how to discover a lawyer, yet it probably won't be solid counsel. These are a definitive mystery to locate the best one nearby.

Sorry if this isn't the right place to post this and if not I'd appreciate a mod telling me where is. We're publishing some artwork in one of our publications and some of them paint big social media companies in a negative light. I need a lawsuit like I need a bullet in the foot so any information will help.

Edit: we'd also like some artwork that state so.e political opinions.

Edit 2: spelling

Hi legaled,

I recently picked up an older fictional text on the Supreme Court (titled the Supreme Court by Lawrence Baum). I also listen to a podcast titled More Perfect. Needless to say, I'm interested in law as a hobby.

Are there other podcasts or books especially ones that I can read on a flight that this sub would recommend?

A person is held responsible for their actions generally, and definitely for their intentions. But can a person be held responsible for their emotional state?

Here is the clip:

https://www.youtube.com/watch?v=ZUa6S4KME7w

How is that possible? They are a commercial entity that makes a lot of money.

Can CBS sue Infowars - because it's hard to imagine that they agreed to use that clip on a conspiracy website.

I am not a US citizen so I apologize in advance if there is something obvious that I am missing.

Hello,

We received our security deposit back from our previous landlord. Included with the deposit check was a scanned, handwritten account of charges against our deposit.

First - he did not account for the full deposit we paid upfront. We have the lease which shows the full $ amount we paid (which is almost double what he thinks we paid). Is this sufficient proof?

Second - We have some concerns about the charges themselves. What sort of items can a landlord charge for? Our landlord charged us for a painter, paint, and rollers/brushes along with carpet cleaning. Can we request receipts of these charges?

Third - doing some research, it says the full amount must be returned within twenty one days, we have in our thirty days notice April 6, this letter is post marked May first. We sent him a picture of our lease with the correct amount... What can we do?

I found a few, but want to see if anyone else know of some good podcasts where the lawyers don't sound like they're reading off a script.

One I found is called The SALT Show by Baker Botts. A little corny sometimes but it's one of the few that focus on Tax laws. I also like the The Lawyerist Podcast.

What does one characterize, generally, as insufficient counsel? Yes or no is fine, just curious on opinions.

1.) Not filing a motion to suppress evidence and statements that resulted from custodial interrogation and intimidation? The claim was he didn't want to let prosecution get them on the stand in a suppression hearing. Thought the Supreme Court ruled that Hobson Choice between two rights was not constitutional. Further, a police officer at home during warrant execution (not the one that continued custodial interrogation post requesting a lawyer) would testify to the fact he gave the defendant a phone to call his father and asking his dad to contact a lawyer. His father's phone records corroborate.

2). The day of the trial, defendant didn't know whether he was testifying, let alone what attorney was going to ask if he was? Attorney didn't come back with counter-offer to the prosecution, in spite of having defendant's written counteroffer 4 days prior to trial. The ADA rescinded their plea offer at 7pm the night before the jury trial.

3). Not sending Supeona for Police Officer whose testimony in Limine Motion was necessary. He called the morning of trial to the precinct and was told the officer was going to be in court. What if he wasn't? Pretty big risk. Plus the issue of whether he had any familiarity with the prosecution's witnesses.

Would you raise this to a judge if, for instance, in an argument supporting why the defendant took an Alford plea directly to the judge?

The irony is, the defendant tried to fire his attorney because they didn't want to pay more for a bad lawyer to help with sentencing. However, they also needed a public defender. The Judge denied since it was financially based and that was an attorney.

The question is, 1) could the defendant withdraw his Alford plea before sentencing using insufficient counsel as the reason? 2). Can the defendant contact the judge (including prosecution) so it's not an exparte communication and share these concerns?

It's hard to ask the council that the defendant believes insufficient if he is insufficient or worse, to express that about himself to the judge.

I’m 3L and I applied for quite a few places for internship in India and was either rejected or did not receive a reply. What do the law firms look for in a CV while taking interns?

I've been looking to press charges against my ex for domestic violence, sexual assault/rape, and murder threats. There was one instance of sexual assault that happened in my hometown of Chicago and the domestic violence, other instances of sexual assault, and the murder threats all happened in Kentucky. How would I go about pressing charges against her in Chicago if she lives in Kentucky while I live in Chicago? What is the statute of limitations for these crimes in these states? How should I go about getting a lawyer for when it comes time for me to return to Kentucky to press charges? (My ex lives in Knox County, KY.)

For an example they don't pay rent and are evicted, and a judgement is place against them, yet they never pay it. Than they do it again receive a judgement against them, and again. Never actually paying other than the bare minimum and court fees. Is it just basically legal to steal good and services and never have to pay the amount handed down by the judge?

So I live in Highlands Ranch, Colorado and my neighbor is being a tool. My aunts kids and I play basketball in the front driveway like many of us have, nothing serious just basic horse. Our ball went over on her side and hit a shrub bush and she's claiming we killed them. When she has neglected to water her bushes, fertilized them, and basic care for them. So my main question is this, is it property damage if we play basketball and the ball bounces and hits them accidently? It's not like we deliberately threw the ball and hit the bushes. Curious because she said she's going to be taking us to court, and I think that she's just trying to scare us. But figure I'd ask.

Also, if this isn't the correct sub for this, please direct me to the correct sub :)

I'm broke. No loans. Is there a preferred book store or website or somewhere where I can get a decent copy of American jurisprudence one section at a time or the whole thing for a fair price?

Will take a PDF if that's available.

Definitely prefer books though.

Thank you in advance for any and all help.

I have to choose my electives today and my prefered areas of practice are IP, Telecommunication, Media and Entertainment. Keeping this is mind, should I opt for Energy Law or international banking and financial law?

I know this is a dumb question but i need to ask because I really am not sure. In California, rape is basically defined as penetration of the vagina with a sexual organ, however slight and w/o consent. A man can rape a woman and a woman can rape a man because it is still penetration of the vagina. A man cannot rape a man because there is no vagina in the scenario, although that would be sodomy. But would it be considered rape if two vaginas touch? They cannot penetrate each other but they are touching which can be considered "however slight?" Anything would be helpful.

I just saw a meme with a 0 dollar bill and I was wondering if it would be illeagal to create one in real. I mean yes, youre printing money but on the other hand you dont really fake something with value. Someone knows about hat?

Granite Construction has a contract to repave the 5 freeway in washington. The contract calls for them to have two lanes of a three lane freeway open for traffic by 5:30 am. However, they kept those two lanes closed until after 9 am, requiring motorists to spend 2.5 hours to travel 4 miles.

The work they were doing was routine maintenance. There was no emergency that required the closure and the Washington department of transportation reported on their website that morning that the construction would have no impact on motorists. A call to the department of transportation confirmed that the freeway closure was in violation of their contract, and it affected tens to hundreds of thousands of motorists.

Is Granite construction subject to a class action lawsuit, or are they immune for some reason because they are working for the State?