i am 16 and i want to buy or start a small business in the future. (i say future because i don’t know too much about businesses and assume that i would need to be 18+ or 21+ to own one but if that isn’t the case than that would be amazing) from what i researched there are several options for buying a small business; sba loan, seller financing, and just paying yourself. i definitely like the idea of seller financing as im a broke teen and work a minimum wage job, but i don’t know how risky or what the success rate is for seller financing so i feel like i should buy it with saved up money. but i would assume thats years of saving and even MORE risky. for business options im thinking about the classic buying a laundromat because i saw that the have a very high success rate and are easy to run and maintain or some sort of online business i don’t really know. there isn’t a clear picture of what kind of business i want to buy and how i will go about it but i just want to learn more about the topic and get some pointers and important things i need to know before doing this. Thank you!

ps again im almost entirely new to this topic so sorry if i say something stupid or incorrect feel free to correct me

Hey all. Just purchased a business (my first) and I’m curious to what’s available to help keep track of expenses. I know I can go old school and just throw all receipts in a box and tally them up once in a while but with tech the way it is these days I’m sure there’s apps and software that will save tons of time with this. What are your recommendations on this? Or should I avoid doing this all together and take the time to do this manually?

Insurance agency Samphire Risk is reportedly rolling out a policy for celebrities and highly paid executives afraid of social media backlash.

https://www.fastcompany.com/91270132/cancel-culture-insurance-policy-will-protect-reputation-social-media-backlash

Hey fellow entrepreneurs!

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I have a couple of years of web development experience and am now helping small businesses get online. If you're interested, drop a comment or DM me, and let’s build your online presence!

Looking forward to helping fellow entrepreneurs! 🚀

Elon Musk’s social-media company X added more major brands to its lawsuit claiming an ad-industry coalition illegally boycotted the site.

https://www.msn.com/en-us/money/other/musk-s-x-adds-nestl%C3%A9-colgate-shell-other-brands-to-ad-boycott-suit/ar-AA1yf4gr?ocid=msedgntp&pc=HCTS&cvid=d1d302131f024fb7b2343ba331c6bb97&ei=10

Levies on the three largest U.S. trading partners could affect companies like General Motors, Mattel and Constellation Brands - higher costs on sneakers, cars and furniture.

https://www.cnbc.com/2025/01/20/trump-tariff-news-products-and-companies-most-at-risk.html

Attended a conference this week and naturally a lot of business words. It got me thinking, what are terms you both like and hate?

One I don't like: Silos

Texas will not allow the Chinese Communist Party to infiltrate our state’s critical infrastructure through data-harvesting AI and social media apps,” Texas Gov. Greg Abbott said.

https://thehill.com/policy/technology/5120755-texas-ban-deepseek-rednote-government-devices/

Why is this not the headline?

Apple in recent weeks has had discussions about testing out ads on the platform.

https://finance.yahoo.com/news/amazon-reportedly-boosts-ad-spending-211137653.html

Twelve days ago, on January 18th, I launched my first product into the wild. No big team, no investors, just me, my laptop, fulltime and an endless to-do list.

And here’s what I’ve managed to achieve in these 12 days:

2.52K total impressions
262 active users
100 On-Page SEO score

Every morning, I wake up and think, “Okay, what’s one thing I can do today to get this in front of more people?” Here’s what I’ve been doing apart from development:

• Optimized the site for SEO
• Built backlinks one by one (slow and time-consuming, so I make it a daily habit)
• Wrote one blog post every single day
• Posted 2-3 times a day on LinkedIn
• Tweeted 2-3 times a day on X
• Shared updates on BuyMeACoffee, since the product is free and runs on community support

I’ve relied on all the free services and tools I could find to minimize initial costs, except for the LLMs and AWS (where I accidentally enabled Elastic Cache and got hit with a $48 bill 😅).

Now, you might be wondering that why BuyMeACoffee? The truth is, I’m a solo founder, and setting up payment gateways means registering a business, which takes time. So for now, I chose the simplest path to keep things rolling.

Now, the big question, is this a good start? And more importantly, what else can I do to boost growth?

I’d love to hear from anyone who’s been in the trenches before and what worked for you in the early days? Any growth hacks, lessons, or mistakes I should avoid? Let’s talk! 🙌

NBC News, The New York Times, NPR and Politico must vacate their office spaces in two weeks for other news organizations.

https://www.nbcnews.com/politics/donald-trump/pentagon-removes-major-media-outlets-nbc-news-dedicated-workstations-p-rcna190276

Are you up for a business challenge? If you are, let’s see how far you would go. I have already written challenges monthly for us both to do. It’s a challenge, and if we do it right, we can make some money together. It’s based around Pinterest, Amazon and TikTok.

The challenge has rules. We have 3 months to make it profitable.

Who is up for a challenge. If so- WhatsApp message me- 07552167821 (+44)

Each challenge for different people is different.

Would love to hear thoughts from fellow financial wizards —are we celebrating too soon, or is this actually a W for the middle class?

I know there are quiet a few post about what business to do in the next few years or a decade to earn millions but I am not looking on advice on that.

I am looking to understand where do people look for ideas?
I've been reading through the Future of Jobs Report 2025 by the World Economic Forum and even the U.S. 2025 Business Leaders Outlook Report by JPMorgan Chase but where do people who are already millionaires or even billionaires look for new business ideas?

I am at an age, where I would love to explore new business ideas, obviously AI is always going to be there so that's one but where should I look for more ideas? Something which would be inter-country OR even that would solve a problem that everyone in the world is facing?

Someone you love and care about is dying, you have 1 year to get £500,000 through business to save them. Starting from what you have today. What business would you start? Think about it and tell me about what you would do.

I’m currently in university (in an entirely different field), but would like to start buying/reselling jewellery online. Any tips as to what my plans should be to grow a business like that?

Hello everyone!

I'm a real estate agent based in Brazil, and I've noticed an increasing interest from my clients in purchasing properties in the United States. My idea is to create a business model where I partner with U.S. real estate agents to facilitate these transactions through client referrals.

Before diving in, I wanted to ask this community:

• Is this type of partnership common or feasible?
• Are there any legal or operational challenges I should be aware of?
• Does anyone have experience or insights on how I might best approach American agents to make this work?

I’d truly appreciate any advice, guidance, or shared experiences.

Thanks in advance!

I recently wondered why companies are so obsessed with only/mostly hiring full-time.

For context, I work in IT.

I was never able to focus 8h/day for long periods of time. Yet this is the default for permanent positions. When talking to friends, coworkers or ppl in communities barely anyone says they are able to deliver 8h of productive/effective work every day for long periods of time. Especially with the home office trend people get sidetracked etc.

When I interview for jobs and trasparently tell them that I don't aim for a full-time position but rather 3 or 3.5 days the response is often: Sorry we're looking for someone full-time. Surprsingly few companies have any flexibilty here and this got me thinkgin. Why is that?

From my (naive) point of view it makes more sense to hire 3 people at 70% instead of 2 at 100%.

• reduce bus factor
• get an extra pair of eyes
• ppl are more happy because of a better work-life-balance
• cost per hour for the company stays the same (correct me if I'm wrong here)
• more flexiblity in case of sickness or a person quits

Assuming you cut your salary proportionally. I never ran a business so maybe I'm missing some obvious things.

So yea... would love to get some insights what it is with the obsession to focus on the full-time hire instead being more flexible here

Apple’s latest earnings drew cheers from shareholders. But beneath the surface, iPhone sales are losing momentum, competition is closing in, and innovation isn’t obvious.

https://www.inc.com/phil-rosen/apple-earnings-stock-market-outlook-meta-microsoft-ai-tech/91141721

Random Thoughts but… I used to wonder why no one wanted to work with me as a small business owner with no network.

Until it was my turn to do B2B relations.

Now I get it.

EVERY BUSINESS talks up a huge game on how “amazing” they are, boosts themselves up with fake reviews and talks the talk.

But when it comes down to the actual service/getting stuff done?

THEY ARE TERRIBLE!!!!

That has just been my experience, but if other business owners have had the same issue, it only makes sense.

Why WOULDN’T you only trust who your friends refer you to? We’re not Jeff Bezos, we don’t have money to throw around at people who make big mistakes.

Lots of these people are liars and are bad at customer service etc.

MORAL OF THE STORY:

Anyone can look good on paper. That’s why if you’re ACTUALLY GOOD you have to meet people in the real world - because the people who are BAD at what they do CAN’T HIDE it in real life.

This is my 2025 resolution - to get out of my room/from behind my computer and be in reality. Let’s see how this goes.