Hello, I have a base KVG-LAMal insurance and I need a visit by a physician and the practitioner website there is written this:

The consultation cannot be billed directly by Swiss or international health insurance companies, as there are no corresponding and comprehensive tariffs (Tarmed or European basic tariff).

Medical Center AG has no direct contracts with insurances. Whether your insurance will contribute to the costs depends on your insurance contract. In case of insufficient coverage, we can provide you with a detailed cost estimate.

How can I understand if the cost of the visit will be covered? I recently moved and I am still trying to figure out how private visits work

Ich habe letzte Woche eine Schnupperlehre+Bewerbunggespräch für eine Lehre als Elektroinstallateur gehabt. Alles ist gut gegangen und ich habe eine Zusage bekommen. Aber das problem ist, das die Lehre beginnt an der 29. Juli und da werde ich in die Ferien sein, weil meine Eltern schon die Reise geplant haben und sie wussten nicht wann die Lehrbeginn ist. Aber diese Ferien sind wichtig für mich, weil dort werde ich eine kleine Operation für die Zähne machen und darum ist es eine grösse Probleme. Wir sollten ungefähr am 9.August züruckfliegen. Das heisst, dass ich die erste zwei Woche nicht arbeiten werde. Was empfehlt ihr? Entschuldigung für Grammatikfehler, da Deutsch nicht meine Muttersprache ist.

Hi All,

I know there are already many posts about fast-tracks but I can’t find an answer here or on the official websites. I’m a U.S. citizen who has lived in Zürich for over five years and could pass the B1 spoken and A2 written exam, and meet all the other requirements.

The only issue is that when I first arrived I was employed for a year on a temporary contract, worked another year on a temporary contract somewhere else, then right as that one ended Covid hit and I got pregnant. I ended up on the RAV for 1.5 years before I found another job. I was a trainee for 9 months and got a permanent contract about 1.5 years ago.

It’s a lot of info from my side but only because I can’t get a clear idea from the official document outlining the requirements as to whether my RAV time and sprinkling of temporary contracts will make me ineligible for a fast-track C permit.

I’ve called the migration office and did not get any clear answers so maybe it’s just up to those handling the case to decide. Just wondering if someone had any luck getting one mainly after being on the RAV for an extended period.

Is being on the RAV considered equal to receiving social welfare in this case (I know they are not technically the same thing at all)?

Basically trying to figure out if it is worth paying for the exam required in the document list.

Thanks to anyone who stuck out my long post, and for any insight.

Hi everyone, Quick background about me. I am a dual US and French citizen, who recently moved to Basel after spending over 15 years in US. I have an urgent question. After 5 long months of job search, I finally received a job offer from an employer and one of the requirements is a criminal background check from the US since I have lived there for the past 15 years before moving to Basel. Anyone has the same experience and can give some pointers on how to request an FBI background check ("Rap sheet") quickly? or any other option to get a background check from the US?

Hey everyone,

I moved to Switzerland last year and I brought my car with me, declared it at the border and received a 13.20 A form. The car is not in good condition and it’s not worth finishing the importation process, I don’t even have Swiss plates yet. How to I take it back to Portugal? Do I need to re-export it? Honestly I have asked everyone and cannot find an answer. Please help!

Hello guys,

I am interested to buy viagra, the only place i see to buy them are on market place on facebook marketplace. I am more interested in viagra honey, oral jelly and these things.

I dont have any problems w my libido, but i want to have a little bit more fun.

These profiles have fake names and they are always fake profiles, meet up in ZH is possible with them. So my question, are it safe to buy? I am scared that behind these profiles it could be the police ?

Thanks for letting me know.

Hello all,

Looking for a bit of advice here. I live with my wife, son, and we're expecting another baby this summer.

Our Landlord, a private person and not a big investor, needs to sell the property we rent and is talking to an agency. He did offer it to us, but we're not ready to buy anything currently. It'll probably go on the market in the coming week(s).

He hasn't stated any intention to kick us out, and in fact has said it will depend on the new owner - who could be an investor, or somebody who might want to live here (I would guess the latter is more likely).

We anyway started to look at properties around, and we found some possible alternatives, but they all have certain downsides. We were thinking it would be better to move before the baby comes - less stressful.

We basically have a couple of options now - stay here for now and see what happens, or move to another place (with some disadvantages) before the baby comes and save any trouble.

I know there are certain laws against evicting tenants, however our contract has periods of March, Jul, Sept, and Dec to end the contract with 3 months notice. I'm wondering if it's anyway best to avoid any stress with trying to fight being evicted...

If anyone has been in a similar situation, or has any advice on what we should do, it would be very welcome!

Hi folks, A while back I remember seeing a table from Mieterverband that lists the maximum amount of money that can charged for different damages.

for example, maximum amount that can be charged per m2 for painting walls.

Not the lifetime table (https://www.mieterverband.ch/mv/mietrecht-beratung/ratgeber-mietrecht/unterlagen-tools/lebensdauertabelle.html).

Somehow, I'm not able to find it anymore. Asking the reddit hivemind if someone else has a quick link to it.

Thanks!

Heyy everyone,is there a german school that is full online and also intensive soo minimum 3 days in the week here in switzerland that you can recomend to me because i need to start attending asap (it can also be in deutchland since is full online it doesnt rly matter).Im looking forward for your answers :)

Hello 👋 im living in Fribourg for almost a year now, it’s been calm, very calm! I mean really calm. I’m a graphic designer not looking for a job because it’s impossible to work in Switzerland for a non European but would like to make some connections with people working in advertising : marketers, designers, copywriters etc.. thanks 🙏

I can't connect my bank account to Twint as I don't have a Swiss phone number but my bank told me that I could connect my Maestro Card as a debit card with the "Prepaid Twint & Andere Banken" app. Unfortunately I can't find out how to do this. Can anyone help me in this regard?

I was just listening to an interview with the musician St Vincent and she mentioned visiting a museum in Switzerland that had a wedding dress made from spit and toilet paper on display.

The conversation was about artists creating things with whatever they have at their disposal. From SV's recollection the woman who created the dress had been in institutional care but had always dreamed of getting married so made a gown with what she had available to her.

I've searched online but can't find any images or info on the dress or the story, I was wondering if anyone had seen it and could point me in the right direction?

I have recently started a new job for an hearing aids S***** company near Zurich, and my first week is a total shitshow, I have started in April but already 2 people left included the one that welcomed me in the company and help me to start up. The meetings are giving me off vibes where a lot of them are new and don't really know so much or what to do, the requirement are either off the charts or non existants. Each time I ask questions to try to have a better understanding, people are giving me vague replies or they start ranting on how they don't know and not so much people knows because there is a high turnover and so on.

I was also recruited with a 90/10 division for the salary, so I get 90% of my salary sure, the 10% left is based on my performance, and as I arrived during the period they evaluate the employee performance. I have heard a lot of people complaining about it or make remarks...

I see redflags everywhere in this company. What should I do? Any advice for me? I am over reacting or should I leave asap?

Hi folks, my husband and I are working in Switzerland. He has been working throughout 2023 and I joined working there in October 2023. My taxes were taxed as him with withholding tax, both permit B, but the amount in my case was as if it was for the whole year. So we have registered for tax returns as between us we earn over 120000 CHF so will have to from next year.

What experience do folks here have with Kanton Bern? I hear that some cantons rebate within a few months and others horror stories of over 3 years... We are looking at around 4000 CHF I reckon but would be very handy to get back!

Thanks!

In practice, everyone is really encouraging the use of German. I've barely had anyone correct me about using articles wrongly.

How does it really sound for native speakers? Do you cringe when you hear der instead of die? Or you really don't hear it?

Hi all,

So let's say I have a 100% working contract for an employer. However, during my free time I'm doing a side hustle and making money.

• Can I just declare this money in the tax form (for Zurich), or do I need to register myself as a Selbstandig somewhere?
• Would I need to declare how much time I work for this side hustle (because legally I'm only allowed 45h/week right?)
• Do I need to specify what type of work this is?

I don't need to give my clients a receipt nor anything, but I would like to be able to freely deposit the money on my bank account without issues.

Thanks for the help.

The weekend is upon us. What is r/Switzerland up to? Anything fun in the cards? What are your plans, where are you going, what are you cooking? And then; How did it turn out, was it good, was it great, was it a blast, was it delicious, or was it a bust. Tell us all about it!

​

For the time being, this is a weekly thread. Let's see, where it takes us.

Hey there. I recently moved to switzerland and i have noticed that everyone uses twint. Apparently to use it you need a suiss card so i am here trying to figure out which card would be the most suitable in order to have twint attached to. I just want to charge the card from time to time to make pays or receive money if its the case. What is the easiest/cheapest card i could get to be compatible with twint ? Thank you.

I was wondering if anyone has any experience or just any idea about the logistics and legal / tax aspects of having more then one address in Switzerland. Can anybody do it? Does it require a lot of paperwork? Is it something that can raise suspicion? Do you need to pay extra taxes etc, any information would be appreciated! Danke

When can I apply for a permit C? I am Asian married to a Swiss citizen in 2019 and moved to Switzerland the same year. I work in Altersheim 50% and Kita 0-50% . My German is not perfect. I will be taking the exam this month. Is it possible to apply for C or should I renew my B instead? How long does the permit c process takes? And do I have a good chance of getting it? Thank you!

Edit: It has been answered. Thank you all.

Hello everyone,

I am writing this post only to inquire. I only wish to learn more than the information provided online and to confirm the identity of this authority. Also if anyone got some information or experience for me to know how to deal with them. I just got a bill from Serafe which claims that each resident in every household whether held privately or with a family is obligated to pay. The bill I received is 335 chf and is to be paid to Serafe AG. When googling the location on bill it takes me to some barn, which is said now to be their headquarters location as per their website serafe.ch. Additionally people over google have said in reviews that customer service is terrible, they are late to send bills, sends reminder bills costing 2 chf each even after payment, and so on..

On paper they say residence office have informed them automatically of the residents in house and indeed the information is correct. I wonder if this is a legitimate tax and why (or actually how) do they have the power to enforce their bill fees with reminders/power to sue. More over if I am on a type B permit here paying already with taxes at source, how is this not deducted there?

The following addresses were on the QR bill

SERAFE AG Summelenweg 91 8808 Pfäffikon SZ Schweiz

With the following bank account address UBS Switzerland AG Bahnhofstrasse 45 8098 Zürich Schweiz

There are ao many already. Got called yesterday and today (from a 078 761) number and a robot says in english: We have problems with your Swiss ID Card, there is an arrest warrant on your name. Press 1 to speak to one of our officers (or something very similar)" then i hung up. Problem is, i got no Swiss ID lmao. They are thinking of evrything. Stay cautious friends.

What do you think about the current state of consumer protection in Switzerland? Do you think the regulations will change to consumer friendly any time soon?

Such basic things as returns policy/ aggressive contract terms are everywhere.

Not to be disrespectful in any way, but It really surprises me that being the country with direct democracy consumer protection is really lagging behind.

Just want to hear your opinions:)

Hi, I need a bit of advice about whether there is anything I can do about a very noisy apartment.

have moved to Switzerland for work in January (canton of Fribourg) to an previously agreed apartment. Everything with the apartment (and landlady) was fine except ai found on place then it is situated above a music club which ment that during weekends I did not gen much sleep. I asked the landlady about a possible other apartment in the building situated on the other side of the building and away from the music club (I specifically said that the reason for it is noise). She said that there is one empty apartment (larger and more expensive), she showed it to me, and I finally took it and moved there, thinking that my problems are solved.

However soon I realised that what she forgot to tell me is the fact that right behind the wall of my bed is a kitchen of an restaurant. They start working everyday at 6am and the noise terribly resonates through my bedroom. I complained about it to the landlady and she replied that she sent an complain to the restaurant owner, but basically nothing changed. I started sleeping with earplugs.. which allows me to get a bit decent sleep, but I do not like it for a long term solution.

Now, I don't realistically expect the restaurant change their working regime because of me. But is there anything else I could do about it? Could this be enough to break the apartment contract or at leastcould it be possible to negotiate a rent decrease? I will be happy for any suggestions!

I always see people in this sub complain about politics and law stuff (no front). We are over 400k people in this Community, why dont we take things into our own hands and start changing the system for the better?

We could plan Initiativen and Referendums that benefit the whole population unbound from any political partys.

Personaly I think this would be awesome because I and many other younger people cant identify ourselfs with the political partys available but would still like to be politicaly active for a better future.

Has anyone here ever crossed the CH/FR border to have their car's tyres changed or brake discs and pads replaced, etc.? Is this financially advantageous? Can you share your experience please? Thank you!

Hello guys,

What are the laws in Switzerland about cancelling a contract the day after you signed?

I will actually try to change the promotion so it won’t be the 24 months long, but I wanted to know my rights.

Thanks!