Equentis (wealth advisory services) I'm planning for wealth/portfolio management with above mentioned company for my mom can you people suggest.
Note:- comfortable with HNI portfolio expansion.

28 years old. Thinking about doing this with all my accounts. They are currently VTI and QQQM.

VTI QQQM SCHD 50/25/25

What do you guys think of my portfolio? I just invest long term into what I think will always recover. Stocks I believe in?

https://preview.redd.it/pfswoolptc4e1.png?width=260&format=png&auto=webp&s=08bc85d3fc79938d1b2cc4687a2059288d5625b4

I'm going to invest at 15, is %50 stocks (%30 VOO, %20 High growth tech companies), %40 crypto (bitcoin and Ethereum) and %10 REITs good, If not how can I make it better?

Portfolio 16% retirement 22% cash (6x my emergency 6mo) 26% in real estate that's down payment/paid off principal (high mortgage keeping me mostly breakeven) 30% stocks (ETF or good stocks)

Numbers not accurate but total should be around 9x%.

I have large portion of cash that I think I should either

• invest in ETFs

Or lower my mortgage which is high (I pay a lot in interest)

My mortgage interest rate is 5.125% for 7/1 arm. Ideally I'd put it there but I'm afraid of having too much real estate exposure. Markets have given better returns.

Holding cash is the dumbest thing I can do at the moment. I can buy the dips, stock market corrections but my track record in stock market suggests I chicken out on the drops. Aka I didn't go in hard during 202 crash.

I'm right on savings as my earnings break even with my mortgage on a monthly basis. I miss the days I used to regularly invest in the market ETFs or good tech companies.

I’m 25 and started investing in April last year. I initially held mostly ETFs but switched to picking individual stocks a few months ago. Please rate or critique my portfolio. ESPP and 401k not included. Any advice would be greatly appreciated.

•Taxable ($7352):

Cash (9%), IONQ (48%): +289%, JOBY (12%): +75.63%, QS (15%): -0.64%, QTUM (10%): -0.25%, RGTI (7.23%): +6.26%

•Roth IRA ($14987)

Cash (2%), FXAIX (35%): +22.39%, NVDA (22%): -4.87%, AVGO (9%): -6.80%, ABBV (6%): +1.45%, GOOGL (5%): -5.19%, ASML (5%): +2.52%, PG (5%): +7.71%, AMZN (4%): +2.72%, ISRG (4%): +0.38%, MSFT (3%): -0.56%, FORM (2%): -1.07%

https://preview.redd.it/ebak5af8y44e1.png?width=201&format=png&auto=webp&s=de38a776f10f9c31281f454c22ad0b8800449b52

Hey all,

Now shifting to a long-term investment strategy.

Will invest more in 2025 and beyond.

Here’s my current allocation. Thoughts?

Thx <3

37 years old. Union Electrician. My company currently pays $12 an hour into my 401k and I add an additional $4 on top. I will be changing it to an additional $8 mid next year. All of my holdings are currently in MLRSX I bought in when it was around $8.50 a share. Waiting for dividen pay out in the next few weeks and then I’ll spread it out.

Hi all! I’m seeking advice on how to simplify my portfolio. I have a lot of scattered positions across different ETFs in the name of “diversification”, but I’m realizing now that it’s scattershot and underperforms the S&P 500 trackers.

Which one of the S&P 500 trackers should I move into? Should I use multiple? Also I’m not sure if it makes more sense to DCA that movement over time, or just rip the bandaid now. There’s a mix of long and short term gains in this portfolio. Any advice on how to prioritize selling?

22 male

Hi all,

I’m 25 with an $11k portfolio (DGRO, IVV, VHYL) and plan to invest $10k annually (+$1k/year). My goal is to reinvest dividends now and use them for living expenses later.

How should I allocate for growth and steady dividends? Focus on high-yield, dividend growth, or a mix? Any tips or sectors to consider?

Thanks!

What's a strategy in M1 finance to make sure stay over the 10k USD limit on the platform (to avoid the 3 dollar monthly fee)? If you have around 11k USD to invest

Like should I keep 10k in a short term treasury ETF (something better than SGOV out there?)

And then make a 1000 USD pie that can crash in value but I'll still be over 10k?

What might you try?

9k in a short term treasury ETF (something better than SGOV out there?)

And then make a 2000 USD pie that can crash in value but I'll still most likely be over 10k?

Mainz Biomed NV is taking decisive action to reinforce its presence on the Nasdaq by implementing a 1-for-40 reverse stock split, effective December 3, 2024. This initiative is aimed at boosting the company's share price to meet Nasdaq's minimum bid price requirement, by reducing the total outstanding shares from 80.1 million to around 2.0 million. This move is designed to enhance the stock's attractiveness and stability in the market. Despite a significant decrease in the number of shares, the proportional ownership and voting rights of shareholders will be preserved, reflecting the company's commitment to maintaining shareholder value while complying with Nasdaq standards.

Came across an extra 3.5k that I forgot about in two investing accounts for short term gains what would your move be? For long term gains what would your move Be? (1.2K in Merrill) (2.3K in vanguard ROTH)

H

My retired parents have about $600K. My sister told my parents to put almost 90% of that 600k into government bonds (4 year). Now, I am not a financial expert but her advise seems very risky. It isnt even a US gov bond either.

Is my sister advice a solid one? If not, what would be the best way to create a retirement portfolio for my parents? Currently 2/3 rd of $600k is in cash the rest in Gold.

Hey, wanted to share some backtests from Y charts.

it's my returns stacked portfolio with the following exposure:

50% RSSB

20% RSST

20% RSSY

10% PCFAX

Overall exposure:

Core:

50% Total World Stock Market

40% S&P 500

10% Pimco RAE Small Cap index

Stack:

50 % treasury ladder

20% Managed Futures Trend Replication

20% Managed Futures Carry Replication

10% Pimco Active short-term fixed income strategy

-100% Cash rate

https://preview.redd.it/7xaqctibwk3e1.png?width=1984&format=png&auto=webp&s=a06155e6b3c4b2f99d49dda258b1740ab01f740b

https://preview.redd.it/wujwcuy7wk3e1.png?width=2042&format=png&auto=webp&s=9048fad6d9dcf975a698ad199055c94cf9d82db3

https://preview.redd.it/zoapdeo9wk3e1.png?width=1984&format=png&auto=webp&s=56aba949ebf9de66b7a3d57558601361ebc1eaba

https://preview.redd.it/czuf8mwbwk3e1.png?width=1984&format=png&auto=webp&s=951fa746addf199f66545e7afdbbcd4642541d79

as you can see it tends to outperform but can get whipsawed and its Sharpe has fallen over time. this strategy would've done very poorly during covid but I dont think we will see another bond bear market like that for a bit.

Let me know what you guys think

25% VOO

25% SCHG

25% AVUV

25% XMMO

I'm 27. Will be holding for decades. Any suggestions?