Hi all, need final advice on my portfolio, preferable if my small cap value tilt is too overweight comparatively to other portfolios with the same intended tilt. Additionally, I would like to have a portfolio where I can "leave alone" (aside from semi-annual rebalance) and was more or less curious if there are any funds that I should look alternatively to if so, more specifically for fixed income. On the topic of fixed income, I will increasing it's weight % by 1% from ages 30-40 (currently 23), and would like to hear if thats an appropriate strategy to gradually move to fixed income? Thanks in advance to those that respond, and my portfolio details are below:

Fixed Income - 10%

BND - Vanguard Total Bond Market ETF (10%)

Equities - 90%

Domestic Equities 

• AVUV - Avantis US Small Cap Value ETF (12%)

• VTI - Vanguard Total Stock Market ETF (49%)

International Equities 

• AVDV - Avantis Int'l Small Cap Value ETF (4%)

• DFIV - DFA International Value ETF (16%)

• AVEM - Avantis Emerging Markets Equity ETF (9%)

Hi, I am 40 years old. At the moment I already do DCA in my SPYL, but I would like to invest in another ETF.

What do you guys could suggest?

Hello,

Is there any sense the following portfolios options? Which one is the best and factual portfolio to choose?

A. VWCE + Russel + QDVE B. VWCE C. VWCE + QDVE D. SPYL + RUSSEL E. VWCE + N1ES

I will appreciate your answers

Hello. A few days back I posted my old portfolio here, and made a few adjustments. Is it still too complicated? I would like to have your thoughts/recommendations on my revised portfolio. I am a 20 year old from EU, who plans to invest in this portfolio for at least 10-20 years.

Portfolio structure: 5% bond ETF; 35% S&P 500 ETF; 40% All world (MSCI ACWI) ETF; 10% USA Small cap value ETF; 10% Healthcare ETF.

Bond ETF: Amundi Prime Euro Government Bonds 0-1Y UCITS ETF DR (C).

All world (MSCI ACWI) ETF: iShares MSCI ACWI UCITS ETF USD (Acc).

S&P 500 ETF: Vanguard S&P 500 UCITS ETF (USD) Accumulating.

Healthcare ETF: Xtrackers MSCI World Health Care UCITS ETF 1C.

USA Small Cap value ETF: SPDR MSCI USA Small Cap Value Weighted UCITS ETF.

P.S. I am aware that this is a high risk portfolio, and I want to maximize my growth, since i have a lot of time. This is a taxable account.

P.S.S. I have opened an investment account, which in my country means, that I have to pay the tax only when I when I withdraw more than I have deposited. Any kind of re balancing would not trigger a tax event. The broker I use is commission free for now.

Thank you in advance!

https://preview.redd.it/am4p41oqspzd1.png?width=636&format=png&auto=webp&s=7c91bbc36e7857fa1d727369cc644a1662d37663

I'm using Yahoo Finance to track my portfolio performance. It often makes up unreal numbers, like my all-time total-gain is +46.000 HUF, but it only shows +7500 HUF currently. It should be the same as I just started investing on october 20 last month.

What platforms are you using? Sorrily my brokers platform is not that detailed.

Also Yahoo Finance gives different values on the mobile app and the web browser.

Need to open a new portfolio for lifelong savings (family-wide). Ideally entering with a DCA - with this being the target structure to reach at the end of each 6 month period.

This is the Stocks-only portfolio.

ASKING FOR ADVICE:

• Is it too redundant in tech stocks?
• Does it make sense to go in such details or should I go for an ETF that would have basically the same structure? (don't know of any)
• What profile do you deduce from the percentages I put on each category?
• General tips and advices

Roast my portfolio - roast it BIG TIME

https://preview.redd.it/xfzk80d45mzd1.png?width=792&format=png&auto=webp&s=7fb500d35178e49391f93aa14a767e6c5d0439f3

SPAXX 8.32%

AAPL 6.78%

TTD 6.56%

V 6.01%

HD 5.76%

MDB 5.56%

GOOGL 5.16%

COST 3.71%

MELI 3.58%

O 3.47%

PYPL 3.29%

HSY 3.17%

TEAM 3.06%

MSFT 2.65%

MA 2.3%

ISRG 2.24%

SHOP 2.19%

CRWD 2.17%

SQ 1.98%

UNH 1.74%

ROKU 1.49%

UNP 1.39%

AMZN 1.3%

DOCN 1.27%

GTLB 1.21%

NKE 1.11%

FOCKX 1.1%

ADC 1.09%

GLBE 1.08%

VDADX 1.03%

SE 0.89%

PAYC 0.88%

BILL 0.86%

UPST 0.84%

VEEV 0.83%

CELH 0.68%

DG 0.61%

CMG 0.61%

VIGIX 0.53%

PFE 0.36%

SCHW 0.32%

NNN 0.31%

OKTA 0.25%

TMDX 0.22%

IBKR 0.04%

First post here. Be kind. We are a younger retired couple with self-managed IRA's - around $850k invested mostly in index ETF's. I've managed to make some nice (amateur) stock trades over the last 10 yrs but shifted to long term, mostly SPHQ, IVOG, VIOG & VOOG. We also have healthy chunks of COST & BRK/B. I've not been able to get a comfortable understanding of bond investing at all. We are really cautious of a big market downturn over the next 4 yrs. Seeing Buffett selloff has me seriously considering converting to mostly cash before January in case that happens. Is this an overly cautious move?

New Portfolio

100% VOO give me your opions any suggestion bad idea? Im planning to put money into it monthly + all my investments. Roast me

I started investing a little over 2 years ago. Apart from these that I hold for long term growth, I also hold some dividend yielding stocks :

• Cal-Maine foods
• Devon energy
• Digital Realty Trust
• Main Street Capital
• SL Green Realty

I hold small amounts in Bitcoin and Solana too.

Any one has any advices or suggestions for me ?

Hello people, I’m currently 18 years old and have $2000 in Fidelity and would like to put it in a growth stock and grow it as I get older anyone know of some good Groth stocks that I could add to my portfolio?

This is my SIMULATED portfolio. tips?

I’m currently 22 years old and need some advice. I’ve been struggling with how to choose the best portfolio for me. This is what I came up with. My investment horizon is 20 years or longer. I don’t have much time to do stock picking. Do you guys think this portfolio is good?

Hello. I would like to have your thoughts/recommendations on my portfolio instruments and their allocation. I am a 20 year old from EU, who plans to invest in this portfolio for at least 10-20 years.

Portfolio structure: 5% bond ETF; 30% S&P 500 ETF; 20% All world (MSCI ACWI IMI) ETF; 15% Semiconductor ETF; 10% Healthcare akciju ETF; 10% Cybersecurity ETF; 10% Nasdaq 100 ETF.

Bond ETF: Amundi Prime Euro Government Bonds 0-1Y UCITS ETF DR(C).

All world (MSCI ACWI IMI) ETF: SPDR MSCI ACWI IMI UCITS ETF (Acc).

S&P 500 ETF: Vanguard S&P 500 UCITS ETF (USD) Accumulating.

Healthcare ETF: Xtrackers MSCI World Health Care UCITS ETF 1C.

Semiconductor ETF: VanEck Semiconductor UCITS ETF.

Nasdaq 100 ETF: Xtrackers Nasdaq 100 UCITS ETF 1C.

Cybersecurity ETF: iShares Digital Security UCITS ETF USD (Acc).

P.S. I am aware that this is a high risk portfolio, and I want to maximize my growth, since i have a lot of time. This is a taxable account.

Thank you in advance!

https://preview.redd.it/31dhqo7g73zd1.png?width=608&format=png&auto=webp&s=0c2fd9bf05f2de3ea318f31b9919967b47204129

The following is a list of features, hoping to receive your feedback and suggestions. The original intention is to help manage diversified investment portfolios and batch operations

1. Performance Analysis Module

• Selection Scope: Allows selection across all/instances/master portfolio/sub-portfolio.

• Trade Log Recording: Logs trade time, price, quantity, strategy basis, and execution status, with feedback on order success/failure reasons.

• Alert Settings: Customizable alert options for each instance, including SMS, email, and app notifications based on trade logs.

• Profit and Loss Analysis: Provides a summary and breakdown of holding ratios, P&L, overall portfolio value changes, net profit, return rate, and holding duration.

• Risk-Adjusted Metrics: Includes Sharpe ratio, maximum drawdown, annualized return, etc.

• Strategy Comparison Analysis: Allows users to compare the performance of each selected range (all/instance/master/sub-portfolio) and reference benchmark indices or other strategies.

• AI Analysis: Generates analysis reports using AI like ChatGPT.

2. Instance Management Module

• Instance Binding Page:

• API Selector: Selects and binds a broker API for each instance.

• API Configuration Form: Input API Key, API Secret, authentication information, etc.

• Connection Test Button: Tests the API connectivity after binding.

• Instance Unbinding Feature: Supports unbinding and re-binding with different brokers.

• Asset Scanning and Allocation:

• Total Assets: Scans the current asset status of the broker account.

• Held Assets: Retrieves current holdings, including asset type, quantity, and market value, with an option to sell.

• Frozen Funds: Shows funds frozen by pending orders or unsettled trades, with an option to cancel.

• Available Funds: Shows cash or security quotas that are not frozen, available for allocation.

• Instance Selection and Switching:

• Instance Management Interface: Supports viewing of each instance’s holdings, portfolios, and trade history.

• Instance List Display: Allows users to quickly select and manage instances.

3. User Permission Management Module

• Role Definition: Defines roles like “Instance Manager,” “Trader,” and “Viewer.”

• Permission Allocation: Assigns permission scopes per instance (e.g., portfolio creation, trade execution, risk settings).

• Secondary Confirmation or Multi-Approval: Requires secondary confirmation or multi-approval for sensitive actions like bulk liquidation or rebalancing.

• Operation Log: Records permission-related actions, including operation time, change details, and executing user.

4. Portfolio Management Module

• Master and Sub-Portfolio Configuration:

• Master Portfolio Creation: Creates a master portfolio within each instance and allocates assets to multiple sub-portfolios based on specified ratios.

• Sub-Portfolio Settings: Defines each sub-portfolio’s strategy, description, and fund allocation ratio.

• AI-Assisted Portfolio Generation:

• Portfolio Recommendations: Provides customized portfolio suggestions based on the user’s risk preference, market trends, and target return rate.

• Rebalancing Suggestions: Analyzes portfolio recommendations and provides rebalancing suggestions.

5. Trade Management Module

• Conditional Order Configuration: Sets triggers for each portfolio’s conditional orders (such as price range, time interval, etc.).

• Batch Order and Allocation: Supports batch orders by portfolio fund ratios, with options for scheduled order intervals, staggered buying/selling.

• Asset Weight Allocation: Automatically allocates funds according to user-defined weights, enabling fund distribution by risk preference.

• One-Click Rebalancing and Liquidation: Provides quick rebalancing and one-click liquidation across all/instances/master portfolio/sub-portfolios.

6. Risk Management Module

• Instance Stop-Loss and Take-Profit Settings:

• Stop-Loss and Take-Profit Panel: Sets absolute amounts and percentages for stop-loss and take-profit in each instance.

• Position Limit: Defines maximum holding ratio and single-stock position limit per instance.

• Instance Risk Monitoring:

• Volatility Monitoring: Monitors portfolio volatility in each instance in real-time and provides risk alerts.

• Automatic Stop-Loss Trigger: Triggers automatic stop-loss based on preset values for each instance.

I was hoping to get some advice from this community. I have been dabbling in stocks for about 3 years now using M1 finance. I had a 401k from a previous job that I moved into M1 and decided to do my own research on companies and try my hand at investing myself before going to an ETF or target date fund.

I started this M1 back in April 2020 and it seems to be doing well but I really have nothing to base "well" off of so maybe its just doing ok and not as well as I may think.

I started the account with 22K (April 2020) and now at hovering between 37-39k from week to week.

My 1Y percentage is 37%
My YTD percentage is 22%
My All Time percentage is 61%

My portfolio is about 35% invested in Tech and Finance sectors, while consumer is about 20% and health care is about 10% of the portfolio.

All my stocks are in Dividend stocks with returns reinvested back into the account. Ive earned about $2,500 since inception and I dont add anything to this account monthly since I also contribute to my pension and 457B.

If you need an image or list of my 15 stocks I can post them here if you wanted to see.

My question is, would it be better for me to just continue down this path im on now or maybe move into a 2 or 3 ETF approach?

If you could maybe let me know your thoughts or suggestions

Thanks

High risk tolerance stable job Mostly veqt obv but I threw in very little cash in these other guys

Is it even worth it? I know there’s crossover but xei might be a good pair with veqt?

If it helps to know, I only have a small amount (like $3500) in my traditional Ira, but I just experience a job layoff and I'm still unemployed/in between jobs/jobhunting. I need the funds from my Ira until I get a new job/income. Can I make the early distribution without having to pay a 10% federal penalty for early withdrawal due to the reason being emergency/job layoff/financial hardship? If I have to pay state/federal taxes for making an early distribution, what would the percentage would the amount be? I live in California. Thank you for any help/advice! 🙏

I recetly created the following for a long-term, aggressive growth portfolio

• VOO 40% (Because VOO and chill)

• HTAB 30% (Bonds and income-producing assets)

• HFXI 15% (International)

• VFMO 6% (Mid-caps)

• ISCG 6% (small-caps)

• GLD 3% (cash/cash equivalents)

Does this make sense from a ~65/30/5 across stocks, income-producing assets, and cash equivalents?

It's my first time with a sizeable amount of money and I'm worrying that too much into bonds was a bad call with recent FED rate decrease

https://preview.redd.it/4a7umvacl4yd1.png?width=586&format=png&auto=webp&s=b50e59eafa3ec603a9a744d284a815322411fa2e

Does anyone know of a portfolio or dividend tracking app that will allow me to link/sync two different Vanguard accounts? I manage both my wife's and my accounts and would like to view both accounts in one place. Thanks in advance for all of your help.