My spreadsheet is getting overwhelming. Looking for something that can:

• Show net worth trends over time
• Break down investment allocation
• Connect to accounts automatically
• Run retirement scenarios/simulations

Currently checking like 5 different apps just to know my actual allocation. Anyone found a good solution for this?

I started investing at the start of this year, I know I am missing out on some growth since my portfolio is very conservative. In my opinion I should add tech stocks, can you give me some advice?

Hi, I recently started learning about investing in individual stocks. I made a small profit and am learning when to buy, but I’m struggling with knowing when to sell. I’d love some advice on improving my trading strategy and any tips for a beginner. Thanks!

https://preview.redd.it/v38kv7jprk2e1.png?width=1206&format=png&auto=webp&s=b3707272ca898ce5e18e445851400669a9d235a0

Hi, I usually realize the gains at the end of each year and then distribute the profit into various PE funds (right now it’s a lot of real estate, commercial and residential, and yes I know that industry is really sucking for me.)

I received a lot of advice from my last post and have tried to implement it. I’ve also done some backtesting since my last post and this is the portfolio I’ve come up with

Any advice is appreciated!!

Maybe not for another year two, but seriously. Consider other things for a change and you might not regret it!

Hi guys, I’m currently 22 years old and want some advice for my portfolio. So I want to invest according to the boglehead philosophy. So monthly recurring payments and don’t look at it basically. Since my invest horizon is 20 years I’m doubting 2 things. Firstly, should I invest in a bond etf for stability as I’m only 22 and willing to take somewhat of a risk. And should I maybe incorporate the sp in the pie? Thanks for the advice!

I’m looking for advice on how to balance my stock portfolio of my current holdings for context.

https://preview.redd.it/28fnysfby22e1.png?width=1040&format=png&auto=webp&s=d87d5440d72e26b4db2ea0163ae8beaeb7add4e9

My main goal is to create a more diversified and stable portfolio, minimizing risk while maintaining decent growth potential. I’m open to suggestions on which stocks I should consider selling, holding, or buying to achieve better balance.

A few things to keep in mind:

• I’m not tied to any specific sector or company but would prefer to avoid overly risky bets.
• I’m willing to consider ETFs or dividend stocks if they make sense for my goals.

Feel free to share your thoughts or strategies. Any advice is greatly appreciated!

Thanks in advance for your help!

https://preview.redd.it/az6jvxvev12e1.png?width=2083&format=png&auto=webp&s=15f248b19babb043bb65b4f19c3c05241ebcb183

Looking to add small/mid cap and possibly looking at international as well. Im selling GOOGL as I want to lower the percentage individual stocks have. Want to keep SWPPX and CIBR as core holdings.

Which one is actually worth holding between SWPPX and SCHG. I understand they have similar holdings. Investment strategy is easily 30-40+ years.

Looking to also add some ETF's

ALSO, first year having a ROTH IRA and Im close to maxing it!!

Any and all advice and insights is appreciated!!!

I want passive income when I retire to live off of, without selling a bunch of stocks. So that I can create generational wealth. As a result my general portfolio plan is:

40% dividend

35% broad market

25% growth

This results in…

40% SCHD

24.5% SPLG 10.5% AVUV

18%SCHG 7% SOXQ

Diversified based on input I have received. Thank you for that. Please lmk if anything I can do better.

• Spartan ® 500 Index Pool Class C: 46.79%
• Spartan® International Index Pool Class C: 33.42%
• Spartan® Extended Market Index Pool Class C: 11.42%
• Vanguard Total Bond Market Index Fund Institutional Shares (VBTIX): 8.37%
• Schwab U.S. Aggregate Bond ETF (SCHZ): 10%

I think I was trying to emulate a 3-concept portfolio. I forget the reasoning by now.

Around 2020 I decided to go into the market and after some research decided to go with personal capitals robo advisor service with an attached financial advisor. The fee seemed reasonable for not having a lot of experience and for what I knew about the market at the time their strategy seemed sound. They try a more “even” investment into all things and well in the last for years I’m out quite a bit of money. If I had just gone into VOO and VTI indexes I’d probably be atleast 30% farther ahead than I am now. I have the majority of my life savings wrapped up in this and a large chunk sitting in a money market account getting 3.5% since I haven’t felt happy with my situation and feel stuck. How would you go about transitioning into Index funds at this point? I know a large part of the funds I mentioned are tech based and have been booming so buying in now seems sub par. I was also looking at going with a wellsfargo advisor because that’s generally where I do my banking and I qualify for their top tier services if I go all in. That being said they are going to adjust my portfolio and change it into their setup and I’m wondering if I shouldn’t just do it myself although I’m not sure I know how to not shoot myself in the foot with capital gains. Any help would be appreciated.

This includes my Roth IRA, Rollover IRA and taxable brokerage account

https://preview.redd.it/y43gyh9idq1e1.png?width=1364&format=png&auto=webp&s=8898840823d6256dfa4b82e9554efa4c8ddb2c11

I feel like it's not diversified enough and very risk prone. Any suggestions or rebalancing to do?
The bitcoin and dividend ETFS are in my ROTH IRA

Thoughts on this portfolio?

For context: I am a new Canadian investor at 36 years old. I have all the basics already set up (emergency funds, TFSA maximization, HIYA, etc) but I am looking at ETFs/index funds and building a portfolio, and holding long-term for retirement in 20-25 years.

Here is my sample Diversified Portfolio:

Canadian Equities (30%):

VCN or XIU 

U.S. Equities (30%):

VUN (Total Market) or VOO (S&P 500)

International Equities (20%):

XAW or VXC 

Emerging Markets (10%):

XEC or XAW 

Bonds (10%):

ZAG or VAB for stability and income through Canadian investment-grade bonds

How does this look? Open to any suggestions. I am also currently researching and gaining information through bogleheads.

As the title suggests, I just found $10k USD in an old military retirement account. It is both Roth and traditional IRA.

What do you suppose I do with it?

( At the moment, it is just cash and I plan on rolling it over to Vanguard)

I have a list of what to out the funds in to, which include:

VOO, VTI, SPY -50%

SCHD -2% FDVV - 2%

QQQM- 20% VGT -10% SCHG -7%

IBIT- 3%

O - 3% MAIN - 2%

Is this a good idea? I cannot add to this retirement account, as I am no longer employed by the US military.

I plan on putting it into a vanguard IRA/Roth IRA and putting these percentages on the account.

Any changes you would make?

I'm male, single, 29 years old. Have a full-time job, about to buy a house. Thanks.