High risk, potential for aggressive growth. What are your thoughts on this spread?

Thoughts on adding crypto into the mix?

VTI 40% Exposure to the entire US market

FBTC 20% Exposure to Crypto, highly volatile but high growth potential

VUG 20% Focus on large cap

QQQ 10% Tracks Nasdaq. Strong positions in tech sector

VB 10% Focus on small cap

I was hoping to get some advice from this community. I have been dabbling in stocks for about 3 years now using M1 finance. I had a 401k from a previous job that I moved into M1 and decided to do my own research on companies and try my hand at investing myself before going to an ETF or target date fund.

I started this M1 back in April 2020 and it seems to be doing well but I really have nothing to base "well" off of so maybe its just doing ok and not as well as I may think.

I started the account with 22K (April 2020) and now at hovering between 37-39k from week to week.

My 1Y percentage is 37%
My YTD percentage is 22%
My All Time percentage is 61%

My portfolio is about 35% invested in Tech and Finance sectors, while consumer is about 20% and health care is about 10% of the portfolio.

All my stocks are in Dividend stocks with returns reinvested back into the account. Ive earned about $2,500 since inception and I dont add anything to this account monthly since I also contribute to my pension and 457B.

If you need an image or list of my 15 stocks I can post them here if you wanted to see.

My question is, would it be better for me to just continue down this path im on now or maybe move into a 2 or 3 ETF approach?

If you could maybe let me know your thoughts or suggestions

Thanks

High risk tolerance stable job Mostly veqt obv but I threw in very little cash in these other guys

Is it even worth it? I know there’s crossover but xei might be a good pair with veqt?

If it helps to know, I only have a small amount (like $3500) in my traditional Ira, but I just experience a job layoff and I'm still unemployed/in between jobs/jobhunting. I need the funds from my Ira until I get a new job/income. Can I make the early distribution without having to pay a 10% federal penalty for early withdrawal due to the reason being emergency/job layoff/financial hardship? If I have to pay state/federal taxes for making an early distribution, what would the percentage would the amount be? I live in California. Thank you for any help/advice! 🙏

I’m a 22-year-old who will be starting full-time work after I graduate from college this spring. My plan is to invest 100% in equities until around age 30-35 using the portfolio allocation below. I may adjust the weightings over time as my preferences change. I’d appreciate any comments or tips on my portfolio and guidance on rebalancing—particularly, should I rebalance quarterly as I make my intended contributions?

Domestic Holdings (~ 70%)

30% ~ iShares Morningstar Mid-Cap Growth ETF (IMCG)

5% ~ SPDR® S&P Insurance ETF (KIE) - preference 

35% ~ Schwab US Large-Cap Growth ETF (SCHG) 

International Holdings (~ 30%)

18% ~ Schwab International Idx (SWISX)

12% ~ Schwab Fundamental Emerging Markets Equity Idx (SFENX)

I would like to note that I am aware of the intended risk given the expected return of my portfolio, additionally I made a strong effort to select low expense % fee investments. Thank you in advance for any thoughts!

I recetly created the following for a long-term, aggressive growth portfolio

• VOO 40% (Because VOO and chill)

• HTAB 30% (Bonds and income-producing assets)

• HFXI 15% (International)

• VFMO 6% (Mid-caps)

• ISCG 6% (small-caps)

• GLD 3% (cash/cash equivalents)

Does this make sense from a ~65/30/5 across stocks, income-producing assets, and cash equivalents?

It's my first time with a sizeable amount of money and I'm worrying that too much into bonds was a bad call with recent FED rate decrease

https://preview.redd.it/4a7umvacl4yd1.png?width=586&format=png&auto=webp&s=b50e59eafa3ec603a9a744d284a815322411fa2e

Does anyone know of a portfolio or dividend tracking app that will allow me to link/sync two different Vanguard accounts? I manage both my wife's and my accounts and would like to view both accounts in one place. Thanks in advance for all of your help.

Fidelity Investment Portfolio

Rate My Fidelity Investments

31, married, no kids: high risk tolerance/aggressive portfolio

Just getting into mutual fund investing; looking to see if the funds I picked are sound choices. All are morning star 4 or 5 star rated.

Going to ride the wave for 20-30 years

FBGRX 10% FBNDX. 8% FCNTX. 20% FGRTX. 15% FIVFX. 12% FMILX. 10% FSELX. 15% FSPGX. 10%

Hi guys I posted in the wrong area do you think you could give me feedback?

https://www.reddit.com/r/ETFs/s/4m94NMubzl

Thanks so much!

Im searching for a Totalstock Ex US Etf to add to my VOO.

I am considering VEU

Any recommendations?

I shared a similar post in another investment subreddit, but I was hoping to get another perspective on how I should be thinking about risk management. I'm 25 and I started investing about 7 years ago. I usually just pick companies and ETFs that I'm familiar with and have historically performed well, but I think that causes a large percentage of my investments to be in the same companies. I'm really unsure how much thought I should be putting towards mitigating risk. I've read Fidelity's free resources, but they appear to be more conservative than what I want. Is the right approach to invest into bonds or another risk averse investment? Since I'm young, would being conservative now hurt me in the long run? I'm sitting on a lot of cash, so I'm really just trying to be a bit more informed before I put it somewhere.

Any advice is helpful. Thanks, y'all

Hi this is my account managed by a FA. Is he doing well with this setup i told him to be aggressive as i am young.

Looking for opinions on my recurring investments. My goal is long term gain. I am wondering if these consistent bi-weekly investments can get me there and if it is a good spread. I tried to cover some different areas but I am aware of some overlap. Thanks

Hi guys! I made the final round of interviews for the position above. The final interview is supposed to be a case study on a portfolio review for a family ! Please any advice and help would be greatly appreciated!

Thanks !!

I decided on the companies that I can buy for decades to come that will maintain reliable growth in a 30 year timespan.

Been investing for 14 Months in November , Where else are you getting returns like this from Voo???? LMAO!

I just hit 100k in my portfolio with 52% in SP500 (all VOO) and now interested in switching to go heavier in dividend stocks. My portfolios other holdings are “safe” TSLA, AMZN, MSFT, AAPL…The two dividend stocks I’m holding are monthly paid dividend all reinvested, (SCM, GLAD) earning me $20 and change a month each and have not lost capital. For some reason my mind is telling me to open a new brokerage account dedicated to only dividend and let my 100k sit dormant, is there any upside to this or is the same as putting money in my current account just reallocate the automatic funds from going to VOO into the dividend stocks. Still kind of hesitant to stop investing in the SP all together. I have a ROTH that is maxed out every year and contribute 6% to my 401k with a 4% company match. No real-estate owned, sheets expensive out there.

Not getting any comments on r/Bogleheads, so I'm reposting it here.

I'm building a new ETF portfolio that I will increase with monthly deposits. I'm a 33M living in Europe, therefore my US ETF options are somehow limited. I have previous investment experience when it comes to individual stocks, but never invested in ETFs - I'm kind of "forcing" myself to dedicate part of my portfolio to ETFs as:

1. after reading the guide, wiki and navigating the forum, I see I pretty much subscribe to the Bogle philosophy;
2. my DD process for individual stocks is quite lengthy and time-consuming;
3. need to remind myself that the success I've had with previous investments is not a guarantee that I will keep up the same pace in the future.

Attaching my current plan, which has been built according to the 1Y ETF performance & TER. Main focus is Global and US, leaving something for EU and emerging companies. Aware there is a potential overweight in US stocks, but this market worked well for me in the past. Do you recommend other options? Any ETFs missing? Anything you'd have done differently when you started?

https://preview.redd.it/xwxhm2rcgaxd1.jpg?width=1550&format=pjpg&auto=webp&s=5daf0861e40793ec20df8a29e6da90e4c6c49376

Very much open to constructive feedback. Thanks!