Me and my wife are experiencing homelessness and are really y at rock bottom and only have the clothes on are back were in need for almost everything I'm out of luck and resources I don't have family and friends that can help I mean I'm truly giving it up to God here he's got to take control I'm mentally spent

A truck spilled some debris on the road that resulted in a dozen cars with flat tires. Highway crews got there to block off the lane as I passed. The only hope I had if I got a flat tire was if it was one of my bad tires.

No insurance for my mental health meds. Should I quit taking them and just buy food?

Without going into too many details, I would like to know how one could possibly win a homeowner's claim through State Farm? I feel like I have been jacked around by them for over a year now, and my house is literally getting worse.

I’m so over the way I am living. Like the job market sucks , the current two jobs I have now cuts my hours constantly . Here I am now , short on my light bill. Lights are off , Car not approaching with no way how I will pay that fully , rent is approaching I’m just screwed. What truly upsets me is I wish I could go to my parent’s house … I didn’t want to pay rent & bills so early ( 20F) … the conditions there are so horrible I’d rather suffer . I miss my home but I know I will continue to be depressed . So I just know I truly have to get it out the mud and work for success. It’s so hard with no support like I still feel like a kid that needs someone to just hug me and tell me it’s okay :/ I have nothing….

I'm a vet tech. I work my ass off every day for long hours, no benefits. I "make too much" for assistance but with my HCOL area (which wasn't until they decided to rename "x state college" to "university" even though it's still a ghetto, landlords have raised rent and with the inflation of groceries, gas etc and myself living alone? I'm proper fucked. I get paid tomorrow but I haven't eaten since yesterday and I will seriously think about my 3rd floor window (ac is broken, slumlord won't fix.) And how far it's down. But I decided to see which fast food is in my area and downloaded the apps. There are rewards for just signing up. Just got free bread bites from dominos, a four piece nugget from wendys and a chicken sandwich from McDonald's. All within a couple miles. (Good thing because my gas light is on.) I'm not a fan of fast food but any port in a fucking storm, I don't even have enough rice to make a meal, and no lore beans until tomorrow. If you're desperate, try the apps to see what you can get. Love that I can work every day and struggle to the point where not only can I barely pay my bills to survive, I have to choose between that and eating. And my boss jokes about me never having food. Dude. You sign my paycheck, I'm the only tech here living alone. You do realize you could mitigate this.

First time in my life I don't have food or money to buy food short of begging on the corner. My heads killing me and I'm strait up hungry as fuck. And I just came to the realization how powerful this feeling is. Without bad there's no good without necessity no drive and I promise I'm not even stoned while having this ephifany. I work full time yet I'm still left short every week. I want to remember this night for ever. It's no one's fault but my own and it has to be me that'll change my circumstances.

P. S. if any redditer locos out there have some freebies at fast food slide in my DM I'll respond back. TY in advance.

I’m in desperate need of finding free toilet paper and other toiletries. I can’t find any on Olio at the moment and I have until Monday.

I’m in the UK and a student who is completely broke. I can’t even afford my bills and I’m disabled so relying solely on my student loans that don’t come again until September.

Does anyone have any suggestions or advice?

Hello,

Would anyone be interested in being interviewed about poverty in today’s economy?

Please specify your country.

Because of Matthew 6 I will edit how much I divulge but I wanted to hear opinions on where my active giving will have the most impact. I have “areas” around my community where the homeless and hurting tend to congregate but I also want to hear about places that you think I need to consider. Please and thank you.

Guys, I’m a 29 yo living in London, looking for a job. In the past couple months I have been rejected from about 50 jobs, sometimes I get to the interview stage & other times I don’t. I currently have about a fiver to my name, I have been to the food bank & exhausted all my other options (borrowing from friends & family, UC, cost of living fund, payday loans etc) I’ve tried the surveys, they don’t really work or offer much. Does anybody have any advice, I’m really struggling with it all mentally.

As mentioned in my last post, I had to go to hra to apply for this one shot deal thing.

So I'm there and I'm only told to go to the computer to apply online. I could've done that without wasting money on transit.

I had asked what documents I need to apply. All I was told i needed, by this "housing specialist" at the shelter, was a letter from him saying I'm in the shelter.

Online application, tells me I need my birth certificate, bank statements so many other things.

But even before that, I'm in the building and I ask questions ... they have no answers. I'm literally saying words that their job requires them to understand ...FHEPS, cash assistance, and I'm looked at like I got 3 heads.

At the shelter, I'm told when I apply, I'll be seen the same day. At the hra, I just fill out the application online, and I was told to just call a number until I get an answer.

Due to a load of terrible circumstances, I landed my ass in the shelters.

I tried the shelters from the state my ID is listed in, they couldn't help me at all, like at all.

I stayed the night in a hotel before going to another state for their shelter system.

It's been almost 10 years I think since the last time I was homeless enough to be in the shelter. It wasn't pleasant. They made promises of helping to find housing and jobs through public assistance. Yet all they did was transfer me. I would be moved from intake, to what I was told was my "permanent shelter", from there, they would help with housing and such, but they would move me again [no matter how well I followed the rules] to a less accommodating [read, a shelter better suited for the more ... twisted variety of human. I would soon get another job on my own merit, stay for another month or so, save my money to rent a bullshit room again in a terrible area. Yet that was years ago like I said.

I'm stacked up with some debts that effect a lot of my future, but it's not an insurmountable amount. I think I can knock it all out in about 10 months with a second job.

So anyway. I check myself in their intake, and the following night, I'm moved to a "permanent" shelter within a reasonable distance from my new job. This job has no knowledge of my situation, as I'm using still my old address on my ID.

This place, this go around, claims to be "different", and apologetic of my past experience. They tell me they will indeed help me with housing, since I'm already employed..I make too much to qualify for ebt or your standard set of public assistance. Yet they tell me they can set me up with a "cash assistance for single issuance" that will pay for an entire year of rent which will be no more than 40% of my gross pay. They tell me they can find a place in the state that I work. Find me a 1 bedroom place.

I'm told all I have to do to get this one shot deal as they call it, I need to go to public assistance with a letter from the shelter, making fact that I'm there, and therefore qualified for such assistance, and that's all I need to apply for this, without opening an entire case for ebt and such. According to this shelter, my current income is within the threshold to qualify still for this assistance.

My neighbor is in poverty. They’ve confided in me that they are behind on the water and electric, and that they as adults often go without dinner/new clothes without holes/other basic needs so that the kids can eat/be clothed/etc. it seems like. Several people in my neighborhood might be in similar circumstances(just from appearances, but of course that’s based on stereotypes). Anyway, folks who are or have been in the situation, what would genuinely help you from a neighbor? My budget is about $100 if buying things

I just need to drop this somewhere.

Why can’t I get out of this endless loop. Everything has fallen apart. I’ve been in my home 6 years and I now have to move because I’ve been falling behind ever since the pandemic began. So I’ve been struggling to find a new home. Nearly impossible. I don’t have an eviction but I have landlord debt on my credit now and I can’t rent anywhere! The company that is working with me of course is super expensive. I provide my full pay check 2 weeks ago for the deposit— did not pay any bills. Now this week I’ll be paying the first months rent.. full check! So Friday my car broke down. The car company I have also has a repair shop so I called them the mechanic says he’d work with me. The dealership now says they will not return the car with me paying 305 bucks because my car note is 9 days late. And I need to pay toward the repairs.

I fucking hate it here. I’m working. I’m also in school. How can I get to my job that’s 45 minutes away . I literally have .17 in my account. Now I’m going to miss work which is going to push me further down this rabbit hole. I have no groceries. I have nothing. What the fuck is the point when you can’t just live . I can’t even move my stuff out of the old home because I’m literally given them my entire check when I get paid.

Looooong story short, I've been INCREDIBLY lucky to have supportive loving people in my life, but at 39 years old, even the closest people are I over it, and I have to put getting government/public/super low cost help ASAP. PLEASE HELP!!!

Looooong Story Long: Which is fair, I recognize that it's unreasonable to expect anyone to put a lot of support into anyone else for a long time. I know I've been INCREDIBLY lucky, and I don't deny that. It's BECAUSE of this that I do my best to be as little of a burden as I possibly can.

For example: I'm not high maintenance at all, not even low maintenance IMHO...

I have some issues with motivation/procrastination but I push through and overall I'm pretty consistent with cooking, shopping, cleaning, taking care of the pets etc house stuff. I avoid being an experience so I go without dental, other physical healthcare, mental healthcare, new clothes, new shoes, I take fewer showers (50% self care issues and 50% trying to be considerate) like maybe three a month, so I use less water and need to replace cleaning products less often,

Like, for about the last eight months, maybe a bit more, I've kinda worried I have either breast cancer or milk duct issues, but all I did was went to the ER (got told to go to a specialist that I can't afford and so aren't going to) and then came home. Nobody helped me with this, I've just gone on trying to ignore it. 🤷🏽 That's how I deal with most stuff. I've got missing teeth, have had multiple painful tooth infections in different parts of my mouth, at this point, I've lost enough of my top wisdom teeth that my life-long overlapped two front teeth aren't overlapped anymore, lol. Lose-win?

Also, though minuscule compared to financial people, I have managed to have short periods of time where I've been able to work at regular jobs (less than a year each, usually less than a season) and then, as well as what little I CAN scrape up when unemployed/self-employed (selling drawn pictures online, playing app games to earn gift cards) 80%+ (up to 100% at times) of any money I do get goes to stuff for the house or the pets, gas or upkeep for the vehicle we had at the time, laundry, groceries money, etc etc. I spend relatively very little on myself, not even complaining about it TBH.

I don't have super expensive needs, pretty much just a phone and internet. I love using the Xbox we have and watching Disney+, but I'd be fine with just my phone and YouTube if I had to. And, I genuinely like helping/paying back. I like cooking, I don't mind doing the shopping, I don't love cleaning the house but it's fair enough that I don't feel the need to complain etc etc.

I am only explaining this because I understand that "I haven't worked much in my life and I'm almost 40" is practically rage bait, so I wanted to explain that although I've been terrible at being a consistently nevermind contributor to working society, I haven't been literally just doing nothing and taking disgusting advantage of anyone and everyone whose given me shelter and help in all those years.

I've done the math and, for the most part, between what I CAN do/help with, and what I go without/don't take from, I most of the time, only cause about the same level of "financial/time and burden" as a reptile pet.

I cost about as much time, effort and money a month as a ball python or maybe an iguana.

Emotionally/psychologically though...... I'm in major debt. And I think that's probably the biggest element of welcome that I've worn out- not for lack of trying, just...way more failing at trying than succeeding at trying. I understand them running out of patience or just willingness to expend their energy, that is perfectly fair. I don't feel entitled to that. My level of effort isn't a "fair trade" for theirs, I get that 100%.

I've tried getting help in different ways before but something always gets in the way, be it the "household" issue (because I live with others who have jobs, they act as if I'm getting X% of those people's' money for my own use, and thus "I make too much" to get assistance) or others, I just can't even get a formal diagnosis.

I'm pretty sure I have MULTIPLE issues, but I can't even get ONE on paper. I've been given trial packs of things, different "psych homework" stuff, countless questions, but no diagnosis, certainly not enough to get the government assistance to afford an actual long term MH pro... for context the longest I've ever had time with any MH professional was 1 session/week for two(?) months. Every other time was a one-off situation (fifteen minutes for three days, one session that lasted a half hour, overnight inpatient for teen suicide watch {funny enough, this one happened because a girl in high school was pissed at me, and made a screwed up false claim about me being suicidal, without knowing that I actually was idealizing at the time, just trying to be a horrible person.}

Stuff I think I might have (not all, of course, just things I've been told I might have, or stuff that fits the pills I've been given):

BPD Autism ADD/ADHD ASPD OCD And who knows what else, if any of those or anything else is the issue.... I would really like to know and get this crap addressed so I can stop being a jellyfish, just floating through life on a tide of other peoples' good, or bad, humor.

TLDR; same as the first paragraph: I'm screwed, I need to figure out how to get enough help to actually help myself for the long haul. Any advice will be considered and appreciated. Insults etc will just be ignored, you can't hurt me any more than I/my life already has.

The older I get, I still can't seem to shake the feeling of envy. I have generally accepted the fact that I will never have money or wealth as this generational poverty will follow me til the day I die, but the feeling of envy is always still there. Anytime I talk with friends, coworkers or even family members, I am envious. I envy their homes, cars, functional families, parents, jobs, health, etc. Things that should all be basic human necessities, that I am still lacking. I do not ever speak on it or say anything disrespectful to others. I am overall a very quiet, but positive person to others. Instead, I just come back to my tiny apartment and just cry with frustration. Why was I never given these opportunities or luck, or in some cases two functional parents, or inheritance money. I don't want to have a victim complex, but I am a morally good person, just given a shitty situation. Having hope or motivation doesn't fix it. The white knight is never coming and it took a while, but I have realized that. I grieving, what could have been, and the chance at an opportunity of a different life.

I’m not sure where to start….I do want to mention I don’t know shit about reddit lol. I’m not sure if there is even anyone in here that’s ever been in my shoes but I’m going to see. I moved to Texas 3 1/2 years ago and my family of 8 thought we were going to be living a better life. No…not the case….long story short we have been living in a hotel for 3 1/2 years and struggling. Everything here is soooo high!!!! I don’t have family or friends to run to for advice as I don’t trust people 🫥 and blood isn’t always thicker than water. We want to move away from this area because corruption in the CPS system and trashy schools. We can’t find help anywhere as far as trying to get into a something other than a hotel. I don’t know what to do, I’m so so stressed!!!!

We have been stuck in this poverty cycle since time immemorial. And just when it seems like it is finally over and we can begin saving, something always comes up.

In our family, only my father was a earning member. Typical blue-collar job. He really worked hard to provide for us. And he did. Till I was nine or ten years old, everything felt right. I was in a good school. Our neighbour were like us, in socal and economic standing. Everyone in my family was healthy. Good days.

But it was not for long. Father's job was demanding. Day in, day out. There was no holiday. He really worked hard. But he got tired also. He eventually turned to liquor. It slowly ate him. Mother's mental health suffered. These two will fight each and every day. They became frustrated. And poverty, I think, made it way harder for them to cope.

It was in my teenage years when some bad things really happened. I had to come to facts and realise how the world works. I realised that the great ideals we read in books, they only look good in arguements and notes. The real world runs on money.

I got into an accident. Family was not able to afford the treatment. I somehow came over it but it was only cosmetic. Doctor say the infection stayed there. This thing messed me up. I have spent days where the pain was literally too much. And when it became too much to even bear, I wished for death. But no, it was not this easy.

Years went by. The usual ups and downs. But the downs, whenever they occured, really broke my family. Mother's mental health did not improve. Father was unable to quit alcohol. I developed severe psychological issues. There were good moments too. I had really good friends. They supported me, and still do.

I recently got a job. It pays well. And honestly, this is the first time I am seeing how crucial money is in today's world. It is not only about feeling good, eating right, having a big car or house. It is about the quality of life. It is about feeling good about the life you lead, so you do not grow up hating yourself.

But still, there are nights I am unable to cope. Do not get me wrong. I am thankful for the job. But I believe it came too late. There is something so broken in our lives that it is not fixable. Mother and father's health will not improve. They are the creature of old habits. I tried once, and I got a panic attack.

The things which used to give me happiness, they do not bring happiness anymore. I cannot feel any emotion except dread. I constantly worry. I am not able to save a penny. I hoard things I do not need. And I constantly live in a fear, that what will happen if I lose this job. I am not living an extravagant life, still I have accumulated some debt. I do not know. Things are expensive now and I have also to provide for the parents.

I fear the day when some one of my parents will have to go to hospital. Insruance companies are not ready to cover them. Even if someone does. The price is so exorbitant that it equals to my three months pay. I fear I will accumulate more and more debt which I'll be unable to get rid of.

If not the most important, even then money is important. And I will always live in awe of these people who do not have to worry about its absence in their lives, and who thinks of it being something disposable.

I live 10K under the poverty line. I am a single mother of 3. I I made the decision to put all my efforts into crossing the poverty line, and if I fail, I will at least go down in a blaze of glory. 

At 43 I decided I was going to earn a 2-year degree at my local community college. My income is so low finical aid covers, classes, books, school supplies and food. 

 The 1st week I called my dad and said “I am not sure if I can do this” he said just try and if you fail, we will figure it out” I am now over halfway done in the 2-year program. It has not been easy. I studied for over 2 hours for 4 days and still got a D. Whatever happens if I try my best, I will be proud of myself. When I first started a 4-year degree was off the table with no plan of doing it. But now that a 4-year degree is only 2 years away, I am going to try.  

I live in public housing. I recently signed up for a public housing program where there are going to start taking my rent and putting it into a savings account. The money will be returned to me as early as 3 years or 7 years. The money can only be used as a down payment for a house. They are also going to provide credit repair.  

All I have to do know is continue the path I am on. This path leads to a 4 year degree and homeownership