I have no idea what to do AND I NEED HELP

To start this off I will say I'm 27 now. When I was 17 my abusive ex's father snooped through my belongings and stole my social security card to which he then got a bunch of loans under my name (he has a gambling addiction. He's stolen from his own mother countless times apparently) He completely ran my credit into the ground before I could even figure out what credit was. (I never had parents so please don't make fun of me. They never taught me anything about credit cards or loans and my school was only focused on us not doing drugs and learning math so adulting things weren't gone over.)

Anyways. I didn't know my identity was stolen until YEARS later when I tried to apply for an apartment that does credit background checks. They found that I apparently have been evicted within the last 12 months (no I havent because I've stayed in the same trailer for almost years now. Never been evicted anywhere) Oh apparently there's a history of "disturbing the enjoyment for others" 10 outstanding balances of payments I have yet to pay, over 5 loans I have yet to pay back, and a home mortgage loan--- I did NONE of this. I found out it was him doing it because the city listed and used was HIS city and they were places I've never been to before. I've tried calling to freeze my credit and they were no help whatsoever, just told me to call this number which lead me to a robot which lead me nowhere. I went to the social security office in PERSON to report fraud on my card and they did NOTHING. Just brushed my situation under the rug. I'm so infuriated and lost I don't know what to do beyond what I've tried. Nobody wants to help me??? I was a minor and my credit was taken advantage of by a grown 60 year old beer belly addict that ruined my life. I can't even get an apartment or a loan for emergencies. Can I even do anything since it was years ago?? He's apparently been using my stuff still...What do I do?? What CAN I do??

I live in the top floor of a 3 flat in Chicago. We had a roof leak that caused some drywall damage to my unit. HOA is responsible for repairing the roof. But am I responsible for paying for the drywall repairs? Or should the HOA cover that? I reviewed our bylaws and didn’t see this situation addressed. The roof is considered a common area as everyone has access to it (shared roof deck that all units have access to).

I signed a non-compete clause as part of accepting a job offer, and the job hasn’t turned out to be anywhere near what I was led to believe in interviews. The problem is, the non-compete is really vague? Who would I need to talk to to find out how it might affect future employment options?

Hello! Thanks in advance for your help.

I'll try to summarize the facts of the situation
- MI law states that the security deposit must be returned within 30 days. The landlord has an extra 15-day window from that date to file suit for damages to the home (there were none. Have move-in move-out pics as evidence)
- Signed a 2 year lease which was set to expire 2/1/25 (today)
- Via text message, mutually agreed to an early move-out date of 12/16/24 so their new tenant could move in before Christmas (this aligned with our move-out goals as well, so no issue)
- Provided forwarding address on 12/17/24 via text message
- It has been 47 days since we moved out
- On day 45, sent text asking if the deposit has been mailed (or proof therein), no response yet.

With all of these considerations, am I rightfully able to move forward with a small claims suit for 2x the deposit return?

Am I REQUIRED to send a certified letter demanding the deposit return? Or can I just go straight to court at this point. This landlord has been an absolute nightmare to work with during our lease, so it would be icing on the cake to take them to court and collect that amount, plus I'd just like to do it for fun and learn how the court process works.

The app is not monetized, and is just a fun game people can participate in, how risky would this be? Can the company sue me or would they have to send a letter to take it down first? Can I circumvent it by using fanart of the characters instead of the official images? Would adding an option to donate/buy me a coffee lead to troubles?

Sorry for the question spam, just want to be sure before I release it and work on marketting

Hello all!

I had to drop out last semester due to a brain tumor. My school has an outlet where you can submit for tuition forgiveness for unexpected health issues, and I did so, but they said they would still be charging me the $20,000 as I was not eligible for a brain tumor since I didn’t purchase “tuition guard” (something I couldn’t afford and didn’t know about). As someone who is an independent student and experienced homelessness, I can’t afford this. What are my choices? What can I do? I won’t be able to go back to school after this, never mind my medical bills.

Location is Texas.

Hi so I manage a business repairing band instruments and I was curious about a situation.

A month before I was hired my boss fixed a Sax and a flute and called to have the horns picked up and paid for. It has been 2 years and they have not been paid for or picked up. At what point can our business claim ownership of the repaired horns?

What determination does a lawyer do to determine if someone is competent to sign a power of attorney in Georgia. If the person is deemed not competent then what are the other options if a Guardianship/Conservatorship is not an option? The reason those two are not an option is because I am completely dependent on my Mom for everything as I am disabled but do not get Disability currently.

Backstory: I have a crazy aggressive psycho Roomate that me and the other Roomate have already talked to leasing about and they said they can’t evict her, but they are allowing us to resign in April and kicking her out thank god.

We are both couch-hopping most of the time to avoid being in that apartment because we just don’t feel safe. Maintenance installed locks on our bedroom doors the other day so at least our belongings are safe. In the meantime she has put cameras up in our living room to watch out every move. Is this illegal?? I feel there is an expectation of privacy I don’t think we should have to live in our own apartment we pay rent in only to have our every move watched and every convo recorded. What can I do? She has blocked us both on every platform, so do I get a letter from a lawyer or? Please help

I am in my freshman year of college, and my parents are forcing me to do something that would be VERY detrimental to my mental health. I have gone back and forth with them about this, but they will not budge and have threatened to take away my college funding if I don't comply. I want to plan in the event that they do. I would be about 111,000 dollars in debt. (could be slightly more or less). Where do I go from here?

A tenant who had lived with us for over a year wanted a bigger apartment, so we signed a lease for a bigger apartment and I gave her access a week early because I knew her (I know, I know, big mistake). The day the lease was officially supposed to start, she notified me that she had moved out in the middle of the night and wanted her rent and security deposit back. I held onto both, we landed with a judge sympathetic to her, and now I'm on the hook for $3250.

We stood on our heads to accommodate this woman and extended her trust and she took it as an opportunity to screw us over and I really don't want to pay. It it possible to make it impossible for her to collect? I don't make wages, just rent from tenants and royalties from music/ writing. She doesn't have my bank name or bank account number (and my wife is on the account with me, which I think makes it impossible for her to levy those assets). I'm quit-claiming all my properties to single proprietor LLCs (which I should have done long ago). I'll swap ownership of my vehicles to my wife and/ or my LLCs. That feels pretty watertight to me but this ex-tenant is tenacious. Will these moves protect me? Am I missing something?

I know I'm going to get a lot of "in the long run, it will be cheaper and easier to just pay her." That's not an option for me. I'm almost always in favor of just taking the L and letting it go, but this woman really abused my mother's kindness and that's not something I can write off.

Hi everyone, I could really use some advice. I was renting a house through a company, and the place was in pretty bad shape when we moved in. It seemed like no one from the company had inspected it in years. When we moved out, a lot of the existing damage was unfairly blamed on us. To make things worse, they sent us the final statement after the legal 45-day limit in our state. Now I've received a letter from collections, and I’m not sure what to do next.

This company preys on first-time renters and is notorious for pulling stuff like this. I know I should have documented everything, but it was my first time renting—I had no clue and no support from anyone else. Any help or advice would be really appreciated!

Hello, i reported the guy to the website because one image was disturbing and he claimed the girl was 11 and was saying other disgusting stuff about her. I reported him to the website for sending suggestive pictures of minors which I thought were considered CP. the website got back to me and said that their AI image moderation system is very sensitive and should have caught these pictures and BAN the offender immediately and that its very strange that I experienced such images being transferred over the site. They are going to investigate this further but please note. If it is going to turn out that the above claims are false it will have legal consequences. I only opened the first image and the child was thankfully clothed but had some weird white substance on her and he was going on and on about it. I don’t have any evidence but that and I hope they take me seriously. If their investigation somehow turns out with nothing, should I be scared?

My boyfriend (26M) got a DUI in August. We live in Minnesota. It took place in Hennepin county. It was his first offense, he is getting charged with a 4th degree DUI. It was non-alcohol related (fentanyl, unfortunately) he had a relapse and has already done a rule 25 and has consistently been doing MAT with perfect attendance. He has talked to a few lawyers with prices ranging from $1400-$4000. He is wondering, due to his circumstances (only a 4th degree, progressive county, first offense) if a lawyer is necessary or if it will affect the outcome.

Edit: He did a blood test the day of so he is obviously not in the position to plead not guilty (if that even applies here) but his lawyer said he was going to ask for it to be dismissed. He does have a criminal history including misdemeanors for theft. I think he had a possession charge for cannabis as a minor as well. He makes more than $10/hour so a public defender is not an option. He also has already paid $700 for a work permit and license reinstatement. His license was suspended for 3 months besides for work obviously and today (02/01) is the 3 month mark.

Hi! For some reference my father gave me a car when I moved out, and so long as I finished paying it off for him, he’d put it in my name. Well flash forward and he wont give me the title and has canceled the plates I paid for, and the insurance he was paying for. So now it’s sat in my driveway. I no longer have the texts from him saying he’d do that, of course I didn’t think I’d need to. And want to pursue whatever legal action I can if any. I do however have texts from him earlier this month saying he would do it and mail it to me, then never did. He claimed to have changed the title and is now saying it’s still in his name. (This is all in Illinois)

Last week, my car gave me a bunch of errors and had me pull over while driving. I had it towed to a local dealer, which took a few days to get to the problem. Initially, they say it’s the 12v battery and they’re very behind on work. I authorize the work, but request a courtesy vehicle I need for work. When I go pick up the courtesy vehicle, turns out they damaged the door while putting it on the lift and needed to get a body specialist.

Two days later, they call me asking if the car was in an accident or I hit something. I tell them no and I’m the only driver. They said there was impact damage on the underside of the battery. The car was never in an accident before and worked fine before I drove it last week. They’re now saying the manufacturer will most likely not cover the impact damage and it will need to be through insurance.

Questions:

How should I go about talking to the dealer? I honestly think they caused further damage on the car while it was on the lift.

Should I just get a lawyer, or contact the dealer owner? Also, do I ask for compensation on diminished value of the car?

Looking for anyone in the legal field that can assist me & open a case on a individual & represent me in completing this case in Chicago illinois

• individual owes me a amount of money hasn't payed back been well close to a year

Been to busy with family health problems, my own surgery's & school where I don't have time to be able to do any of this but now I do.

If serious please comment your firm

I’ll jump right into it - I think my MIL has attempted, some successful, in trying to kill people to benefit from life insurance policies.

The first one passed away in early 2000s, she was a “caretaker” for a multimillionaire with dementia. But it seems she tried to be more than a caregiver , as she lived with him and he bought her fake tits. She mentioned in passing that toward the end, he said he put her in his will. After he died, it ended up being dhe wasn’t in the will and she sued the man’s sons because she felt she deserved the money. However, they weren’t married or anything of that nature. The millionaire’s son blasted her in the local newspaper, as the man’s death was suspicious and sudden. He was projected to live for a few years and it aligned that after she thought she was put in the will, he died. She was on the run in different hotels for a few months while my husband and brother in law lived with a few family members, so their Mom (my MIL) could go in hiding.

Fast forward 20 years later, my BIL , who was finally sober, was told to come back to WI (he was in the military) so he and his wife could find a house here. Their grandma said she would pay for it. That night he over dosed and my husband said before he OD’d , his brother and Mom were arguing about a will/life insurance. My MIL thought she was the beneficiary to his will (she thinks the same with my husband too, she thinks the Mom comes first and not the wife). 24 hours later my brother in law overdosed on a “mystery substance” and suffered a brain injury. He can no longer talk, walk and we don’t know if he’s aware of anything.

Two years after this, my husband’s old girlfriend (who he had a kid with) OD’d in my MIL house in 2017. AGAIN, she mentioned that it was unfair that she doesn’t have access to the life insurance policy since her grandson’s Mom died and they weren’t married.

My husband and I recently separated but we are on good terms. Since living with his Mom, he had relapsed and is not doing well. I’m scared she is setting him up (she gave him oxys right out of rehab and did cocaine with him). I put in writing that if something happens to him, I know it is my Mother in law.

She is also befriends with people who are a little slow or addicts that come from LOTS of money. All of her friends are multi millionaires that she butters up. But a lot of those friendships have dissipated , as they eventually saw her intentions.

I truly believe she played a part in the deaths and overdoses of the 3 people above. I just find it odd that within 15 years, 3 people she associated with died/overdosed in her home when she thought she had access to some money, potentially.

What should I do?

Hello,

I injured myself at Amazon back in June and wasn’t approved for surgery until August. My surgery was for a ganglion cyst removal on my wrist/hand ( the cyst was so big it was laying on both parts). I received a doctors note stating I can’t lift, push, or pull anything over 10 pounds. Amazon put me on a 2 week unpaid leave while processing the accommodations, just to switch my role to the reverse of what I was already doing. ( I got hurt stowing items into pods and my role was changed to taking items out of pods. ) I was told of anything is too heavy to just ask someone else to do it for me. With me not having an accurate role for my accommodation, I started to have random waves of pain in my injured hand and tingling sensations. The orthopedic surgeon that Amazon sent me to only did one xray before doing my surgery. I was told to just take tylenol if I feel any pain and was sent on my way. 2 days later I was scheduled to get my dressings changed but instead the doctor office removed the dressings and provided me with a removable split although I wasn’t scheduled to receive it for another week or so. I got my stitches taken out in September and even with physical therapy, I cannot bend my wrist at all. I have constant pain and numbness now from my finger tips to my elbow. The doctors office went behind my back and called my workers compensation case manager to set up a nerve test because she did not believe me. I would go to physical therapy 5 days a week and go to a follow up with this doctor once a month. The doctor felt like because the surgery is typically a 4 week recovery time and I still had no progress by October that I must be lying about my recovery. The nerve test deemed normal so the orthopedic surgeon told me that workers compensation won’t allow me to be off work anymore so she either has to put me back on full duty or she can change my weight restrictions from 0 pounds to 1 pounds so they can accommodate me. I came back to work mid November on temporary light duty. Since it’s my hand that’s injured, this accommodation has left me with office work duties which is scarce in a warehouse. Last month I was ordered to get a second opinion at another doctor that workers compensation provided to determine a treatment plan. Upon the second opinion I was told I only had 2 options now; go back to work full duty or go through with a FCE exam to put permanent restrictions on me. I’m scheduled to get these permanent restrictions in 4 days and i’m scared that my job will be at risk. I applied for disability because I can’t even use my left arm anymore without being in pain or dropping something and these restrictions will make it impossible to ever find another job. I want to know can Amazon fire me once the restrictions are permanent since i’m on temporary light duty ? I also want to know what can be done about the orthopedic surgeon? I’m only 20 years old so i’m unsure of how any of this works.

legal reference here https://guides.sll.texas.gov/debt-collection/time-barred-debts#:\~:text=The%20statute%20of%20limitations%20on%20debt%20in%20Texas%20is%20four%20years.&text=This%20section%20of%20the%20law,of%20limitations%20for%20debt%20buyers.

I have had a debt collector send me a certified letter asking for $3K payment or face being sued over a medical debt that was incurred and paid in full in 2016 for an ER visit for my late wife.

The debt was fully paid for at time of service due to the copay / deductible on her insurance at the time. She has been deceased since 2022, and the statute of limitations for debt in Texas is 4 years. There is no legit way they can pursue me for her debt that is beyond the time limitation for collection through legal recourse.

So my question is, do I have any way to go after the debt collector for harassment over their attempts to collect an uncollectible and invalid debt? How can I stop them and get this debt cleared off of everyones books permanently? (I am not looking to cash in on debt collectors, just to permanently stop their harassment). I have asked for a validation of debt which they have not provided as of yet. (It's been around 3 months now).

So I received an unlawful detainer for not paying rent, (even though I did they just didn't accept it) and I filed a response immediately and am waiting for trial. I've looked online and called the courthouse and waited and have received nothing regarding a court date. in the meantime I have seeked legal advice and gathered my documents. Today I got a letter that the lawyers/plaintiff are requesting a non jury trial and requesting entry if default. But I responded. Are the allowed to request entry of default if I submitted an answer? What should I do to make sure a judge doesn't grant them that considering I submitted an answer? This is making me incredibly anxious because I have paid rent and they are screwing me for god knows why

Long story short, my partner and I live with 1 other person. She's been really difficult to communicate with which resulted in her starting a screaming match with us, which ended in her calling us "hormonal transgender fucks". (Back in october)

My partner and I tried breaking our lease, which she refused to sign on to. And since then we have settled into a routine, decided to not give her control over our emotions, and rough out the rest of the lease (which ends August 2025).

Less than two weeks ago she told us she's moving and wants us to sign the paper to release her from the lease. My car broke less than a month ago and replacing it made me lose thousands of dollars. So I'm not really in a good position anymore and won't be signing the paper.

I guess she's still moving out and is refusing to pay rent, despite the fact that she is a legal Tennant in our agreement with our landlord. What can I do? I have to pay rent today and do not want to pay for her to spend even 1 night. Am I allowed to tell her to leave? Is she obligated to pay me back? If I go to court or a lawyer can I get compensated because she agreed to pay this and is now refusing? Will asking her to leave and give me her keys ruin my chances of getting reimbursed?

I don't want her having access to the apartment if she's not paying, but we can't afford the rent and our new car payements until August. Any advice?

I haven't done or said anything yet, other than email the landlord the situation.

Thanks

If I wanted to transfer a large sum of money (6 figure sum) from Iran and ideally end up getting it to the United States. Is there any method I could use to still be within limits of international sanctions laws? My first thought was using a third party bank. So for instance if I transfers said money from Tehran to a bank in Turkey then from Turkey to the US would this still be within reasonable limit of international sanctions laws? Or will this be problematic. Now part 2 to the question is, if that first option is too problematic then would it be any better from a legal perspective if I go away with banks altogether and instead use the money to buy bitcoin and then sell said bitcoin to get the funds. Would that be any better from a legal standpoint?

Hello everyone me and my girlfriend moved into a new apartment in upstate NY in the beginning of December, and our washer and dryer have not worked since we moved in. The units are provided by the complex as part of our lease and we have put in multiple maintenance requests. It took them a month to even come look at them after two requests and multiple calls for an update. It has been another month since they diagnosed the issue and still no updates. Every time we call for an update they come up with an excuse to call us back and never do. We did some research and at this point we are considering notifying them we will be withholding rent until it is fixed, Does anybody have some advice on how to get this resolved? TIA!

Hey Everyone.

I was laid off in late november. It was a union job and I'm on a dispatch list waiting for more work to come up.

I also own a corporation(very very small). i was honest with the CRA and they know about it, they approved my EI claim. It's a part time business i opened around 6 months ago. I "loaned" personal money to it, and the corporation still has a negative balance sheet.

I can not pay myself yet. I recently did some work, and have some more work lined up and I'm not sure how to report it on my next ei report, because I have not been able to pay myself.

To be clear, I intend to do everything legally. I'm afraid if I call them to ask, I will get someone that doesn't know the rules and my claim will just be denied. I intend to go back to my union job full time.

If I say I worked, will they deny my ei? And how would i tell them how much I made, if I'm not able to pay myself? any money the corp has "made" has gone to debt, tools I need, material, insurance , start up costs, Liscencing, accounting, ect. It will be another 3 months or so until I can start receiving a salary.

For those wondering, my union job was a 4x10 schedule, and I would work for my corp on Fridays and Saturday's if I had the work.

Hey everyone,

I'm working on a sports chatting app ùwhere fans can view live/upcoming matches, see scores, and chat about the games. An important part of the user experience is quickly identifying teams using their official logos. I’m sourcing these logos via an API provider that offers them for free under what they describe as fair use (for identification purposes).

However, while the logos are used solely for identification (e.g., in match details and chat room headers), my app is commercial—I earn revenue through premium subscriptions for chatting features (not directly from the logos).

I have a few questions:

Do you think using team logos in this manner qualifies as fair use, even though my app is commercial? Are there any potential pitfalls or legal risks I should be aware of, given that many big platforms (like Discord) have users uploading these images while my app directly embeds them? Has anyone here dealt with similar issues, or can point me toward resources or advice for navigating this area? I’m not a lawyer, and any advice would be greatly appreciated as I try to balance a good user experience with respecting intellectual property rights. Thanks in advance for your help!

My friend originally was arrested for a dui and think another charge im not sure of. They were looking at 5 years but instead got felony probation. Recently they were just arrested for drug possession. They have court in a few months. Do you think they are looking at jail time? This is in NY.

I'm assuming it's lost money but I'm Tom Petty when it comes to these types of things.

Long story short I booked a session with a provider while they're touring; I booked in October '24 for May '25. Our correspondence was brief as I'm a fan of efficiency and I know they appreciated it as well. I sent $600 to secure the slot on or around 10/20/24 and that was the end of our correspondence. The provider told me they'd reach out with details when they book the hotel (they didn't)

Personal things arose that require me to recoup as many funds as I can as fast as I can (luckily not for me, but family is family). I reached out on 1/31/25 expressing such and requested a return of my deposit and I'll copy our interaction below.

The guidance I need - is there any legal recourse I can pursue if they stand firm? I'm not worried about the cost; fault of mine or not I'm happy to pay a premium for what I believe is right. Appreciate any advice, at the least this is a lesson well received haha

Provider: "Hi 'OP', I'm sorry to hear that you're having difficulty financially. Unfortunately, deposits aren't refundable- I get tons of cancellations and I lose a lot of time communicating with people to not be compensated- plus I reserve the time on my schedule which potentially makes me lose out on other clients who I would get paid for. Just want you to understand my perspective, and this policy is pretty standard in the session girl industry.

I hope your financial health turns around, and if you are able to session by the time May comes around iIm happy to put the deposit towards our session with 'additional provider'."

Me: "Hi 'Provider', Appreciate the response and I do understand your perspective and can only imagine what you deal with on a daily basis, but please hear mine.

Our correspondence was brief and my deposit to secure was sent swiftly. Good-faith based transactions exist and this was one. You said you’d update with details when everything was booked (you didn’t - so nothing was booked in regards to my deposit), you’ll fill the spot quickly per our previous correspondence (as you mentioned and I acknowledged, you’re in high demand and your spots fill fast!) so I’d appreciate you reconsidering your stance.

I forwarded you a $600 deposit on or around 10/21/24 in good faith for what I can only imagine would’ve been a lovely session together and circumstances unfortunately require me to cancel. I’ve received nothing since I sent that deposit that indicated it was anything other than a place holder for the position slot; objectively, no burden was incurred on your end via our correspondence or by me booking with you.

 You were given more than 3 months notice of cancellation as a courtesy because your time is respected and I need to recoup as many funds as I can due to personal circumstance. I would really appreciate some grace in this particular instance, and I look forward to hearing back."

so I am not sure which reddit this goes in, housingUK doesnt seem to be it.. please advice if not here.

TLDR: the shared drainage blocked, the landlord next door got work done and asking me to split 700£ between us. - reasonable or should i have been told and forewarned?

full story

We have two toilets (one upstairs whose pipe goes to drain in the neighbours, their toilet pipe also goes there so its a shared one). the other toilet is downstairs and is not related.

the landlord next door got his long term plumber to sort it out without letting me know - the plumber came couple days ago after work finished and said it will cost 160£ - the landlord came today and gave me a paper with cost of 692 to be split between both of us.

We have 4 people in my house - I always use downstairs toilet, out of other 3 people, 1 is out all day - the other is out sometimes.. then my mum uses it sometimes. my point being its not heavily used. the neighbours have one toilet..

I have lived here for 20 years and have had no issues.. the landlord had new tenants in the last year or so - they dont care about the bins, ie its overflowing never put out for binmen to clean.. etc.. so I dont know what else have they been flushing down the toilet (obv i cant prove anything)..

the issue is 700£ for two days seems a lot esp since the plumber mentioned he did 4-5 days *exaggerating* and that it will cost only 160£ which i would have been happier.. and not let me know.. even if its an emergency, I am next door - the other issue is he says if i dont pay, he will pay someone to block my pipe from going down his drain

I'm working on a Creative Commons project under both US and Canadian jurisdiction. The project incorporates music that has been released under compatible Creative Commons licenses. It's very important to me that my project remains legally airtight and free of any intellectual property issues, even on technicalities.

Sometimes I find a piece of CC music where I'm suspicious that it might contain unlicensed samples. Suppose I trust the CC license and use such a piece in my project, and then the copyright holder of those samples notices that they're being used in my project. As long as I remove the piece from my project upon being notified of the infringement, would I be protected from legal consequences on the grounds that the licensor of the falsely-CC work is the one at fault? Or can I still be found liable for not performing due diligence to verify the integrity of the CC license?