If I have over $250,000 already in my employer-sponsored non-taxed retirement accounts, and the investment company goes under, I assume there's no hope for recovery.

Should I make any non-taxed investments through another investment company than the one that my employer uses, to help spread the risk?

Also, has this ever happened in the past, where an investment company goes under and people lose their investments?

Hello, Everyone,

Say I have $100,000 sitting in a savings account… Which 4 aggressive long term Mutual Funds and ETFs to chose? (2 Mutual Funds and 2 ETFs)

Start off by adding $25,000 to each of the 4 funds and then add $2,500 each fund every 6 months for the next 25 years…

Which 2 Mutual Funds and 2 ETFs would you choose?

Thanks!

Inherited 20L from a recent ancestral property. Complete newbie to MF/Investment world. What are my options?

Hi, what happens to investment in US as foreign citizen, does anybody know what are laws/ taxes in case of person being deceased. Is there way of avoiding this taxation levy as foreign citizen?

I know the limit for my age is currently $7000 a year. I believe the penalty for putting more than that limit is 6%. So if my investment are significantly larger than 6% is there anything else the government will hit me with? Asking for a friend

I have a HELOC with an interest rate of 3.9% with access to a little over $200k. I have until 2027 to draw from it at that rate then in 2027, the balance is refinanced into market rate (then I have 15 years at market rate to pay it off). I already used a nice chunk to put a downpayment on an investment property which I’m able to cover. Only interest payments are due until 2027, however I’m actually applying enough towards principal to have it paid off in 2 years. What, if anything, should I do with the balance ($150k) to try and invest while I have a lower than market avg to borrow against?

I would appreciate advice if I let my 401k contributions sit on such an account after recently leaving the company or if I should move it all into an IRA.

My father passed away and has left $ to me and my sisters in a Roth IRA. There is confusion on what will happen if we just liquidate the Roth and take 3 equal payouts. His investment person states that there will be zero tax liability to us kids but my brother -inlaw’s CPA thinks that we will have to pay tax on the investment growth if we were to do that….any ideas there? I think the whole reason my dad did this in the first place was to avoid tax liability on our end, so not sure what the CPA is talking about…..thanks!

So I have about $174k invested in TLLRX. I was simply wondering if there is any benefit whatsoever of taking all that money and moving it to something like TFITX which seem to be invested nearly identically. TLLRX is at $32.07 and TFITX is at $14.61

I do see that TFITX fees are less so thats a plus (but i don't think the fees are that much).