Anyone have tips on areas or agents to acquire property in Bali?

My issue is with the delta between the refi LTV value and my cash outlay not being fully recouped. Despite the cash flow, if I continuously buy without recovering my principal, I’ll slowly run out of funds and be unable to continue acquiring. Am I being silly, and should just pull the trigger/rebuild the 12k loss? Or walk, and stop trying to squeeze it into my buy box?

Strategy: Acquire distressed 3/2 SFH, BRRR cash-out 75% LTV on avg comp ARV.

3/2, 1644sqft SFH

• AP 156,000

• Avg ARV 220,500

• 75% LTV = 165,375

• Cash offer (156,000)

• Closing (7020)

• Estimated Rehab (15,000)

• Delta = (12,645)

• UYOC 7.25%

• COCR 6.67%

• Monthly cash flow = $339.08

I know that general skills like charm and the ability to quickly build rapport— even over the phone—are valuable. I’ve heard that smiling while on the phone can make a difference, and I get how that helps.

I’ve read Never Split the Difference and Getting to Yes, and while they provide useful negotiation insights, they aren’t specific to real estate.

I’m looking for practical, real estate-specific techniques. For example:

• Are there strategies for identifying motivated sellers?
• Are there methods for handling inspections to negotiate better deals?
• How do experienced investors structure win-win deals and find creative financing opportunities?
• Something around the psychology of selling a home

Are there any good books or blogs that dive into these aspects?

I’d rather not spend thousands of dollars on a course from someone who’s better at marketing than actually doing real estate. Any recommendations?

my current job is a traveling position so i am never home and always on the road

would it be dumb to by a rental?

i mainly want to buy a rental to leverage my money

I believe the answer is no right?

I wish to use my heloc/home equity loan to purchase land, and then build a vacation cabin structure. IRS guideline seems to say heloc interest may be deductible if construction starts. But what does that mean? Does it mean the portion of heloc spent on building the cabin's interest is tax deductible?

Tenant A: The family member of one of my best tenants did the showing Monday and was very hesitant and almost skeptical about the place like I was a snake oil salesman. He messages me and wants $500 off the security deposit due to "heavy cleaning needed". The supposed cleaning was just mopping the tile floors again after several showings so I clean it again and deny the $500 off. I thought it was outlandish as the unit is move in ready otherwise and looks amazing. His girlfriend tours today and they are still both hesitant and still have not sent a Zillow application back 8 hours later after having all week.

Tenant B: A chill married mechanic who's wife is at their house in another state and is looking for a place for himself for the next year or so before she moves out here. Great showing yesterday, loved the place, sent in an application within 30 mins of leaving the showing.

I'm leaning towards Tenant B as Tenant A seems to be dragging his feet and reluctant to make a decision which seems like it'll come back to bite me if things are perfect for them after moving in.

Looking to move and purchase a new home. We would like to rent out our current smaller home but we are unsure of how that process works when talking to a lender and how to include possible rental income into the equation, or if that would even be something we need to discuss.

We can purchase the new home without needing the rental income to qualify. But new mortgage would be with same the same lender as current home.

I have been getting into Sub To and other creative financing options because from what I’ve seen, if done the right way, it can be a win win situation for the buyer and seller. However, I just saw a (tik tok) investor going off about how Subject To deals are inherently unethical and a scumbag way to operate business. His reasoning was because you are putting the seller that you’re claiming to help at risk by putting yourself between them and their bank ultimately jeopardizing their credit.

Am I missing something? I feel positively about subject to and other creative financing options. Just curious if anyone has any insight or opinions on this sentiment?

I bought a house in a private sale for $35k last september. Just offered $60k cash.

If I rehab the house it will cost 15k to 20k and then rent for $1000 a month. I own a house across the street from it that is already rented.

I have had 2 other offers at 55k and everyone else who has made an offer has been under $38k. Comps on that block are 125k.

I have owned one new-construction property for just over a year. I have $25k in equity, worth around 295k, loan is 260k. When I move out in a week, it will cash flow $200/mo net.

I am under contract for another SFH new construction near a university that will be ready in April. I’m saving every dollar for the capital needed to close and furnish. Estimated $400/mo cash flow.

Both homes in medium appreciating areas implementing a house-hacking/owner-occupy strategy. I work remotely making 6k net from W-2/month.

Say I want to retire making 5k net/mo within 3 years using any method of real estate investing (SFH, MFH, PM, types of loans). What would you say is the most reasonable and likely successful way to do it?

Hey everyone!

I wanted to see if there are any potential opportunities here. I have experience as a Real Estate Assistant (short-term) and transitioned into the mortgage industry, working as a Mortgage Recruiter, Condition Processor, and other roles over the past two years.

I’m passionate about growing my knowledge in real estate and mortgages, and I’ve been continuously training myself through AI and YouTube. Recently, I’ve been looking into Transaction Coordination, but I’m open to any role where I can contribute and learn.

I’m based in the Philippines and looking for a remote opportunity in real estate or mortgage. My hourly rate is very negotiable. If you or someone you know is looking for a dedicated team member, feel free to reach out!

New to the market and learning but I feel like every 3rd or 4th house I come across on Redfin is being sold by an investor, was a rental or being sold as part of a portfolio. Is there some type of mass sell off of Columbus or are people just securing their profits and moving to different markets?

Bought a $2000 sq ft building that has been used for an office.

It’s on a high traffic road off the interstate with a nearby storage lot, gas station, vet clinic, fast food, restaurant, day care, cpa, dentist, business park, salon, and various businesses nearby.

It was initially a house so has 3 bathrooms and full kitchen.

Large backyard. The lot is about the size of a football field, and the majority is the backyard.

It’s zoned for virtually anything except being a cemetery or a bar. 14 parking spots.

I’ll be using it as an office in the meantime, but it needs to be remodeled… just has me thinking of what business it could be once I outgrow it, and I want to remodel it with that in mind.

Open to any ideas and suggestions. What would you do?

I want to transfer the title of one of my rentals from me personally to an LLC thats 100% owned by me.

I understand the transfer component of it, but I am mostly curious about my existing bank mortgate.

I have about 14 years left on an OK mortgage and I would not want to change that.

From what I heard the bank "may" be able to call in my loan if i transfer title?

What have you all seen w/regard to this situation?

Looking for someone who has about 70k CAD to invest. My first rental brings in 20% return on my invest in rent alone. This one will too. Message me if interested.

I'm looking into buying a duplex with a partner in a town which is 35 minutes away from a small city that could see significant investments and a big high-paying jobs increase in years to come. Here's the thing, the town we're looking at has housing that is approximately 40-70% of the per sqft in the better suburbs around the city, and matches the per sqft in the not-so-great neighborhoods of the city (high crime).

The town isn't a bad place, does have some petty crime, but nothing serious, higher poverty rates, and median income is lower, but again, it's not a bad place, and has been seeing a lot of revitalization in the past decade.

Our hopes? Simple - RE prices rise in the entire metro, and so does the value of our investment (rent goes up, resell value is higher), even if not as much net value as if we invested into the immediate suburbs, hoping it should at least track the % increase somewhat closely.

My concern? People of lower socio-economic background being forced out of the city and immediate surrounding areas, and into cheaper towns in the area, including where we plan to invest, causing RE prices to stall or plummet.

I'm wondering if there's any precedent to this or are my worries unsubstantiated?

Hi everyone, my wife and I will likely be taking over ownership of a 5-suite office building later this year. We are currently running our business in one of the suites. All other units are leased for another 2-5 years. This will provide about $48k in annual profit. I'd like to use this property as a springboard to build a real estate portfolio, but I have no background in the industry. What are your recommendations to learn more about property management, evaluating good purchase opportunities, and strategies to scale? I'm looking for basic beginner info to start reading before we acquire the office building. Thank you.

Hi all,

I have been wondering... Can a trust be used to pass off ownership to a home immediately? (ie. no death of the original owner).

I don't believe the Trust documents are ever recorded, but the property does transfer to the Trust immediately.

Couldn't one simply set up the Trust documents such that it is a new owner on the docs?

I purchased a property in 2024 with the thought of renting it in 2024. I listed for rent and received about two inquiries over a week or so. And then decided, based on feedback, to take it off the market and remodel it slightly before putting it back up for rent this year (2025). Is this property considered a rental, even though there was no income or is this considered differently (second home, etc)? FYI, I also own a couple of other rental properties that were rented out for 2024, but I am unsure how this one fits for this year. Thanks in advance.

Simple question but I haven’t been able to get a solid answer. Do you need to have 20% of your mortgage paid to qualify for a HELOC or have at least 20% equity of your home. I for example only have 10% of my home paid off but I have about 35% equity due to appreciation.

Hello. I’m looking at a deal and possible ways I could fund the deal.

680k asking price 6.78 cap rate 5units 100% occupancy. I have 50k cash right now.

I have my real estate license and commission is 3% so 20k I could leave at the closing table.

Do you think there are any interesting ways / deal structure I could close this?

Hi everyone, I'm a guy from Serbia, I'm writing here because surely there is somebody here who can lose thousands of dollars/euros (or whatever your currency is). I'll go straight to the point, I'm in debt and lost my job, I have a friend in Italy who is helping me finding a job there, but I don't even have the money to go to him. To anyone who is disponibile to make a deal (we can make a contract as well) I propose to give back 50% more of the money I get from you, and start paying from the first monthly payment I get in the new job. For more details contact me in DM Hope somebody helps, it's pretty urgent as well. Any donation is accepted of course

Hello everyone,

I'm portuguese and genuinely looking for the best solution, your opinions, and suggestions on how to sell a building that I inherited (along with my brother) after my mother passed away.

Why do we want to sell?

We want to avoid family disputes, as we’ve already had some in the past. My brother and I are not best friends, but we also don’t have a bad relationship. However, we know that we have VERY different ways of thinking and managing things, so it’s better to prevent problems than to damage our relationship. At some point, we know issues will arise.

Although the property is renovated and in good condition, it’s a very old building with six units (all currently rented, generating income, and with recent lease contracts). Given its age, it will inevitably require ongoing maintenance, and I have other priorities in life.

That said, things are running smoothly for now, and we’re not in a rush to sell or in urgent need of money.

What have we tried so far?

We have already worked with two different real estate agencies, Century21 and KW. We currently have an active contract with KW until May, which I intend to terminate.

My issue with real estate agencies is the apparent passivity in how they handle properties. Their approach seems to be more about waiting for interested buyers to come along rather than proactively seeking investors. In eight months, we’ve had only one viewing, and they didn’t even communicate whether there were other interested parties or at what prices. Zero transparency.

At the end of the day, their goal is their commission, and they will prioritize properties that are easier to sell—those priced below market value and highly attractive to buyers. But we don’t want to sell our property at a bargain price.

Now, you might be thinking: "They’re probably asking for an absurd price and blaming the real estate agencies!" Fair thought. :)

With the rental income it generates and based on the numbers, the asking price is not unreasonable. Even so, we have already lowered the price, but it didn’t make a difference.

My pragmatic side tells me: Supply and demand—if it’s not selling, the price is probably above market value. Simple. But at the same time, I feel like there’s also a lack of effort from these agents, which makes me reluctant to significantly lower the price just to compensate for their lack of proactivity. I believe this could be handled better. Do you see my dilemma?

To summarize:

• ⁠We are willing to lower the price. • ⁠We are NOT willing to lower it so much that it becomes an easy and obvious sale for anyone. • ⁠If we were to lower it significantly, we might as well sell it ourselves and keep the commission.

That’s essentially my thought process.

What am I looking for?

My idea is to personally reach out to investors instead of relying on agencies. I’ve never done this before, so I don’t know how easy or difficult it is. But I do know that most things in life seem daunting until you actually start working on them and figuring them out. I'm someone who gets hands-on easily.

So my question is: Where should I start? Are there other options I haven’t considered?

We also thought about selling unit by unit, but that involves legal challenges, and in Portugal, municipal bureaucracy is a nightmare when it comes to approvals.

The Property

I won’t go into too many details because, as I said, this isn’t a sales post. But to give some context:

• ⁠Located in Campo de Ourique, Lisbon • ⁠6 units, 4 of which have been renovated • ⁠All units currently rented (except for one) • ⁠Major renovations have been done, including a brand-new roof installed ~3 years ago

I may have forgotten something. If there’s any missing information that would help you give your opinion, let me know, and I’ll add it.

Thanks, and have a great day!

NOTE: If you wanna run the number: We’re asking €700K-750K. You might not be familiar with it, but Campo de Ourique is one of the best neighborhoods in Lisbon to live in—very central, with lots of shops and public transport options. The price per square meter in this area can go up to €6,000/m². (Un)fortunately, it’s one of the few neighborhoods where there’s still a strong Portuguese community living.

• Total area of the 6 units: 200m² (small units, each between 30-40m²).
• Current rental income from all 6 units: ~€50K/year.
• Potential rental income: With some renovations on two of the units, revenue could go up to ~€60K/year. Rents in Lisbon are extremely high. I believe I charge fair rents because I want to maintain a good relationship with my tenants and ensure they take care of the units. Someone more aggressive could easily charge much more. Just to give you an idea: I have a South African couple who were previously paying €900 for a shared room, and I’m renting them an entire unit for the same price. Of course, the apartments are small, but at least they have their own space. Anyone else would be renting it for €1,200++.
• Maintenance costs: To be conservative, let's say €15K-20K/year.
• Major renovations done: Brand-new roof (first in 40 years), top-floor units renovated 3 years ago for a total cost of €70K.

⁠- Property taxes: €300 per year

**Guys, great tips! I'll try different approaches with all the info I gathered here. Let's see how it goes. I'll update you later. Thanks, everyone!

Any suggestions on sites, YouTubers, books or general thing to look for that can get me started? I came into enough money to pay for a 300-400k house while still living in CA comfortably. I plan on using it as an investment property and renting it out of state.

I don’t plan on rushing anything but I live in CA and was looking at some houses to buy in Las Vegas in the suburbs. Whats the best resource for learning more about what to look out for or any data I can review to make an informed decision whenever if I decided to do this.

Is it even recommended to be a landlord a state across?

In light of recent numerous natural disasters I had a question regarding risk aversion and buying property.

Background: finished medical residency, recently paid off student loans, saving for down payment on home. I currently rent in a HCOL area recently affected by natural disasters. I know people who are still paying mortgage payments on their homes that no longer exist.

My fear is that I purchase a condo or home that gets wiped out by a natural disaster and I am financially set back 5-10 years by being saddled with an additional mortgage on top of then continuing to pay rent as insurance companies are no longer offering coverage for said natural disaster.

I’ve read that it is possible to purchase property under a LLC or through a trust to limit personal liability attached to said property. What I am not familiar with are the strategies or options available to each of these entities in regard to limiting financial liability.

In a hypothetical scenario, say I were to purchase a property through an LLC with the intent of renting said property to someone else, then using said income to pay myself a wage which would in turn cover the expense of my current rent. Again, insurance for the business asset is not an option. A amount of time passes and the LLC now has 30% equity in asset and remaining 70% of in debt. Again a natural disaster occurs destroying the business asset. Is the LLC allowed to file for chapter 9 absolving it from remaining 70% debt? Are there other strategies available to limit liability?

Thank you in advance for your responses! I am clearly very green to this but would love to learn more. Any high yield books/links/resources on the matter are greatly appreciated.

Need some advice or motivation something. Ive Been in real estate for about 7/8 years now. I started flipping homes in 2020 have done 5 total flips and about 4/5 wholesale deals. I just flipped my last deal in November which went from something that was supposed to be 45-60 took about 4/5 months it was a difficult one and learned alot still did pretty well I was getting married around the time so alot of shit was going on.

Since I closed then I have had nothing. In between the other flips I was keeping busy with being a realtor and doing some rentals here and there which I currently have one transction going. The deals came from all over the place, being an agent on a team, driving for dollars, local agent friend sent one on the market and church... so most of these deals didn't come over night I have spoken to these people multiple times before getting in contract.

Im now at the point where I dk wtf to do. I am not really doing much real estate work because I was trying to shift full time investor but with the last 2 houses , I didnt really get too do much other the follow up with the people from the list I had driving for dollars and all say the same either their not selling or not yet.....

I guess what I am getting as is how are other investors getting deals. Im not looking to do 100+ flips a years but I would like to do 15-20 a year but I just dont understand what people are doing, who they are contacting, what systems or plans do they have in place to be able to get all these deals in their hands to look at every month

I have a website I built myself so the SEO isnt the best... I am Currently thinking of doing the following any tips would be much appreciated.

-Farm the area I have done most flips and is high demand area.

-pay and get pre foreclosure/ absentee owner/ owners for 20+ year lists and cold call/ target them.

-thinking of getting a coach.

Any tips or insight would be greatly appreciated. Have a great day

Why does cash on cash returns subtract principle payments as well as interest. Isn't the principle stia. Return on your investment as you are building equity?

I stumbled upon a four-plex in Houston, Texas, for a steal at 360K. Each unit is meticulously remodeled, making it an incredible opportunity. Now, I’m considering using an FHA loan to purchase one unit and rent out the others. I have a 750 credit score and a 5% down payment. Could you please advise me on the process of obtaining an FHA loan and how to work with a lender with the projected rental income that would be used towards the mortgage? Additionally, what other requirements do I need to meet? I’m eager to learn from your experiences and insights. Is anyone currently living in one unit and renting out the others? Any advice or recommendations would be greatly appreciated.

I have a piece of vacant land in another state. I receive offers occasionally in the mail with either (what I'd consider) a lowball offer or asking me to call them for an offer. I recently received one with a pretty great offer from a real estate group in a third state, possibly in the range of too good to be true. Are there any scams I should be aware of? They state in the letter that they'll pay all fees associated with the sale.

What percentage of equity should I negotiate in this deal? The total investment is $130K, and after it sells, the profit could range from $1M to $1.5M. However, it requires a significant amount of sweat equity, which I’m fully capable of providing. I don’t have the capital to invest, but I don’t believe anyone else could step into the deal or handle it as effectively as I could. I already have the investor, but I’m unsure how to negotiate my sweat equity since I’d be doing the majority of the work. Apologies for not going into specifics, as there are many nuanced details. In the worst-case scenario, the investor could sell and recover $110K-$120K, so there’s minimal downside risk even in the worst case.I was thinking of taking nothing until the investor recovers their initial investment, and then receiving a 20-35% cut. However, I’m not sure if this is fair or if I’m undervaluing myself.