Former Mint users, hello. I am Don, co-founder of Hatching. I know a lot of you liked Mint. We follow in their footsteps, but add our secret sauce.

Hatching users save over $150 on average, but we're about more than just numbers. We're about changing your whole relationship with money.

For our Mint community, we're offering 25% off with code NEWYEAR. That brings our annual plan down to just $36.75 (already a bargain compared to monthly). And yes, monthly subscribers get the same 25% off for a whole year!

Why Hatching? Because we're the money mentor you've been looking for. Beyond basic budgeting and expense tracking, we give you real insight into your spending patterns and behaviours - helping you make lasting changes that actually stick.

Sign up for Hatching today and start building better money habits in the New Year.

I’ve explored numerous budgeting apps similar to Intuit’s “Mint,” but none have fully met my requirements. I’ve never used the Mint platform.

Essential Features:

• Automatic Budgeting: I disliked YNAB because I had to manually input every transaction.
• Bill Pay: This feature displays my upcoming and pending bills and allows me to set notifications or reminders.

With the bills function, I can incorporate bills into my budgeting process to determine the necessary amounts for each category, preventing overspending.

• Tagging Transactions: I appreciate the ability to tag transactions using receipts.
• Trends Feature: This feature provides insights into the differences in my budget over the past months and suggests areas where I can reduce costs in the future.
• Widget: I would love to have a widget on my Apple Watch that displays my budgets or the remaining balance in specific categories while I’m at work.

Apps I’ve Tried:

• YNAB: While YNAB offers excellent budgeting tools, it requires manual entry, which I find inconvenient.
• Rocket Money: Rocket Money is more expensive for subscriptions, which is a downside for me.

Sooo I been so busy with building my business that I did not save the data from MINT before they transitioned to CK. Whats my next option? I loved that mint had all my budget data for years and I feel dumb did I lost it all? How could I transfer all my mint transactions over to a new app.

ALSO which app should I go with? I had copilot I have a iphone, but not being able to log in on windows pc (main pc) is kind of hard to get over in my head. Should I just deal with no computer access to copilot? Is it that much better then lets say Monarch? I have been googling stuff for Monarch now, but Im not sure if there is any other better apps out there that have browser login and iphone.

Thank you!

Hi everyone,

I have been working on a new personal finance concept. The app’s goal is to help people manage their money in a way that feels simple, interactive, and stress-free. It’s not focused on automating everything but instead encourages users to actively engage with their finances.

Here are some of the core ideas I’m exploring:

    1.    “Stacks” System: Instead of traditional budgets, users create “stacks” of money for specific purposes (e.g., essentials, goals, or going out). You allocate your money into these stacks and track spending from them directly.

    2.    Spending Over Budgeting: The focus isn’t on restricting spending but on helping users understand what they can spend without guilt. The idea is to make spending smart, not just cutting back.

    3.    Debt Tracking: For credit card users, the app aims to simplify debt management by moving unpaid balances into a dedicated “Debt Stack.” This stack would help users understand how overspending impacts their debt and suggest ways to pay it off faster while still enjoying life.

    4.    Interactivity and Engagement: Instead of a spreadsheet-style budget, the app uses drag-and-drop interactions for allocations. It’s designed to feel less overwhelming and more approachable, especially for those new to managing money.

    5.    Simple, Focused UI: The app focuses on keeping things simple and ensuring your day-to-day finances are taken care of. No fancy graphs or complicated analytics—just clear balances showing how much is left to spend in each category.

Would a tool like this appeal to you? What features would make it more useful? Do you see any potential challenges with this approach?

I’m especially interested in hearing from those who:

    •    Struggle with overspending but still want to enjoy their money.

    •    Are trying to get out of debt but find existing tools too complicated or restrictive.

    •    Want a simpler way to track finances without feeling overwhelmed by details.

Any thoughts, suggestions, or feedback are greatly appreciated!

Thanks for reading, and I’m happy to answer any questions!

I mainly used Mint as a widget on my Android phone to keep track of all my accounts, and im not necessary interested in much more than that

Which apps best fit this category?

I'm lost without it.

The main thing I’m looking for in a replacement for Mint, is an app/website that will allow me to import my credit card statements and set rules for recategorizing purchases

Aka say I buy something from some coffee shop. Upon import, it comes from merchant name “JOHN’S LIQUID PROVISIONS INC” or something wacky, because that’s what the merchant set their merchant code as, but in reality I know it as “John’s Coffee and Donuts”

How can I set a rule to forever reclassify and rename purchases from “John’s Liquid Provisions Inc” to “John’s Coffee and Donuts”?

I called him up this morning, told him I didn't have an account with him. Didn't know who they were and they said that they would take care of it.Well, I get email back saying they're they'll close my account, but they won't give me my money back that they took fraudulently

Hey y'all! 👋

Good Steward is having a Holiday Promotion 🏷️ over Christmas and New Year!

Anyone who signs up to one of our paid tier plans by Jan 2 will get 25% off for the 1st year. – This means you can enjoy automatic transactions import from your financial institutions and seamless data sync across all your devices for as low as $3/month, or $30/year!

If you are not ready to commit yet, don't worry. We offer everyone a 30 day free trial by default – without needing to enter your payment info, until you've had a chance to try things out and feel comfortable enough to select a plan.

I hope you'll take advantage of this offer during this season of gifts and family, so you can exercise generosity with purpose and without regrets!

Merry Christmas everyone! 🎉🎅

was libving under a rock, totally ignored all this shutdown business

Hey everyone! I’m Liz, a product manager at r/OriginFinancial. If you’re like me and miss Mint’s trends feature, we just launched something similar in Origin today, and I think you might love it.

https://preview.redd.it/2fjeepiq228e1.png?width=2400&format=png&auto=webp&s=af4abfa3a8c9c1d0a89b9c22101366e1c03ef403

Advanced Reporting is all about helping you spot trends in your income, spending, cash flow, and transfers (money moving between accounts) through visually-stunning graphs. You can slice and dice your data using filters (tags, accounts, merchants, categories, etc.) and save commonly used reports.

https://preview.redd.it/wa9vqorf228e1.png?width=2400&format=png&auto=webp&s=26d612af35e91fbbc7b01ce7a1f810cfd284c00e

Easily answer questions like:

• How much have I spent on my Amex credit card this year?
• How has my cash flow changed now that I’m freelancing?
• What categories did I spend on for my Hawaii vacation (via tags)?
• Did I spend more or less on entertainment this quarter compared to last quarter?

https://preview.redd.it/8jogd5h9228e1.png?width=2400&format=png&auto=webp&s=f90008da283a35792af6c8593bef9bddf3b4b302

I recorded a quick Loom walkthrough so you can see it in action. Would love to know what all the former Mint users here think! Always open to feedback.

Hey there! Emily here - cofounder and CEO of Plenty.

Years ago, when Plenty was just a pencil-drawn sketch in a notebook, my husband/cofounder and I dreamed of making it free.

✅ Track your net worth? Free.
✅ Understand your spending? Free.
✅ See "what's ours" vs "what's mine"? Free.
✅ Top connectivity to Plaid, Finicity, Yodlee, MX, Akoya, and more...

We saw Mint's dream reach 20M+ Americans, then ultimately fall short because its business model —pushing credit cards— wasn’t aligned with a customers best interests.

Our goal? Fully align our customer's wellbeing with our business model.

🎯 We make money when you build wealth 🎯

✅ 4.4%* when you save.
✅ Do it for me - elite investing for a low $2 annual fee per $1000 invested.
✅ Retirement consolidation and private equity funds, coming next.

Our team ships daily, and we've just launched our reddit channel: https://www.reddit.com/r/plenty/

We've raised $8M to date as a venture-backed startup, and count the former CEO of Wealthfront and Cofounder of Personal Capital as close investors.

PS. Yes, you can start solo (but toggling the settings).

After Mint I ended up with Copilot - it's not perfect but it does most of what I need it to do and isn't flooded with advertising like some of the free alternatives, so I'm willing to pay the yearly fee. The category tracking is pretty intuitive and customizable -- here's how I've set that up for myself:
-Essentials topline category (mortgage, groceries, home maintenance, utilities, car, insurance)
-Discretionary topline category (clothes, shops, restaurants, subscriptions, etc.)

I've tried to stick to percentages for budget breakdown, so as long as I hit ~50% of net income for essentials and ~30% for discretionary, I know I won't break anything and I'll be generally on track towards goals. I've found that this kind of 'less is more' approach is more effective for me than tracking every single dollar religiously. Copilot is good for this level of detail.

I also put a widget on my iPhone home screen that shows overall budget vs. plan and then each top-line category vs. plan, so I can quickly check in and get a sense of how I'm doing each month without having to drill down to each individualc category.

I've found that the AI matching algorithm works pretty well -- after you tell it how to categorize a certain transaction, it generally gets it right the next time it comes through. So the maintenance and admin required has been lower each month since I've started using it.

All this to say, it's been a 'good enough' budgeting app. Here's a code for 3 free months if anyone is looking for a free trial: https://copilot.money/link/ZqYW9fnJ8Vs25ZQGA

Hi Everyone! I am a Canadian post-secondary student who has struggled to find a comparable alternative to Mint since it was discontinued. I’m currently working on a research project to help shape a new budgeting app tailored specifically for Canadians. My goal is to understand what features matter most, what frustrations exist with current tools, and how we can build something more useful for people’s financial well-being.

If you have a few minutes, I’d really appreciate your feedback. I’ve put together a short, anonymous survey (5-10 minutes) to learn more about your budgeting habits, preferences, and needs. No personally identifiable information is collected, and all responses will be used solely for research purposes. Participation is completely voluntary. By taking part, you’re providing your consent to use your anonymous responses in this research. This survey is not affiliated with or endorsed by Reddit.

Survey Link

Thank you so much in advance for your time and insight! If you have any questions or additional thoughts, feel free to comment below. Your help means a lot and will guide us toward creating a better Canadian budgeting solution.

Hey everyone! A few weeks back, we shared the opportunity to get one year free of Origin when you make the switch from your current personal finance app (here’s the post). We’ve seen such a great response that we’ve decided to extend the offer until December 17th at midnight PST—so if you’ve been on the fence, now’s your time. Just follow this link, upload your receipt from your current app (i.e. YNAB, Rocket Money, Copilot, Monarch, etc), and you’ll get one year free. 

Every week, we build and ship new features, based on the feedback we hear from folks in this sub and our r/OriginFinancial sub as well. We wanted to go a bit beyond what has shipped and share what our first 100 days of 2025 will look like. Here’s a sneak peek:

Launching by the end of this year: 

1. Advanced Reports: Our team is building out customized reports, so you can dive into trends and totals around your cash flow (income, expenses, and transfers) with 4 different visuals, including a Sankey diagram. Plus, you can filter by accounts, categories, tags, dates, merchants, and amounts. 
2. CSV import: Right now, we offer the ability to bring over your transactions, account history, and categories from Monarch and Mint – we’re building the capability for you to import a CSV from anywhere. 
3. Biometric enhancements: We’re enhancing our biometric login UX (i.e. FaceID and fingerprint) later this month. 

What’s coming in early next year: 

1. Budgeting revamp: Budgeting is one of our most-loved features, and we’re making it even better. Think: master categories (like grouping “Drinks & Dining” and “Groceries” under “Food”), smarter budget recommendations based on your spending history, and more flexible ways to set budgets (not just by income). We’re diving deep here, so let us know what you think!
2. Forecasting: Super excited about this one. Our goal here is to help you project and understand your chances of success toward hitting your financial goals. The ultimate goal of this product is to help you answer “what if” questions (i.e. If I retired early, could I still buy a home?).
3. Net Worth tracking: We’ll be improving our net worth experience to show you even more details about your accounts and historic net worth over time via charts. Plus, we’ll have detailed pages for each connected account, so you can easily see details such as transactions or holdings for that particular account. 
4. Improved account management, including recategorization: Account connection is a top priority here at Origin. We plan to improve our account routing and further refine how manually recategorized accounts filter throughout the rest of the app.
5. A better recurring expense experience: Right now you can see your recurring expenses in list form. Soon you’ll be able to see them in a calendar view, so you can plan ahead. Plus, we’re building an easy way to see and track reimbursements, so your budget stays up to date. 
6. Partner access improvements: Many Origin members manage their finances with a partner or spouse. Now the partner experience will get 10x better with improvements such as net worth toggles and better transaction filtering.
7. Upgraded AI experience: It’s easy to get real-time financial guidance via our AI-powered financial assistant. We’re going to take it to the next level with more proactive notifications and insights to help you get smarter about your money. 
8. Tax filing improvements: For this tax season, we’re improving our DIY tax filing experience (filing included in your membership!) by pre-filling your data and offering new hands-on assistance while you file for an additional fee for those who need a little help. 

Lots to come! Excited to share these updates with all of you, and I’m always happy to dive deeper into our product and answer questions about what we’re up to. Our product is $12.99/month or $99/year—but if you make the switch before the 17th, you’ll get one year free. 

So many of the comments here have been super helpful in improving our product—super grateful that this community is still going strong. Would love for you to join our sub r/OriginFinancial to continue the convo.

I've recently started looking into managing my personal finances more scrupulously than ensuring I have money in my checking account. I've heard a lot about tools like Mint (RIP), CopilotMoney, YNAB, RocketMoney, and even tried it a few years back to no avail.

I'm curious what people use and why they use those tools and what the benefit is to you as far as managing your personal finances.

Open to any and all platforms/feedback, really just wanting to learn from others experience

I’m frustrated.

I currently use:

Simplifi by Quicken Pierre Empower Rocket Money

I cannot get all my accounts on one platform. It’s infuriating. And I know I can’t be the only one.

How do you all manage?? I do have a Fidelity account so I have ‘Full View’ access. I just like having an app available on my phone.

Happy Black Friday, everyone! 🎁 Looking to save big on your Fina subscription? Here's your chance:

🔥 50% OFF Fina Subscription for up to 1 Year!
Use code 'BLACKFRIDAY50' at checkout.
🎯 Valid Thru: Dec. 3rd

Don’t miss out on this limited-time offer to level up your [insert the main benefit of Fina, e.g., productivity, budgeting, or other use case].

Grab the deal (www.fina.money) before it’s gone! 🚀

Tagging all deal hunters, entrepreneurs, and productivity enthusiasts! 🙌

Are there any mint alternatives that would provide an easy way to know if I’m about to miss a cc payment?

Looking for one place to be able to see all credit card CURRENT balances without having to log into each account and check.

Bonus points if I can set up to receive to a text alert because there’s a payment due tomorrow that hasn’t yet been made.

Been trying different replacements and really struggling. Don't like YNAB, my SoFi tracker, or quicken simplifi. Trying rocket money so far and it seems to be closer. But I really liked how mint could do deficits and overages on different budgets over time, making it like an envelope system. I haven't seen anything like that, but wanted to ask if anyone else has

Nearly a year after saying goodbye to Mint, I think I’ve tried every free alternative. Each of them has issues connecting and staying connected with at least 1-2 of the financial institutions I have accounts with (that includes Credit Karma). As I am thinking about jumping into a paying option, it would be useless if I pay and still can’t get the full picture of my net worth and budgets. So the question is: is there one out there that you’ve seen being able to connect to all your institutions? For reference, the accounts I have money into are below:

Well Fargo Sofi Capital One Chase (these 4 aren’t really an issue) CIT Bank (getting a bit dicey here) Empower Guideline Apple Card Stash Fidelity (401k and brokerage) Public Venmo Cashapp (these last 2 I’m not super concerned about)

Looking forward to hearing everyone’s experience!

Hey everyone! 👋

🧙‍♂️Merlin here again, from Good Steward.

I'm excited to announce a couple of things that went live today!

1. Black Friday Sale 🏷️

• With Black Friday and Cyber Monday around the corner, Good Steward is joining in the festivities by offering 25% off for the 1st year to anyone who subscribes by Dec 2. -- This means you can connect up to 5 financial institutions for only $3/month, or $30/year!
• I'm sure you are getting bombarded with deals and discounts. But there's a key difference: Our discount helps you control your spending!
• Help yourself and your family budget properly, so you can take advantage of all the Black Friday deals with purpose, and spend within your budget without guilt!

2. No Commitment Free Trial 🎉

• Along with the Black Friday promotions, and as part of our mission to make budgeting easy and accessible for everyone, we now offer everyone a 30 day free trial of paid tier by default – no payment card required!
• So there's really nothing to lose to give it a try!

We have more in store for y'all leading up to this holiday season, so stay tuned! For now, keep up the good work to manage your finances with purpose!

Hey everyone!

Earlier this week I posted about Origin offering one year free to Monarch members ready to make the switch.

The response was way bigger than we expected, and we started hearing from YNAB, Simplifi, Rocket Money, and Copilot users, who switched after Mint shut down. So, we thought—why stop at just one app?

Now, we’re offering one year free if you switch from your current personal finance app—whether it be one of the five above or another one.

Just follow the link here, to upload your receipt and get started. Then, you’ll be all set with a free year on us.

Always happy to answer questions about the product and what we’re up to. The feedback we’ve gotten from Reddit has been a game-changer for shaping our product, and we can’t wait to keep creating features you’ll love.

Hi, I've chosen Lunch Money to replace Mint. Would anyone like to share a referral code? It gives you 10% of my subscription in credit, and I get one free month.

I’m working on MoneyMuse, a macOS app designed to simplify managing your banking transactions.

https://preview.redd.it/2tjc74lbva2e1.png?width=3420&format=png&auto=webp&s=2deb4e90f4ab77e77f175ced0d8b2de4d4b4227a

It supports importing files like OFX, QFX, and QBO, making it easy to categorize, view summaries, and track budgets. There are visuals for cashflow, credit card utilization tracking, income vs expense, bar charts, pie charts, etc.

MoneyMuse will allow you to import large transaction files (with hundreds of entries) in seconds.

I recently added 'download folder monitoring' to detect when you download new transaction files. MoneyMuse can then import your transactions with less 'friction' (fewer clicks) coming in v1.2.3.

If you are interested in testing and providing feature requests, join the beta here: https://testflight.apple.com/join/JbNWkEaF

Hey all! I’m Matt, CEO at Origin. It’s been about a year since I posted here—last time was around when Mint announced it was shutting down–and today I wanted to share something new we're offering.

I know a lot of folks here switched over to Monarch after Mint’s announcement. Today, we’re offering one year free of Origin to any Monarch member ready to make the switch.

We’ve built a free tool to seamlessly migrate your transactions, custom rules, and history. This should make it pretty easy to give us a try, and if you like it, get a year free!

We also do a lot more than just budgeting. Our membership includes partner access, cash flow and spending insights, investment tracking, recurring bill and subscription management, a high-yield cash account, financial planning, estate planning, and tax filing (bye turbotax).

If you’re interested, you can follow the link here to get started. We’ll help make the switch easy, and you’ll be all set with a free year on us, instead of our $12.99/month price.

Happy to answer any questions about what we’re up to. The feedback we’ve gotten on Reddit has been essential in shaping our product, and we’re excited to keep building for you.