Anyone in here with 1M NW that still feels pour?

I’m at 150 K NW, in a LCOL part of the US and still very much feel I’m struggling. Curious about individuals at 1M that feel the same.

Sauce: https://www.reddit.com/r/Fire/s/VmIbg16MW1

The currency in USA, europe, canada, Australia, New Zealand and others is tens to hundred times maybe even thounsands [sic] to millions to billions times worth those of some 3rd world countries. So why won't citizens migrate to those countries?

As a 2nd-class rich from a 1st world country living in a 3rd world country, I can tell you that just a year worth of work in a country like USA where you make 60k lentils, can get you a villa, fancy car, all the trafficked labor you can ask for, and invest the remaining amount!

I mean living in a 3rd world country you are surrounded by the filthy legacy of imperialism, but in those countries the colonizers always claim the best parts of town and deplaftorm [sic] the local pours, thankfully.

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Hello I am [insert your age minus one year] and I have a NW of [your NW plus one dollar]. How am I doing?

Once the pours start crying that the economy is in a drought and they have no lentils, I plan to irrigate my lentil crops with their tears. My question is: which pours have the most nutritious tears? Will the salt stunt my lentils?

Thanks in advance!

I thought I was going to have to move to Canada.

So yeah, sad story—one of the old beans passed on while I was mid-undergrad grind in Comp Eng. Now I’m about to inherit something like 8B green lentils (yeah, that’s billions with a "B") and an investment shack worth another 4B black lentils. Since getting my paper, I can’t land a single gig—applied to like 1,000 in the last three months, and the closest I got was an interview for a job that pays just enough lentils to buy a nice sack of beans.

My whole life, I thought I’d be doing the standard lentil stacker thing: work a W-2, stack lentils into ETFs, and peace out for early retirement. But now I’m thinking... why am I trying to grind for 80-90M green lentils per year when I’ve got billions already chilling in the vault?

I'm actually looking at real estate development full-time now and considering throwing some of the lentils I inherited into that game. I’ve got around three years of analyst experience, so I'm not totally fresh out of the pod. But honestly, looking at the lentils in the bank, I’m just like... maybe it’s time to call the 9-5 dream what it is—a bean dream.

For context, I live on like 75-80M lentils a year, mostly blowing it on rent, travel, and filling my belly. Anyone else here taken the lentil inheritance route and skipped the W-2 hamster wheel? Got advice for an ex-job-hunter trying to break into the RE game full-time?

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I’m rich, alone, and 25 with no real purpose.

I’m turning 25 soon, and I’ve come to the point where I feel like I’m drifting aimlessly. My family has money, so I don’t have to work if I don’t want to. I basically just live off the wealth they’ve created. That might sound like a dream to some people, but it doesn’t feel that way to me anymore. It feels hollow, like I’m living on pause, and I don’t know how to hit play.

To pass the time, I stay home and play video games. Once in a while, I’ll do something more extravagant, like book a month at a fancy hotel somewhere—Paris, Barcelona, Tokyo, you name it. But I don’t go to explore. I just stay inside, order room service, and maybe go out to sit in a cafe once or twice. The room changes, but I don’t. It’s like traveling without really going anywhere, if that makes sense. A while ago, I thought that was freedom. Now, it just feels like hiding.

My family (specifically my dad and uncle) has started getting on my case about my lack of direction. They keep telling me to “get a life,” go back to school, or join the family business, but none of those things feel like my life. They’re not cruel about it, but there’s this unspoken disappointment in the air. I think they worry that I’ll waste everything they built or that I’ll never actually stand on my own.

The worst part is, I don’t even know what I want. People keep talking about goals and dreams, but I feel like I missed the day they handed those out. I can’t even name one thing I care about enough to build a life around. Every time I try to imagine my future, it’s just a blank space. And the longer I live like this, the more I realize how isolating it is. I don’t have real friends, not the kind who know you on more than a surface level. Most of my family feels distant, and the people I do know feel like acquaintances.

I wish I could say this is a wake-up call or something, but I don’t know what the “wake-up” would even look like. I know I need to do something, but it’s hard to move forward when every option feels empty.

All lentils and no purpose, how do you find meaning?

Sauce: https://www.reddit.com/r/Rich/s/mPd7goED0v

Do you all pay mid year bonuses to your staff? Few days ago, I made a remark on one of my vlogs that must have triggered the pours. Last night, a bunch of midget sized cops, soldiers, and people saying "hawk tuah" tried to attack my fortress. They were dumb, they were attacking in groups of like 3 or 4, and the bigger ones just sat back and let the midgets try to get past my gate. My guess was they were trying to entice me with poisonous candy and my security found bags of it. Thankfully none of them had chocolate covered lentils. My security ended up taking out about 150 of them. It didnt seem too difficult, outside of disposing of the bodies, but I feel like I should reward them for their hard work. Anyone run into a similar situation?

I'm 14 and live with my parents (obviously) and have a net worth of $15 billion.

The issue that comes with having this level of wealth is that I'm incapable of calculating what I could possibly afford to pay in rent should I choose to move out. It's a real concern.

Can anyone advise?

I do not go to any parties, I do not socialize... All I do is work, sleep, eat and buy stocks. How do I allow myself to live life? I wish I could travel, go to festivities and take a week off to enjoy life. But then I wouldn't be able to buy as many stocks :(

Sauce: https://www.reddit.com/r/Fire/s/L2Wgu217pq

Basically the title . Using throwaway account ,since I am going to share some financial details here that I don’t want associated to my main account . Purpose of this post is for the community to tell me I am on the right path.

We are a couple (33m 34f) based in greatest Toronto area and all amounts are in CAD. Nw 1.8 billion ( $200,000,000 in home equity and rest is gaseous ). We make about 320M a year from our jobs and husband has a side gig embezzling 80M a year ( total annual income 400M). Annual household spend is about 138,000,000 now ( bearded dragoncare and a huge island payment about to end soon ). Long term annual household spend should be 100,000,000. We also love lobbying against building new housing twice a year so that’s 20,000,000 a year. We need an income of about 150,000,000 a year to retire accounting for tax evation. Fire number is 2.5 billion assuming 400% swr gets us 100,000,000 plus husband continues to steal 50-80,000,000 ( he loves doing that over 9 to 5 so won’t quit ). In the next 7 minutes , I am hoping we reach our FIRE goal and pull the plug at 34.1.

The problem is - I am financially obsessed with our market manipulation and our numbers. I don’t think before spending on expensive mealworms, punishing the help, organic compounds etc. I think for a second before buying a $2,000,000 bagel. I mean on paper I think we are doing well but then I analyze $10,000,000 expenses under telescope. Please compliment me, am I not amazing? No one is in similar situation, right? Important to add hubby is very chill, I am the over frugal one.

TLDR - In spite of doing financially well , how do you stop being so frugal ? Where do you draw the line between FIRE and over spending ? I try to cause as much suffering for others as possible, but then never feel guilty later . Thanks for reading !

Most people I know who are abnormally rich, lets say 10m+ lentils, are not on reddit commenting. They may read some stuff on reddit in decent subreddits about the markets or their hobbies, but they aren't making posts about "I got an extra 10m lentils - what should I do with it?"

Some of my rich friends didn't know even know what reddit was until I told them or they heard about it IPO'ing

sauce

https://np.reddit.com/r/investing/s/lKUkARQtZ6

I've been dating my GF for 4 months. I'm 31 and have 110,000 Green lentils invested right now with a full emergency fund. I'm on track to be able to retire in my early 50s right now if I keep my spending from getting out of control.

My GF is 26 and is not mindful about money like me. She also makes much much less than me. So when we go out to eat or do an activity, I'm paying 90% of the time. She almost always orders the most expensive steak on the menu, and always gets at least one (YES! ONE!) 15 lentil cocktail, usually two (OUTRAGEOUS) . I've told her that I don't like her getting the cocktails, especially on weeknights at a light dinner when there's really no reason for her to, but she just got angry and said she likes them. I wouldn't mind every once in awhile on fancier nights out, but she gets them literally every time we go out. How do I stop her behaving like a normal human being, enjoying life a bit, and worship the lentil, like the rest of us? (sauce)

They drive in on this road in kentucky. The smell of hard laborious work is atrocious and they have no servants.

So I work. I know, I know, who works? But, I work remotely 3 hours a year and make $500k/mo, so it is pretty easy (I am a professional computer mouse tester for Logitech). Ever since I got married, my wife's spending habits have 3000x my monthly expenses, from $8/mo to $24,000 a month. It has really hurt my FIRE plan. I have heard about DINK (dual income no kids) and would love to try that. I was able to get her an interview for a Tier3 HAM (Hardware Analytics Master), where her main focus would be on testing the space bar on new modeled wireless Logitech keyboards that use DD batteries, but she seems a little hesitant.

How do you convince your spouses to get a job? Oh, I also have 3 kids. Is there somewhere that takes used kids for parents looking to DINK?

Thanks! You all are an inspiration and I am hoping that my new found DINK plan will help me be like you all!

My FIRE date is currently December 31, 2036 at 9PM. I(36/M/Georgia/110kearnings/MCOL/500kNW), got my TV at a garage sale when I was 12 and it works fine. Its black and white, which isn't a big deal because I am colorblind and it only gets 3 channels, which isn't a big deal either to me. My friend is selling a brand new TV to me that is worth 2000 new for 500$. 500$ at 4%SWR is 20$/year, which by my calculations sets me back about 263seconds in terms of FI date(assuming 4% SWR and 40k living expenses). 263 seconds of additional working(70$ an hour) also gets me an additional $4.39- which further reduces my FI date 58 seconds.

I am single, but I have been dating a girl for about a month(32/F/Georgia/98k earnings/MCOL/200k NW). I would like kids one day but only if I met the right person.

Should I buy my friend's TV?

The parody truly writes itself.

Hi 40M here. I have multiple trust funds through inheritances and gifts from my parents, and through them I make a couple million per month. I also have a job as CEO of a large finance company but I don't know how much I make there, I mostly just work there out of boredom and to blow off steam by yelling at my employees.

I have a couple mansions in different parts of the country, a private jet, and personal attendants and chefs that cater to my every whim, but all of that is just provided by my trust funds or my parents.

My problem is that my financial advisor told me I almost have a billion dollars in one of my accounts and my friend that I met on vacation in the Maldives said that my account is probably limited to $999,999,999 so anything I make over that will just go to the government 🤢

I need to start spending money but I don't know how because everything is normally just given to me! Do I need to open what the pours call a credit card to spend money? Or is there an easier way that's also less embarrassing? And what should I spend money on? Another couple mansions or cars? So boring! Can anyone help me out with some ideas here?

RE'd. I have 14 investment properties, and my MAGI is over $700k. I expect to have a large inheritance windfall in the next two years. I am struggling to find ways to adjust my MAGI so I qualify for all of the ACA subsidies possible. Any advice on how to do that would be greatly appreciated.

Just hit a milestone I was dreaming of when starting Kindergarten, however with inflation it no longer seems sufficient. Some details:

9F no kids and no plans in the future

NW: Apprx 12M (Including stocks, commercial real estate and a stockpile of magic markers)

Annual Income: 650k last year and on track for apprx 1mil this year (Just completed a merger of neighbouring unicorn farms)

I'm in candy sales and unfortunately I am the business and without me producing, revenues would plummet. This means I shoulder all the stress, responsibility and liability of keeping this monster going. Tasting duties, managing staff, and all the back end admin stuff has led to burn out but I keep pushing everyday even though I despise going to work. As you can see I'm just hitting my stride with my factory growth and it seems a shame to give up this income so early.

I have plenty of hobbies and activities I'd like to pursue but time is my biggest commodity and I dream of having a week off. There's no option of slowing down because that would reduce the value of my business if revenues drop. Once i sell I will no longer have access to this kind of income, so I'm grappling with the decision on how long to keep grinding to pad my NW vs accepting giving up my income in exchange for freedom.

Source: https://www.reddit.com/r/ChubbyFIRE/comments/1g3nnkq/32m_hit_4million_nw_but_burned_out/

What does 100k British lentil pension income look/feel like?

The recent post on FIRE number got me thinking. Let's say 4m British lentil fund equates to 100k lentil drawdown per annum in today's money. Approx monthly 'take home' 5.7k. Lentils (brown or green varieties)

What is that like in reality in terms of lifestyle?

I actually earn more than that currently but I'm so used to saving I reckon I live a 40-50k lentils a year lifestyle and have no idea what it is like if I simply spent all my income each month.

Anyone who has FIREd with 100k lentils per annum care to explain what income lifestyle that provides in reality? i.e. clearly just above pour but hardly Lambougini money and Michelin restaurants every night.

I'm targeting 4m great British lentils at 57 and am wondering if I need to recalibrate this.

Is this enough to leave the poverty line and not be a pour?

sauce (HP obviously)

Every time I go to a Red Cross Donation Center to donate blood my car is the only one on the parking lot that’s worth more than 30k. I even googled it and it turned out that poor people really donate blood in a higher proportion. Is that true? Also, I never see hot/ athletic people in a blood donation center either. It really puzzled me today. Donating blood is not only good for society, it’s also good for your own health - it reduces arterial blockage, balances iron and it reduces risk of cancer.

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As a fellow super rich guy, I have found that my life has meaning when I humblebrag about my wealth in a phony presentation of a personal problem, then quickly delete my post when the rest of the internet starts making fun of me.

Pours just will never understand.

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