/r/defi

Photograph via snooOG

News, articles and discussions about decentralized financial protocols on any blockchain

Decentralized Finance (DeFi) is an ecosystem of various cryptocurrencies, tokens and dApps such as Maker, Compound, Aave, Uniswap etc.. that allow the user to participate in non traditional financial markets. These protocols are giving greater financial freedom to people all around the world.

Most DeFi dApps are currently built on Ethereum, but other blockchains such as Polkadot, Cardano, and Avalanche promise to expand the scene and make it even more accessible, and profitable for the average person.

/r/defi

137,150 Subscribers

3

Are mainnet vaults worth it?

DefiLlama reports that, among the stablecoin vaults with highest APYs, most are found on mainnet.

Why is this the case?

Could it be because gas fees make mainnet vaults not worth the hassle, or could it be only because of the popularity of mainnet?

3 Comments
2025/02/04
13:09 UTC

3

PayFi: Making Crypto Part of Everyday Life

PayFi is changing how we think about crypto, turning it from just an investment into a tool for daily use. Imagine earning yields on your stablecoins like USDT and USDC, then using those earnings to cover everyday expenses groceries, dining out, and more. It’s like having your money work for you, creating a “Buy Now, Pay Never” experience lol

With features like zero annual fees, low top-up costs, and competitive FX rates, managing global payments is easier than ever. Plus, a multi currency Swiss IBAN adds extra convenience for crypto-friendly banking.

Cross-border payments and gifting are seamless too faster, cheaper, and hassle-free, all powered by blockchain.I am even thankful to Bitget Wallet’s strategic partnerships with platforms like Triple A, Coinpal, Bitrefill, and IvendPay, it’s simple to spend crypto in the real world or even convert it into gift cards.

Crypto isn’t just for HODLing anymore it’s for living. Hopefully you guys are pushing yourself to know more about defi these days

6 Comments
2025/02/04
12:44 UTC

3

Develop a smart contract to yield farming?

Hello everyone, I'm a newcomer to the world of cryptocurrency. I'm currently exploring ways to make some extra money through cryptocurrencies.

My strength is that I have decent software development skills, so I'm considering leveraging this by developing smart contracts to make some investments.

Recently, I've been looking into liquidity mining and staking, for example, GMX and Pancake.

I'd like to ask if anyone has any suggestions that could help me utilize my strengths and find some opportunities to make money. Ideally, I'd like to earn some returns through APY rather than speculating on the value of cryptocurrencies.

2 Comments
2025/02/04
09:36 UTC

9

Cool DeFi open-source projects to contribute to?

Hi there!

I am currently trying to transition to a career in DeFi. I come from a weird background of full-stack engineering but my academic degrees were mainly in finance. I am considering DeFi because it seems like the perfect mix for my interests.

I am about to finish Cyfrin courses in Solidity Development (had some experience building a small project Hardhat, but now I am looking for a more professional approach). My previous experience in dev helped me tremendously in the course.

I am currently looking for ways to practice what I have learned (beyond side projects).

Any recommendations for beginner friendly projects (protocols or other) that I can contribute to on Github? Do you have any other advice on how to further enhance my profile for a career in this space?

Thanks a lot :)

1 Comment
2025/02/03
18:19 UTC

3

How to get xUSDT?

Hi I am interested in using some dexes to swap for some alt coins, however they only allow for me to swap from xUSDT to alt coin. I am relatively new to all of the defi stuff and I can not find much information on it. So any help would be appreciated

My plan would be to buy USDT on coinbase and send to my metamask on the Ethereum network. Then I would just have to swap for this xUSDT which I do not know how.

2 Comments
2025/02/03
16:04 UTC

12

WBTC to BTC bridge

I have some WBTC in my wallet but now that I bought a hardware wallet, I wanna convert to BTC before sitting on it.

What's the best bridge for that? I don't wanna use CEx.

Offtopic: I was not expecting so many PM messages with scams 😅
I will not reply to any PM scam, if you have good knowledge, share with all of us

8 Comments
2025/02/03
15:17 UTC

32

Would You Trust Automated Trading More if It Ran on a Fully Encrypted Exchange?

AI trading bots and semi-automated strategies are getting more popular, but trust is still a huge issue. Most bots either run on shady platforms, rely on some form of unknown signals, or operate in ways where you have no real insight into what’s happening behind the scenes.

But what if these strategies were running on a Fully Encrypted Exchange (FEX)—one where no data leaks, no front-running, and no insider manipulation were even possible?

Curious to hear from people who have used algo trading before, but I’ma lso trying to get a pules on the sentiment around algo trading in general.

14 Comments
2025/02/03
12:07 UTC

0

Early Suipporters Campaign S2 is Live

SuiFamOfficial has kicked off the next phase of the Early Suipporters campaign, offering a fresh set of challenges, collaborations, and engagement opportunities.

Running from January 28 to February 4 (18:00 UTC), this season brings in ecosystem partners like DeepBook Protocol, SuiNS, insiDeX, and Nemo Protocol.

Participants can take part in new tasks, quizzes, and collaborative activities designed to strengthen their involvement in the SUI ecosystem. A total of $1,500 USDT in SUI will be distributed, with 75 winners receiving $20 each.

You can find more details on the official SuiFamOfficial X account.

0 Comments
2025/02/03
11:33 UTC

10

Way to graph returns/see returns for staking on AAVE?

Hello! Just started staking on aave, and I don't see a good way to see my returns over time.

Is there a way to visualize how much i've made?

Thank you!

1 Comment
2025/02/03
10:18 UTC

0

Are MAX LRTs the Future of DeFi Yield?

  • Are MAX LRTs the Future of DeFi Yield?

DeFi and restaking are evolving fast, and MAX LRTs are making things way more efficient. YieldNest is leading the charge with auto-compounding strategies packed into a single liquid asset—no more manual yield farming or complex setups.

The goal? Simplify yield generation, maximize exposure with minimal effort, and ensure top-tier security and efficiency.

Pretty exciting stuff, but what do you think? Are MAX LRTs the future of passive income in DeFi, or is there still a long way to go?

2 Comments
2025/02/03
06:46 UTC

0

Are MAX LRTs the Future of DeFi Yield?

DeFi and restaking are evolving fast, and MAX LRTs are making things way more efficient. YieldNest is leading the charge with auto-compounding strategies packed into a single liquid asset—no more manual yield farming or complex setups.

The goal? Simplify yield generation, maximize exposure with minimal effort, and ensure top-tier security and efficiency.

Pretty exciting stuff, but what do you think? Are MAX LRTs the future of passive income in DeFi, or is there still a long way to go?

0 Comments
2025/02/03
06:45 UTC

2

The "moon" is falling from the sky /s

All jokes aside, with Asia and Australia now starting their trading days and crypto dipping even more, what are your thoughts about this cycle?
I've read rumors that a 30% - 50% dip is in motion on other crypto subreddits. Leave an F in the comment for fellow hodlers and traders.
Personally, i think yes there is definitely a dip but not for too long maybe some weeks or two months at most. (not financial advice).

17 Comments
2025/02/02
23:25 UTC

9

ELI5: Why is my AVAX-USDC yield farm position showing its worth 100 dollars less than if I held the coins (due to the current crypto dip) even though I have stablecoin exposure?

I put $3000 worth of AVAX into an AVAX-USDC CLM vault on Beefy. As I understand it, I would experience a negative position value vs hold value when AVAX rises, because I will only be ~50% exposed to AVAXs price increase. The USDC portion of my position will be holding me back and my position will gain less value compared to if I just hold my AVAX in my wallet. And if AVAX dips, I will have a positive position value vs hold value because again, I am ~50% exposed to a stablecoin which lessens the impact of the AVAX value dropping. However, with this current dip in the crypto markets, I am currently seeing a -107 dollar "position value vs hold value" (It was positive 100ish dollars a few days ago). How is this possible? Shouldn't my position currently have more value than the AVAX I deposited since AVAX has dropped so much and my position has a stablecoin in it? What am I not understanding here?

To clarify, I understand that my position should be worth less if the value of any of the coins in it decreases, but I dont understand why its (allegedly) worth 100 dollars less than if I had just held AVAX directly.

6 Comments
2025/02/02
22:17 UTC

2

trust level of on-chaindapps.com

Does anybody have any feedback on the trustworthiness and reliability of on-chaindapps.com? Or if there is a way to verify it ahead of time? Thanks

2 Comments
2025/02/02
20:07 UTC

9

Weekly DeFi discussion. What are your moves for this week?

What are you building or looking to take a position in? Let us know in the comments!

23 Comments
2025/02/02
16:30 UTC

0

How Do I Bridge My Funds Back?

Blockchain has given us incredible freedom, total control over our funds and data without the need for intermediaries. But as great as it is, one of the downsides is the complexity that comes with it. Take my experience with bridging funds to the Celestia network, I got stuck because I need Neutron as gas to move my funds back, and figuring out how to get it is not only tricky but also pretty expensive. This is where the need for better cross-chain solutions becomes clear, like what Analog is working on. Built with Substrate, Analog is all about breaking down those barriers between chains, whether it’s through Analog Watch for easy access to Web3 data or Analog GMP for sending messages and tokens across different networks.

With the $ANLOG token listing on February 6th, this is a good time to pay attention to how Analog is aiming to make multi-chain experiences easier for users and developers alike. In the meantime, I’ll be depositing my tokens on Bitget to earn extra rewards, taking advantage of the opportunities available while navigating the complexity of the blockchain space.

6 Comments
2025/02/02
14:08 UTC

2

Is it worth buying the dip on up virtuals.io crypto that has gone done 30 - 60 percent this week since the Deepseek fiasco?

I'm hoping they come back but are currently on sale for half of what I bought them for...Or maybe I should use their crypto on the actual agents. If any has one has any good experience with that or video links it would be much appreciated.

9 Comments
2025/02/02
00:27 UTC

12

Concentrated stablecoin liquidity pools--what could go wrong?

I'm struggling a bit to grasp this concept and I hoping some of you more experienced defi bros and sisters can help me understand.

Let's say you start with 100 USDC and split it 50:50 into the USDC-USDbC Narrow pool on Beefy/Alienbase. The pool's range is 0.999 - 1.001.

Since USDbC is bridge USDC, the two are highly correlated and any depeg should be temporary, and quickly restored by arbitrageurs, unless something really bad happens.

When price depegs or moves out of range, you stop earning fees and are left with 100% of one assets. Then when price comes back in range, your asset balance is restored to 50:50 and you start earning fees again. Correct?

But did you lose any value during that depeg? When price was out of range, do you have 100 of one asset, or is it more like 98 or 99 depending on the extent of the depeg?

And when it comes back in range, is your value restored completely, or did you lose some?

For example, in the case of a significant depeg where one asset drops to 0.7, what happens to your position during that depeg, and after recovery?

9 Comments
2025/02/01
19:05 UTC

6

Introducing Pangolin V3: Revolutionizing DeFi with Innovative Concentrated Liquidity

The decentralized finance (DeFi) landscape is ever-evolving, with each new iteration striving to address the limitations of its predecessors while introducing groundbreaking features. Pangolin V3 emerges as a testament to this progression, setting itself apart with innovative approaches that enhance both user experience and platform efficiency. In this article, we delve into the core advancements of Pangolin V3, particularly focusing on its unique implementation of Concentrated Liquidity (CL) and the myriad of innovations that make it stand out in the crowded DeFi space.

Understanding Concentrated Liquidity and Its Advantages Over Simple AMMs

Concentrated Liquidity is a sophisticated mechanism that allows liquidity providers (LPs) to allocate their funds within specific price ranges, rather than distributing them uniformly across the entire price spectrum as seen in traditional Automated Market Makers (AMMs). This targeted approach offers several key benefits:

  1. Enhanced Capital Efficiency: By concentrating liquidity within particular price ranges, LPs can provide deeper liquidity where it matters most, reducing slippage and improving the trading experience for users.
  2. Higher Returns for LPs: With liquidity focused in narrower bands, LPs can achieve higher returns on their capital as their funds are utilized more effectively.
  3. Reduced Impermanent Loss: Concentrated Liquidity minimizes the exposure of LPs to price volatility outside their chosen ranges, thereby mitigating impermanent loss.

These advantages make Concentrated Liquidity a superior choice for modern DeFi platforms, driving better performance and sustainability.

Pangolin V3: Beyond a Standard Uniswap V3 Fork

While Pangolin V3 leverages the foundational principles of Uniswap V3’s Concentrated Liquidity, it distinguishes itself through a series of unique innovations that enhance functionality and user experience. Unlike many DEX forks that replicate existing models without significant improvements, Pangolin V3 introduces features that set new standards in the DeFi ecosystem.

Dynamic Fees for All Pools

One of the standout features of Pangolin V3 is the implementation of dynamic fee structures across all pools. Unlike other CL DEXs that often rely on fixed fees, Pangolin V3 adjusts fees based on prevailing market conditions and user demand. This flexibility ensures optimal trading experiences by aligning fees with liquidity dynamics, providing better incentives for LPs and traders alike.

Strategic Fee Management Without Restrictions

Pangolin V3 offers users the ability to select from predefined fee tiers, but the Pangolin team strategically sets fees for key pools without imposing unnecessary restrictions. This approach allows the platform to remain competitive, ensuring that essential pools maintain attractive fee structures that respond to market needs. By not limiting the team in fee determination, Pangolin can swiftly adapt to market changes, offering a competitive edge over rivals.

Unrestricted Liquidity Provision

In contrast to other Concentrated Liquidity DEXs, Pangolin V3 does not impose restrictions on users when creating pools or adding liquidity. This means that anyone can contribute any amount of liquidity to any desired price range without facing limitations. This open approach fosters a more inclusive and expansive liquidity ecosystem, encouraging broader participation and enhancing overall market depth.

Superfarm Feature: Double Rewards for LPs

Building on the success of Pangolin V2, Pangolin V3 introduces the Superfarm feature, which allows pools to function as superfarms. This innovation enables the distribution of multiple token rewards to liquidity providers within a single pool, significantly enhancing the incentives for LPs. By offering multiple rewards, Pangolin V3 ensures that liquidity providers are generously rewarded for their contributions.

Seamless Deployment on Avalanche

Pangolin V3 is engineered to deliver an exceptionally smooth experience on the Avalanche network. Leveraging Avalanche’s high throughput and low latency, Pangolin V3 ensures fast and reliable transactions, enhancing user satisfaction and platform reliability. This seamless integration underscores Pangolin’s commitment to maintaining high operational standards and delivering a superior trading experience.

Pioneering DeFi Since 2021

Since its inception in 2021, Pangolin has been a pioneering force in the DeFi world, continuously driving innovation and setting benchmarks for decentralized exchanges. Pangolin V3 embodies this legacy by introducing features that not only align with but also advance the principles of decentralized finance. By focusing on dynamic fee structures, unrestricted liquidity provision, and robust reward mechanisms, Pangolin V3 solidifies its position as a leader in the DeFi ecosystem.

Looking Ahead: Reclaiming the Top Spot in the Avalanche Ecosystem

Our journey with Pangolin V3 is just beginning. As we continue to implement our strategic plans, our focus remains steadfast on achieving our ultimate goal: making Pangolin the leading project on the Avalanche network. With a dedicated team and an engaged community, the path ahead is bright and full of potential. We invite our community to stay patient, participate actively, and join us as we build the future of DeFi with trust, innovation, and a winner’s mentality.

Stay tuned for our next article, where we will outline our strategy to reestablish Pangolin at the pinnacle of the Avalanche ecosystem.

Together, we are shaping the future of decentralized finance!

Source: https://pangolindex.medium.com/introducing-pangolin-v3-revolutionizing-defi-with-innovative-concentrated-liquidity-04081091a17e

4 Comments
2025/02/01
13:27 UTC

2

Put call options platform

What is the most liquid platform to trade put/call options?

Thanks

5 Comments
2025/02/01
12:45 UTC

0

Remember my Solana post? Here's how $xROKIT is changing the game.

Many of you probably remember my post about making over 100k this year with Solana strategies. If you don’t, go check it out—it’s what got me here in the first place. But here’s the thing: after months of grinding, tracking wallets, and getting in early on projects, I realized something. Why am I chasing the scraps when I could be building something better myself? So, I did. Introducing $xROKIT. This isn’t just another token, I am the creator of the original ROKIT that went into the millions MC. This is a project born out of everything I learned from the trenches since then —watching the patterns, seeing what works, and knowing what doesn’t. I built $xROKIT to reward the people who grind like I did. No whales. No rug factories. Just a fair shot for everyone who’s tired of getting rugged or left behind. Here’s the kicker: $xROKIT isn’t about promises or moonshots. It’s about creating a system where the early adopters actually get rewarded for being early. It’s a token for people who get it. I’m not saying it’s going to make you rich overnight. But if you’re tired of the same old grind and want to be part of something different, this might be worth your time. Check it out. Or don’t. Either way, I’ll be here watching $xROKIT do its thing.(And for those of you still grinding Dexscreener and SolanaFM like I used to—keep going. The hustle is worth it.)

https://rokitoken.com/

0 Comments
2025/02/01
07:33 UTC

2

what is hyperliquid and what on earth is a hypio?

hi anybody looked into these protocols? ive tried to ask around on twitter but i jsut get spammed with "my name jeff"

4 Comments
2025/02/01
07:11 UTC

4

Trying to use blockchain for estate planning, is this idea feasible?

I’m 16, and for a school project, we had to come up with a way to use technology to solve a real-world problem while keeping costs in mind. I’ve been interested in blockchain for a while because my dad talks about it a lot, but I never really looked into it properly until now. I also got more curious after my uncle passed away and there were a lot of inheritance issues in my family—some things weren’t written clearly, and it caused delays and disputes. That made me think about how blockchain could be used to make estate planning more secure and efficient.

I made this proof of concept (video that i attached) on Canva. The idea is that instead of relying on physical wills and long legal processes, a blockchain-based system could store and execute estate plans securely. It would use digital identity verification, smart contracts, and tamper-proof storage to ensure that assets (crypto, real estate, etc.) are transferred smoothly after someone passes away. I based this on Corda because I read that it’s used for financial and legal transactions.

I don’t need to go into this much detail for my teacher since she might not understand it, but I wanted to make it more for myself and maybe even show my dad. I’d love to hear from people with more experience—does this idea seem realistic? What would be the biggest challenges, and how could I improve it?

Thanks in advance.

(Note that this was generated using chat-gpt because i am not good with words, sorry)

https://reddit.com/link/1if0t38/video/nosd8e6s7hge1/player

7 Comments
2025/02/01
07:01 UTC

14

Uniswap V4 New features !!🦄

Uniswap v4 Key Upgrades

  1. Hooks:

Attach custom Solidity logic at key swap lifecycle points (e.g., limit orders, dynamic fees, automated liquidity).

  1. Dynamic Fees:

Pools can adjust fees dynamically on a swap, block, or custom schedule.

  1. Singleton Design:

All pools managed by PoolManager.sol, reducing gas costs and simplifying swaps.

  1. Flash Accounting:

Uses EIP-1153 to track net balance changes, minimizing redundant transfers.

  1. Native ETH Support:

Direct ETH transactions without wrapping into WETH.

  1. Custom Accounting:

Modify token amounts to enable custom pricing, swap fees, and liquidity withdrawal penalties.

1 Comment
2025/02/01
05:12 UTC

5

Swapping for Ethereum

I have BTC in my Cake Wallet and I want to know how I can swap it for Ethereum decentralised without KYC?

7 Comments
2025/02/01
02:06 UTC

0

Launch an idea

I've launched a handful of meme tokens in the past but looking to discuss with anyone who has experience launching genuine projects that know the best ways to set everything up to make it 100% legit. No it's not a scam coin i have an idea i want to be all above board

5 Comments
2025/01/31
23:28 UTC

1

campus by theblock.co

has anyone been able to sign-up for this course?
it seems buggy :(

0 Comments
2025/01/31
17:02 UTC

2

Usdt or USDC staking - Binance

Hi, it's been only a few days since I started purchasing crypto. I currently trying to understand how staking works and if it's worth it.

Can anyone explain to me if staking USDT/USDC is worth trying on Binance? What are the potential risks? How much should I take it for until it becomes worth it?

And last but not least what's better - staking in any of these two currencies or simply buying btc?

Thank you

12 Comments
2025/01/31
16:55 UTC

9

Are you guys creating your own spreadsheet ?

I have gotten into Defi and have stuff spread around several sites. I want a spreadsheet that will show me daily earnings and gross earnings on my positions

I am using Sonarwatch which shows daily changes. I am interested in putting their Api into the spreadsheet

Any recommendations for free downloads or a template ?

Not interested in paying for the service

27 Comments
2025/01/31
15:35 UTC

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