I see no one talking about it online, and a part of their website has an error, which makes me a little suspicious. Looking on Google maps shows locations though. Does this Credit Union actually exist? Anyone have any positive or negative experiences?

Im debating on joining Credit Union Of Southern Cali OR ArrowHead CU

what credit union is better? I live near both so distance isn't an issue. Please share your experience with whatever CU you currently bank with.

I am trying to purchase a home the end of next year . I was wondering what type banks should I start banking with to build a history to try to get a home loan by the end of the year .

Any thoughts on the Atlantic federal credit union? I’m trying to get into unions and I found this is most local to me

Does anyone have any recommendations for a good nationwide credit union. I would ideally like an all-in-one financial solution and am looking for a few specific things:

• A cash back checking option (I currently have a Discover Debit account that offers 1% cash back on transactions) or a strong cash back credit card option

• A good interest rate on savings

• A good mobile app with budget capability

• ATM availability

Any ideas are appreciated!

Hello everyone,

I've received a referral promotion code from Stanford Federal Credit Union (SFCU). If you use my code and sign up with direct deposit, we each get $250!

The code: F7A2V9H

Hello I’m 18 (first time buyer) looking to put around $10k on a auto loan, I was originally planning on doing it through a dealership but after some research I quickly realized it would be much smarter to do it through a credit union. I was wondering which credit union is offering the best rates in Florida and the best “membership.” Also, I was also told to just do my financing through the manufacturer’s credit. I’m kinda lost, someone PLEADE HELP😭

Anyone knows why many CUs are showing a message “We are updating our system. Try accessing this site later”. As far as I know they usually do it at night and send announcements

Please comment w/ adjustments to this list. Thank you!

Can anyone tell me why golden 1 has delayed direct deposit processing? I used to get my checks first thing in the morning and now I have to wait until late afternoon

Hello I currently have my own account at our local credit union. I opened up a joint acct with my husband in hopes of getting another personal loan to help his credit. Will the credit union allow me to have another personal loan out but on the joint acct? I have a personal loan already with my own acct.

Anybody else in Saskatchewan not get their GST payment direct deposit today through Credit union? My daughter got hers, but she’s through ☎️RBC💰??

Hey there. Im attempting to arm myself with more knowledge about terminology that CUs use. I already have the www.mycreditunion.gov site for their glossary. Is there anything that employees that work in this field can also point me towards to gain more insight? I work with Credit Unions and do not come from a financial background so I'm am seeking out of the box help.

I’ve been dealing with them regarding a payment that was intended for me but sent to a nonexistent account. Usually, when this happens, the money is returned to the issuer, but Patelco is just holding it. This happened during their hacking debacle, so I was pretty patient, but after dozens of emails over three months, they’ve refused to resolve the issue.

I told them I would be reported them to the CFPB and DFPI, and since then, they’ve stopped responding.

Do banks/CUs typically stop communication once you escalate to regulatory agencies, like how businesses might if you get a lawyer involved?

Working on a creative project, and hoping to get any common cliches / memes from folk who work at Credit Unions.

What's the experience typically like? What do you enjoy most/least about it?

Thanks in advance :)

I got my first mortgage through Municipal Credit Union because they offered the lowest rate. I had to make my first mortgage payment yesterday and it was a horrible experience. The website and mobile app are horrible as well as customer service. Does anyone else have experience with MCU?

https://www.dcu.org/dcu-and-first-tech.html

Thoughts? I have an account with DCU for the high-interest savings. It is nice they are expanding to the west coast now as I use DCU through partner CU's, currently.

Wonder if this means we can finally reset our ATM PINs to something we want instead of what DCU sets (and snail mails to you). I literally haven't touched my DCU card because of this and I forgot the original PIN they sent me.

One can hope; maybe First Tech can provide them with some technical expertise.

Was trying to open a joint account online. Got a message after a day that they were unable to verify my SSN and that I need to get a verification letter from SSA with an official signature on it. Went in to a branch with my SSN card and they said the same thing.

Have never had this happen and they don't know how to go about this either. Has anyone had a similar experience? Do you just walk in to SSA office to get a verification letter? Or could I start another online application in case there was an error with the first?

Does anyone recommend any good credit unions in NJ?

I’m looking to open an account with wife until we decide to purchase our home in 2 years..

Any suggestions? Thanks in advance. Prefer a local credit union than online banking like ally or wealthfront.

I’m currently in the search for an auto loan so I can buy a new car. Looking to get around 20-25k since I’ll have a heavy down payment. BCU has pretty good rates on vehicle loans and according to their pre-qualification tool I could be at 5.24% APR with my credit score. I’m just not 100% sure if they are reliable because I can barley find any information on them. They’ve got a lot of poor reviews despite being named one of the best credit unions in 2024 and I haven’t seen any other credit union offer such low rates.

Thought on this? I wouldn’t want to submit an application yet considering it could lower my credit score. Thank you!

Hi! We recently immigrated to the US and purchased a car six months ago with a 9% APR due to no prior credit score. With my husband's credit score now at 712 and mine at 730, should we refinance through PenFed Credit Union, which has the lowest APR, considering our relatively new status in the country and our residence in Iowa? And can you guys suggest any credit union in Iowa

Thank you guys! Appreciate your help

Hi! We recently immigrated to the US and purchased a car six months ago with a 9% APR(Capital One) due to no prior credit score. With my husband's credit score now at 712 and mine at 730, should we refinance through PenFed Credit Union, which has the lowest APR, considering our relatively new status in the country and our residence in Iowa?

Thank you so much guys! I really appreciate your help. Or can you suggest good credit union here in IOWA

Looking for 60 month new auto loan. Will contact Navy Fed tomorrow but curious what people are getting.

Hey everyone , so I currently owe about $43,500 for a 2023 tesa model y , which I use for my business , the issue is I have the car under a personal car loan , I’m in the market for a home in the near future and want to refinance the car under my business name . My business was established 03/2023 credit is over 700 the car market value is probably closer to around 33k since the Tesla market depreciated a lot . What banks should I go to in order to refinance this car out of my Name ? I’m currently with TD bank , I just don’t want this car payment showing on my personal credit and lowering my house qualification . Any guidance is appreciated

Does having a large account balance in a credit union play a major factor in obtaining a high (personal or business) credit card limit assuming your credit scores are 720 plus?

So someone has owed me money since July and citing an outage of Patelco services for being unable to. I am aware there was a security breach at Patelco but am cynical that outage has extended into end of September. Can any Patelco customers help me out and confirm whether this is true?

I don't understand!! Just 20 minutes ago, I tried to just close my savings and transfer any funds to my checking. I paid off everything I had. I have paid in full letter for my personal loan. I completely paid my credit union credit card. I have no debt. But I was told if I shut my savings then they'll shut everything else including my credit card. I explained to them that I just looking to close my savings account only - not shut everything down. Clerk double down again. I have ONE credit card with this bank that built up 10 years. I just got a credit score of 802...it took alot of effort. If this shut down, how bad will my credit drop? I have future plans getting my own place. Plus I have to rearrange my automated account and so forth. This is no better than gym membership. Easy to setup but harder to cancel.

EDITED TO ADD: Thanks to everyone who responded!

I went to my local credit union to roll over my CD, which was a special rate when I opened it up last year. I selected the new terms/rate.

I asked the rep for a confirmation document and was advised they do not supply that.

I also spoke to the manager (always feel like a Karen when I write or say that:) who confirmed NO written confirmation NOR will a hard copy documentation be mailed to me with the new account#/rate. However, my monthly statement should show those details, IF everything handled correctly.

Is this the norm today, and am I worrying for no reason??