FAQ

If you have to rent a space (that you can’t even afford), then the “lifestyle” you are selling is a complete scam from the get go. And what’s so much more frustrating about this, is that they are literally advertising and posting publicly that they can’t afford the lifestyle they are trying to sell to you. Gross.

Anyone else forseeing a “Hayyyy girl” future where the women of your past come out of the woodwork after trying their hand at being a tradwife only to realize that their household cannot be sustained on a single income?

Warning Signs It Is A Cult:

Is the leader always right?

Is Questioning and/or criticising the leader or the organization considered "persecution"?

Is anything and everything the leaders and/or organization does justified, regardless of the harm inflicted?

Are the leader/organization the only ones who tell the truth; everybody else is lying?

Must followers be blindly devoted to the leader and organization, and never question them?

Do the members not know or suspect that they're in a cult?

Translation: Un amigo que no he visto de años: A friend I haven't seen in years

Yo: I

Un Fraude Piramidal: A Pyramid Scam

I’ve seen an uptick in Farmasi and “travel organizer” Huns in Mexico lately, hopefully they don’t spread their tentacles too wide! A lot of people in Mexico are low-income and are prime bait for these schemes, and this popular Meme Account picking up on this is a good sign because it acknowledges and spreads the word on how predatory this is.

What I find particularly funny is she has family that have previously shilled Melaleuca, yet she's never heard of it? 🤣

Sooooo what do the gummies look like?

K I cant specify but I can summarize...

1. Worked for an mlm won't say name but I starved myself to feel perfect. Some of the ppl made jokes ablut anorexia often saying we should starve( wish I kept reciepts)
2. Made only 250 dollars in a year 89.9 % of us did
3. They pretend to care but will drag you down behind your back

They will mock your mental health 4 when you cross them ahd post your truths they'll tear your life apart. I almost lost my children because of them 5. toxic stay far away from MLM

A dude I know and his mentor reached out to me. Not much I can do for the guy I know at this point (too brainwashed) but I’ve got the name and number of his mentor. Would love to mess with him.

I’ve always heard if the church of Scientology gets your contact info they’ll never leave you alone. But when I went to the website they make you verify your email first. Any other good ideas?

Screenshotted from a post from one of his former top Modere people who went to MAKE. Seriously tho. I think this post hit every single buzzword and phrase in the MLM verse. Massive barf. Do they not hear themselves talking and how strange and cult-y this sounds??!

Reading this subreddit, I realized that I was scammed into wasting 2 hours of my time with someone who is recruiting me for a neo-pyramid scheme. They lent me the book “Who Moved My Cheese?” And reading half-way through it, it had to be a joke. The book is literally in a lack of a better term “retarded” and the parables, although good on paper, offer no real insightful material on the mindset of business or marketing. The message is bland and simple, which can work for most parables, mind you, however, this story read as one big SCAM. So now I am not going to meet up with him tomorrow, and I don’t know if I have to get the book back or just ghost him all together. What sucks is that I met this guy at my gym, and now I feel weird going there now because I might see this dude again.

TLDR:

-I met this scammer at the gym what do I do to properly avoid and ignore him? -Do I have to give the book back? -I want to bench 225 and I am at 135, tips?

As I’m learning more and more about MLMs and the tactics they use to manipulate people into making profits for only those at the top, a question which keeps ringing in my head is why haven’t these companies been heavily regulated or put under heavy public scrutiny by government organizations?

From a policy standpoint it seems to me that it is an easy fix to deal with such companies. The abysmally low pay in and of itself should disqualify them from operations. How come regulating MLMs isn’t a top level political issue? Or even a concern of the average voter?

Please share your thoughts and any research you have which tries to answer these questions.

Disclaimer: I will not be disclosing the college I attend or the club I am a part of.

Recently, one of the clubs I am associated with on campus in which I serve as the event coordinator was contacted by a primerica rep to do an event. Even though I’m a mathematical finance major, I wasn’t aware of this company. I usually focus on macroeconomic research and data and am not too involved in the insurance side and the rep was unbelievably kind and claimed he wanted to educate our students about some basics of finance. I didn’t think too much into it, just said yes, but I wanted to make sure the event was fully fact checked so I requested a call.

When I got on call it started off very well, he was talking about concepts I’ve heard in class like “the rule of 72” as well as why investing mutual funds is a good idea opposed to individual stocks. So far so good, but eventually it devolved into “look at this client I’m working with, I doubled her money in 4 years, I put in 20k and made 700k” first red flag.

Next as he was talking about these clients he started shitting on commercial banks “oh if you put this money in a bank you’d never get such returns but primerica will help you” second red flag.

Third red flag, and I feel so dumb for not noticing this faster, he was advising people on their finances without a CFA or any legit degree.

At this point, even tho I didn’t know the company I knew this guy was a full on snake oil salesman so I decided to fuck with him. I fed him a nonsense claim, I said “well but the US economy has been growing at 9% like clock work why do I need to trust primerica specifically” and I shit you not, this guy with a straight fucking face said “yes that’s true, but banks steal lots of your money and the government sponsors it because they’re the deep state”

Holy shit.

Guys these assholes have gone from shameless and corrupt salesmen to full on tinfoil hat wearing nut jobs and the fact that they fool so many innocent students who are down on their luck to sell them a pipe dream is fucking disgusting. After this, this same asshole tried to recruit a friend of mine who’s mom is a single mother and has been struggling with money for a while and tried to manipulate her and claim that she doesn’t love her mom because she isn’t willing to buy into primerica.

The fact that the government doesn’t regulate the life out of these bastards and send them to Guantanamo is a fucking tragedy. I want to make work with the deans to ensure these losers never step foot on campus or ever try to contact a student through emails or anything else ever again.

Does anyone have any suggestions as to how I can accomplish this? I have so many friends I care about who are not in a good spot and I wanna make sure assholes like this rep never get a chance to even utter a word to them.

A friend of mine (affiliated with a financial MLM) recently called me up and asked me if I'm interested in knowing more about life term insurance and future financial planning. I previously attended a seminar that he hosted and frankly told him that I'm not interested in the financial independence opportunity that the MLM is offering.

He called me a few days ago. I kinda had a weird vibe from the conversation when he asked about who my current insurance provider is and how it would help him in supporting me if i can transfer the management of my insurance plans to him? Policies remains intact just the agent's different? My work place is the one handling that (life insurance, health insurance, pension plans etc) and so I felt iffy when he said he wanted to take control of handling my policies etc. I flatly say that I'll have to talk to my company HR about the details and he just backed off.

And then he just started asking me bout my current life term insurance plans and how it wouldn't hurt to have other policies on the side (with say $300, 500, or 800 set aside monthly). The way he wanted to push for an educational/informational session with no obligation to buy from him somehow is making me uncertain about the whole situation.

I read somewhere that most financial MLM products such as insurance policies are still legit, just the sellers are the ones forced to promote the products to their surroundings. I also looked up my state's insurance licensee database and this friend isnt part of it.

I'm just feeling a bit anxious since I've arranged to meet up with him in a few days. I really don't know how to approach this situation in a respectable manner that wouldn't harm our relationship. My pet peeves have always been if the financial product is so good, why are you guys offering it and not the big companies? I'm that risk averse that I'm often overcome with anxiety when money is concerned.

Anyone here have experience buying such a financial product before and any tips on how i should handle it?

Man they post more about who won the election thinking that’s somehow correlated to their success in their “business”. Thought their “job” was their personality but now it’s just beyond insufferable with the election

We work at a stable company with job security that makes us 75k base, 100k+ with OT. He told me he wants to leave the company to reach his full potential.