I understand that ripple uses crypto (sometimes) for sending money internationally and its fast and has low cost but aren’t apps such as PayPal able to send money fast also with low cost? What sets it apart from the rest?

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Why do people think the result of this sec law suit was good for XRP holders, do I understand this incorrectly. So for institutional buyers XRP is considered as a security, but for other public individuals it is not right. Isn’t this bad for holders since the only way for the price to really increase and hold is through institutions investing mostly. Like btc

Is there a community recommended wallet and validator to use for holding and staking?

That’s gone very quiet.

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Official Discord for the following subs:

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Channels

1. Announcements
2. News and media
3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

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XRPLounge Discord

>>> Invite Link: discord.com/invite/XRPLounge-621074040169431052

​

Official Discord for the following subs:

• r/XRP
• r/Ripple

Channels

1. Announcements
2. News and media
3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

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I am looking for sources to create a list of publicly known XRPL address' holders.

I know that there are verified domains in the ledger, which are also listed here:
https://xrplexplorer.com/en/domains

Since only about 100 entities have verified domains listed on XRPL, I'm looking for more ways to find known address' holders. (I believe there are more, as the verified domains on the chain are mainly validator nodes)

Thank you!

PS: I am working on a university-led research project on the economic relevance of transactions on XRP Ledger

Hey everyone. Ive heard that XRP burns it supply down. Yet, Ive never seen anything about burns that have been done and the token supply dropping down. Just wondering if the burns are true? And if so, why arent they advertised more?

I would like to download the XRP Ledger (parts of it) in JSON Format. What is the best way to do it without installing a node? Anyone had experience with any online tools?

I can connect via APIs to the ledger but downloading large amounts of data is really time intensive.

Thank you!

I keep having dreams and in my dreams I wake up at the price of XRP is super high, sometimes $10 and sometimes $1000 and then I get super excited and quit my job and all this stuff but then I actually wake up and the reality sets in and I check my phone and see we’re still so low or even dropped some and I get depressed I got so depressed today about it I had to call out of work I’m so sick and tired of this especially when I have put almost all of my disposable income into this literally every cent it goes down I lose almost $1300

XRPLounge Discord

>>> Invite Link: discord.com/invite/XRPLounge-621074040169431052

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Official Discord for the following subs:

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• r/Ripple

Channels

1. Announcements
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3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

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Switzerland is using Six Group to facilitate instant payments. Six group is using SECOM Settlement and CLS Bank, neither use blockchain technology. BIS put out a paper about this called "Payment, clearing and settlement systems in Switzerland" (https://www.bis.org/cpmi/paysys/switzerlandcomp.pdf). I've dug as far as I can go and it seems that neither CLS Bank or SECOM use blockchain technology of any kind.

Since instant (atomic) payments is just now going live and blockchain isn't utilized, it would be very bearish for crypto.

Can anybody find evidence of the blockchain being used here?

HI! I have both seeds and secret key for my xrp wallet. It was created in electrum xrp, but now when i try to enter wallet i got an error when electrum-xrp is loading transactions (cant load it). How i can access my wallet in diffrent way?

In case you missed it, has recently announced a significant strategic partnership with the DIFC Innovation Hub, a leading technology hub in the Middle East, aimed at accelerating blockchain adoption across the region, particularly within the UAE’s financial landscape. This partnership, with the largest innovation hub in the region that houses over 1,000 growth-stage tech firms and venture capitalists, is set to connect developers and tech innovators with the financial infrastructure necessary to drive their success.

This collaboration has the potential to revolutionize early-stage companies and scale-ups by providing them with access to Ripple’s resources, facilitating the integration of blockchain technology into established institutions. Ripple’s CEO, Brad Garlinghouse, has highlighted the UAE’s advanced regulatory environment as a crucial factor in fostering financial innovation, stating that this partnership will further accelerate blockchain adoption, with the XRP Ledger continuing to play a leading role in the region.

Ripple has committed one billion XRP to accelerate global use cases on the XRP Ledger, a commitment that now extends to the Middle East. This initiative will provide financial, technical, and business support to developers in the region, reinforcing Ripple’s global strategy. Arif Amiri, CEO of DIFC, described the partnership as a milestone in equipping the next generation of leaders with the tools for success, solidifying DIFC’s position as a global hub for innovation.

Ripple’s Middle East and Africa (MEA) office, located within the DIFC, has already seen XRP approved for use within the Centre, allowing licensed firms to incorporate XRP into their services. This move is expected to further drive blockchain innovation in Dubai. Mohammad Alblooshi, CEO of the DIFC Innovation Hub, expressed his excitement about the tangible impact this collaboration will have on the Hub’s growing community of fintech and innovation firms.

Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, emphasized the UAE’s progressive fintech environment and noted that this partnership would empower regional talent to build the next generation of financial solutions on the XRP Ledger. As Ripple continues its global expansion with this partnership, it reaffirms its position as a leader in blockchain and crypto innovation. This collaboration marks a significant step forward in Ripple’s mission to drive blockchain adoption and innovation in the Middle East, positioning the company to make a lasting impact on the region's financial landscape.

I'd love to hear your input about the UAE's regulatory environment and its role in fostering blockchain innovation. Could this be a model for other regions looking to integrate blockchain into their financial systems?

like I been saying I’m not selling at $1 or $10 nor $100 not even $500 or perhaps $1,000 I won’t even consider $5,000 I’ll check at $10,000 and maybe think about it or better yet $50,000 I’ll consider it….. good luck to everyone!

#XRPArmy #XRPCommunity #XRPHolders #xrp #RippleWon #ripple

XRPLounge Discord

>>> Invite Link: discord.com/invite/XRPLounge-621074040169431052

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Official Discord for the following subs:

• r/XRP
• r/Ripple

Channels

1. Announcements
2. News and media
3. ​Infographics and visual aids

Categories

1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
2. Interledger Protocol, RippleX, Polysign
3. XRPL Labs, Xaman (previously Xumm)

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BRICS countries are teaming up to create a new cross-border payments system, breaking away from SWIFT. Ripple is partnering with companies in at least 2 of the member countries (Brazil and India).

SWIFT takes a couple of days to settle transactions and does not work on weekends and bank holidays. Ripple is 24/7, with near-instant settlement.

TO USE SWIFT, BANKS HAVE TO PREFUND OTHER MAJOR CURRENCIES AND KEEP BALANCES ON THESE NOSTROS ACCOUNTS.

ChatGPT estimates there are roughly $15 trillion locked in these accounts. RIPPLE UNLOCKS THESE $15 TRILLION WITH ODL. AND WE KNOW RIPPLE IS PARTNER WITH 80+ PAYOUTS MARKET.

Feel free to add more thanks for reading.

Anyone else just completely tired of waiting for something to happen with xrp. Seems like everytime something might be looking up it just crashes back down. Years and years of this shit is honestly getting real old.