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I live in the Hamptons, but winter in a somewhat downtrodden area (SoHo) because I like the energy. I was taking to my neighbor about taking the yacht for a spin. He got really angry telling me "not everyone has a yacht in the Hamptons you know". It was a thought that had never occured to me and got me thinking - where DO the pours dock their yachts?

So let me first start out by saying I am an Fina influencer and my referal code is here . I really am not interested in the rewards for referals though because I find that helping low IQ individuals change their mindset into a millionaire mindset is the reward itself. Anyway Amex Plat is the fastest way to change your mindset from being an average motherfucker to a million dollar MilfFucker. It might seem like you cannot afford the $695 dollar annual fee but let me stop you right there you can you just need to change your mindset, millionaire mindset my bro. Lets break down the Effective Annual Fee for real mindset motherfuckers ya dig, anyway I gonna finna start this presentation.

• Clear a $200 Annual value plus with all of the business deals you will close in a year of having clear at the air port meeting high value individuals in the Amex Lounge it makes the effective annual fee -$5000
• Walmart+ Last year I was close to closing a 6 figure business man business deal at the amex lounge and they almost left because an ice cream fell on their shirt, I used Walmart + to get him another shirt and he was so happy he signed immediately. This makes the effective annual fee -$10,000
• Travel credit: You get $200 but the potential for more deals closed due to people being impressed with your amex plat makes the effective annual fee -$20,000.
• Equinox Credit: This gym is only populated with expensive pornstars and only fans models in the 7 figure range, this is a wife changing gym and by upgrading your wife to a high level pornstar you will now have an effective annual fee of -$50,000

This is how an average motherfucker with an additional income of only $100k in a HCOL area is able to become a $150k individual just buy making $50k on an Amex Plat before they even start making money on points. HAHAHA fuck dave ramsey on that spend you will be clearing $200k just by changing your mindset to Amex PLAT PRESTIGE WORLDWIDE CUSTOMER! You might be thinking I am not hot enough to get an p* star. Bro everyone knows you roll up into the equinox with an Amex Plat and it adds 9 inches to your dick.

So in the historical tablets, the modicus tableto of the original tribes of the earth it says there was only perfect credit unions and no big banks. At some point a member of the original tribes of the earth named doctor Yakub often mistranslated as Jacob became an agent of Satan. He looked upon the credit unions and saw that they were perfect and he said "AH HELL NAW". He then came with a large spear and he took all of the people in the credit unions. He took them to his Financial Peace University where he imprisoned them in a horrific fintech labratory. He then grafted them together with pigs and dogs to create big bank employees who have tortured and subjugated the population of the earth for 6000 eons today. Evil Dr Yakub is said to still be laughing today at his creation, every time someone is enrolled at a big bank he smiles another soul lost.

This need not be you, the reverse happens at a credit union and a human will help you with your banking needs.

Like the title says… I paid off my 30 mortgage with money I had in my savings account at 3% three years ago because all debt is bad all the time. Now that saving account pays more than 3%!!!! How do I get the money back from the banks? They are always changing stuff around to screw us.

What are some humiliating conditions I can place on my beneficiaries when the greedy assholes line up to grab my earthly assets? A winner-take-all nut-kicking contest sounds like fun, but that leaves the women out and isn't fair. How can I include everyone in a mad-cap struggle for my legacy?

There's a company I particularly hate that keeps having success. Its stock went up 200% in the last year and keeps going up. I'm not sure if the best way to fight back is to buy put options or short the stock. Can anyone give me advice?

Here are my expenses.

Rent: free (family spare villa)

Food: $500

Entertainment: $500

Car: $600

Misc: $1000

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P.S. I do have 500 different credit cards total 4 million at 20% APR which I accumulated back in my young and stupid days.

Yeah, I’m getting old af, when do I get old money?

I have no income or any other tax obligations. I just want to commit tax fraud because I think it will be fun.

There's a very funny subreddit called r/pfjerk where they make up silly personal finance posts.

Is there a similar subreddit where they make up silly quora posts? I see a lot of funny military questions on quora and it would be fun to make up exaggerated ones.

I'm bullish on meth futures. I think the price of meth will go up, because my company is planning to stop making one of the chemicals needed to make it, and they were the only ones willing to sell to drug manufacturers.

The idea is, if I never actually take delivery of the meth, I never possessed it, nor bought it as I sold my obligation to someone else (sucks for them though lol). Does anyone know where I can find futures contracts for meth?

My previous ventures didn't go well. I lost $10k on gourd futures, got chased out of Urugay for importing invasive bees, got fired from my job for borrowing and reselling their pancake mix, and my informal ice cream business got me banned from the EU.

With my previous failures in mind, what's my next move? I'm still paying off a water bed I can't afford, and am now homeless.

I see this a lot online during the 5 minutes a week I spend on my flip phone. It's just a small reward I give to myself in between managing my lentil futures.

Pours everywhere are saying they need to "eat the Rich". Who is Rich exactly? Any why are pours so obsessed with eating him? Are they cannibals? What about Rick? Have they not heard of lentils?

All I hear on the internet is “Jews control the banks” this and “Jews control the economy” that. Yet when I went to my local Synagogue, not ONE person knew anything about lentil farming or rare Kyrgyz fish lubricant. When I asked the Rabbi about how many Roth IRAs he pawns daily, he looked at me like I was speaking Hebrew or Yiddish or Ladino or some other crazy foreign language nobody understands. “Oh, but that’s just what they want you to think” says the brainless idiots in the audiences. Well I was thorough in my research, thank you very much, unlike pours like yuo. I went undercover, I hacked security cameras, I searched the whole building, top to bottom, and there was not one lentil, not one Roth IRA, and not one hentai drawing of Jerome Powell. All this serves to prove that this nations financial system is run not by the Jews,or the Freemasons or the gypsies or the asexuals or the Belgians or whatever other group you may be prejudiced against. No, it’s run by lentil farmers and lubricant tycoons, as those are the only people who are able to not be pores, and the fact of the matter is most of the aforementioned peoples are pours. So say no to bigotry, and say yes to lentils. Of course, I wouldn’t expect you broke “people “to understand that.

1. Create an LLC.

2. Apply for as many business credit cards as you can. Say your business makes $10,000,000 per year buying postal reply coupons. You should get at least a million dollars in credit.

3. Buy the most expensive Rolexes you can find, and sell them to a pawn store as soon as you receive them. Make $400,000.

4. Pay someone $1,000 to take ownership of your business.

5. Profit $399,000.

I like the Dutch East India Company as much as the next guy, but come on! You buy some thing saying that you own the company but you don’t actually own it and you don’t control it? And then you have to root for the company to do well cause if you don’t you lose all your money? And then you have to root for the company to do well because if you don’t you lose all your money? Who even decides how much these “stocks” are worth. are worth? It’s clearly a scam designed to take your hard earned gilders. If you’re going to “invest” in something, I suggest it be one of those Spanish silver mines in the New World. They keep expenses down by using slave labor, and they certainly won’t lead to any economic crisis whatsoever.

My mother passed away due to the fabric of the universe collapsing. How should I invest her inheritance?

I thought I’d share my tips on saving money. These have been life changing for me and I hope others!

Darn your clothes when they get holes too big in them. Usually you don't have to do this until your clothes are close to 40 years old, maybe 30 if you bought a cheap brand in the ‘90s.

Consider powered milk and eggs over fully constituted varieties. Save money and shelf space at the same time.

If you work from home, save laundry by not wearing pants

That thing you enjoy doing? Do less of it.

Consider unprotected sex. That condom? 50 cents you don't need to spend.

Sublet out your apartment for an extra 10% over costs. If that bridge was good enough for your grandfather to die under, it's good enough for you now.

Consider just not eating. 40 day fast, eat well balanced meals for a week, than another 40 day fast. You can keep this up for the rest of your life.

Don't buy that new truck.

OnlyFans stream your life stream. Get paid for going grocery shopping, sitting around the house, changing your socks, telecommuting, changing your socks, you know the normal.

Humans don't really need shoes.

I hope these have been educational! Please share your best tips in the comments!

I'm early 30s and own multiple properties, all with mortgages. Just bought a vehicle for over 100k (financed of course, only cucks spend their own money when they can use the banks). I have never known what my credit score is.

Other PF subs always have people asking about their credit scores. If I find out what mine is, will I be able to buy a boat? Or is this just to brag to the plebs?

I feel if I had a boat, my life would be better.

Hello, 38M, wondering if I would be financially ruined if I quit my $180k per year job and took 6 months to myself before finding a new job.

I have around $15M in liquid assets and do not have any debt or liabilities.

I plan on living in a cardboard box under a nearby highway overpass and eating mostly cans of beans from the local food bank but I'm worried with my ACA premium that my burn rate would still be too high.

Can someone please advise??

Please tell me if this is a good idea or bad idea, and I promise I'm not just bragging about my good fortune

https://finance.yahoo.com/news/grant-cardone-says-earning-400-181312003.html

This pour accurately points out that living on 35k a month is pour. I bet this guy doesn't even have a hot wife lololz Do you even own an island bro? A small nation? What an embarrassment. Reading the title of that article made me feel pour.