User u/MODC17 loaned £50 for £75 repayment. Deleted his post since then.

Sent via G&S but he complained that he needed it "urgently", so I foolishly refunded and sent via F&F.

Not the only one he's done this too, will be raising with PayPal immediately, though I hold little hope.

Communication wasn't too bad - he added Snapchat but very little recently.

Edit: PayPal refused refund so that's great. User has sent a snapchat message since this post, but as of yet (07/04) it remains unpaid.

The user u/modc17 has decided not to pay me, he is one week behind now, originally due to be back back on the 1st but he made up some excuses about his employer then it was meant to be the next day but that was a bank holiday so there are no payments into banks from employers in the UK unless you work cash in hand.

This user owes more money out to others, hid communication was... less than desirable. PayPal claim will be started shortly

Unfortunately /u/somanyquestions699 turned out to be a ghosting scumbag. Provided a lot of verification but fortunately this does mean I've now got a good excuse to set a new collections agency into action. Let me know if anyone else could do with it. Debtee pays all fees and CCJs and court proceedings are automatically handled and taken from Debtee :)

I did not want to make this and I understand that this user is going through some problems. However, user has completely stopped communicating everything. I wanted to loan this user because their history seemed like they were a good person but I am down $200 and I am not a charity. I realize I am late on making this post but I just opened a case today due to life getting in my way. Will escalate tomorrow. u/iloveluckie I know you are going through tough times but time is continuing to move on and I have ran out of patience.

[Unpaid] u/hammertime1289

Loaned user $50 for same amount (yep, no interest) due 3/31. One of two loans I did F&F...surprise surprise, both unpaid. Let that be a lesson, never again F&F.

Do not loan to users from Atlanta, GA with initials KMH and any reference to being a former teacher.

Damn shame when you try to help someone. Feeling like that South Park reference, “Goddamnit, Kyle!”

u/TheQuatum for visibility.

One payment through Reddit with a further top up of £20 GBP requested via Whatsapp. I satisfied both but unfortunately, the lender has become silent after repayment requested on the repayment date and day after. Claiming through PayPal.

Taken a loan of $230 USD - Should have paid 300. Ignored all lenders and currently ghosting. Claiming through PayPal.

User was communicative, but never paid. Was originally due 3/4 but user asked for a few extensions and alternate repay methods. I tried to be flexible and kind, but ultimately the user did not repay. Dispute filed. Dispute successful.

u/Euphoricstreams7

Went M.I.A on me and is past due on his loan. We had a nice streak going together as a Lender-borrower but it seems that it has come to an end. Will be opening a dispute after this post.

Loan 3/16/21 $20 USD Agreed Repayment 3/24/21 $30 USD Unpaid as of this post and u/stealingyourgirl4fun did not communicate any issues and has not responded to Reddit chat or alternative contact (Snapchat)

Not labeling him a scammer but should note this as unpaid until I hear back.

u/scaryterrybissh

Date loaned: 1/2/2021
Amount loaned: $125
Original repayment date: 1/15/2021
Repayment amount: $160
Extended repayment date: 1/31/21
PayPal refund received: 3/26/2021

This was definitely one of the most frustrating loan experiences I've had.

The payment date came and unemployment hadn't come through for her, so we extended the repayment date to the end of January. I gave her a couple of weeks in hopes that things would get straightened out for her. In the meantime I was contacted by the lender of her undocumented loan (!) saying that she had contacted him and set up a repayment plan. I reached out to her and got nothing in response. It wasn't until I opened the PayPal dispute two days later that I finally heard from her. I got a story promising I'd get some money soon. I told her I could close the dispute if I was repaid. I never heard from her again and I had to get my money back through PayPal. I understand people go through hard times but the utter lack of transparency and communication coupled with the "promises" of being repaid really rubbed me the wrong way. The other kicker is that she's been on reddit in the last few days and I've heard crickets.

u/Arman28

Terms: €100 (March 4th,2021) to be repaid €150 on (March 12, extended to 19th and 24th)

Was communicative from the beginning, don’t know what happened. Please reach out.

Dispute opened: 26th March 2021

My electric was shut off this morning, I need $100 to have it turned back on, I have cash app and paypal, but due to me not using paypal much I can only use the friends and family, the business will make me wait until the 5th before it will process it through. Thanks for reading

Provided all ID immediately, paid back early!

Would lend again :) Thanks /u/weemeee !

u/Arman28 borrowed $50 on 3/5/2021. Asked for an extension until 3/24/2021 and did not pay or stay in communication. PayPal dispute filed.

My pua has to be refiked

Offering loans between $25 and $75 with negotiable terms but must be paid within 30 days (this includes extensions if necessary). I only do Paypal.

Drop a comment here before sending me a message.

Edit. Closed for today. Will do another one in a few days.

u/Tribescend

College student in need

Good afternoon guys, I know i just recently but in a request for a small amount of $40.00 I spoke to my lender about making this second request and he said he’s fine with me asking again. I am requesting $300 dollars for the rest my college tuition fees it was originally 4600 luckily i got it done to the just $309 the semester is about to end and i just don’t want a hold my account, with a hold on my account i’m unable to register for next fall. I can show proof of EVERYTHING w no problem. You guys are all really awesome and i appreciate even an upvote, if anyone is willing to help pls get back to me i would love to get this paid off!

I can repay $325 in installments throughout the month of april (I get paid weekly) we can even set up auto pay so that it’s automatically taken out each time i’m paid

TX_frets loaned me 80& for 120$ on March 31st 2021

Just need something to hold me over for the next couple of weeks. Start my full time job tomorrow which pays fairly well and will show prof of income/pay or whatever you need

Hi all. I've been pretty down on my luck lately so I am coming here looking for a loan that I will pay back quickly. I'm going to go ahead and post the backstory here but this is my tl;dr

I'm going to start by saying that over the past two years I have done mostly delivery jobs. The only thing I have ever done and been successful at keeping my livelihood up with other than delivery jobs include landscaping but that was for a company a friend of mine owns and only very part time. I used to work a pizza delivery job but recently decided to switch to primarily Uber and Favor (Favor is only in Texas for those who don't know.) due to the fact that in my area I was making much more per hour. This seems to be making getting any type of financing tough.

In the past month, I have been through three used vehicles. The first completely crapped out. The second I got into a sort of accident with and it wasn't worth fixing. I then bought a third less than a week ago that broke down on the highway the day after I bought it through an as-is sale from a dealer.

I am out of cash and without a running vehicle now, my single credit card is near the max, and I live in Texas. To keep some sort of privacy I am just going to say in Central Texas. The only places that are close enough for me to walk to are a couple of convenient stores. Public transport is practically nonexistent where I live. I need to come up with $400 for rent in one week, and am at a loss on how to make it.

So right now I am looking for a loan that can help me with either repairs on this car, or getting a reasonable cash car so that I can start making money again. My goal is $3,000. If I get it I believe I can make payments starting next week at up to $150 a week. I'll do the math to make it easier; I'd be willing to go up to 30% total interest. That would bring the total to $3,900 and it would be paid off in about 6 and a half months at $150/week.

[PAID] Loaned u/chawx1224 $40 USD for $55 USD repayment 3/31/21

[Unpaid] u/FriendlyVictory3164

Loaned user $40 ($41.46 after eating Paypal fees) for $40 due 3/19, then extended to 3/23 (yep, did not even charge him interest). Against my better judgement, did it F&F. Never again. Do not loan to users from Wolcott, CT with initials MS and any reference to 1299 in their info. I can't imagine this raises to level of doxing so just always be sure to ask for ID folks.

That is all.

u/TheQuatum for visibility.