/r/InvestmentEducation
Learn about investing for free. Educational posts related to funds, stocks, bonds, commodities as well as investment analysis.
Recommended books:
The Educated Investor's Handbook by Derek Przywalny
Learn about investing. Educational articles only. Posts related to stock, fund, forex, fixed income, commodity, real estate and related investments as well as ways to value investments. Posts about technical analysis are also welcome.
What makes this community different is that it isn't about news- unless these are EDUCATIONAL news. This community was established in order to improve investment knowledge among the readers.
If you have questions about investing, feel free to ask this community. Moreover, you're welcome to share personal investing and trading experiences if these can educate our readers.
Finally, we take no responsibility for investment actions of our readers. This is an educational resource, not investment advice site.
Related investing communities:
Further educational resources:
/r/InvestmentEducation
I saw posts on my ig from an account called "buildingwealthslowly". I'm quite beginner right now but I thought maybe it can help you too. Is there anybody who can recommend me free sources like that?
Good evening 🌜🌝🌛 Redditors -
As usual, we selected the best articles published in the past few days 👇:
Portfolio Construction
➡️ Asset Allocation: framework for an active-passive portfolio
➡️ US Equities: Bridgewater on can US outperformance repeat?
➡️ Dividends: Three things you should know about portfolio income
➡️ De-dollarization: JP Morgan on US dollar losing its dominance
➡️ Portfolios: Pursuing the Perfect Portfolio
➡️ Asset Classes: Lessons from 100 Years of Financial History
ETFs
➡️ ETF Guides: JP Morgan's new ETF market guide
➡️ Bond ETFs: How they are shaping the trading landscape
➡️ ETF Market: When will popularity peak?
Active Investing
➡️ AI: Bridgewater report on AI Bubble - Ahead or Behind Us?
➡️ Market Update: Real Assets, Private Credit, PE And HFs
➡️ Factors: Playing offense and defense with trend-following
➡️ Alternatives: Alternative Asset Classes Are Flooded
Wealth & Lifestyle
➡️ Real Estate vs. Stocks: Which Is Faster for Early Retirement?
➡️ How Many Years of Work It Takes to Buy a Condo, by Global City
➡️ Mini-retirements: what does it entail — can you afford to take one?
➡️ Retirement: What I Learned Writing 400 Articles About Retirement
➡️ Financial Advice: Impact Of Advisors’ Costs On Clients
Brokers & Platforms
➡️ Payment apps: here’s why you shouldn’t store money in them
➡️ Finding Your Broker Tribe: Our Broker Classification System
➡️ CurrencyFair: Our Review
And Also
➡️ Aging: What Freaks Me Out About “Mid-Life”
➡️ Career Breaks: 6 Lessons From My 6-Week Mini-Retirement
➡️ Health: Which Countries Are the Healthiest
➡️ Cycling Tibet: Spiritual, Ballistic, Magnificent.
Have a great Week-End!
Francesca from BoW Team 🚴 🚴🏼♀️
SO ive been automatically investing on ally. So my question is, if i pulled my money out, do i pay taxes on the total number? Or just dividens and interest?
Say i put in $1000 in a year and i gain lets say 20 on dividens and interest. I pull it out. Do i pay taxes onthe whole $1020, or just the $20?
Hey guys! I'm looking to speak with someone on investments. I'm trying to learn how to buy stocks. I know that if I buy stocks, I can get more money if the company grows and does well. But I have a few questions.
I am a 19 year old male, I work full time, and make around $40,000 a year. I have a car payment, and student loans. I'm also trying to build credit.
Is there a way to automatically cash out/sell at a certain point for a company?
Is $10 per company every two weeks a good investment considering I don't even get a full share of these companies? (I have a broad based investment account).
How is this really going to help me? Will it even help me? I'm throwing money into something that Isn't super guaranteed and I just want to know It'll at least pay off for my Roth IRA.
Is it really okay to just let Robinhood decide what to invest for me, since I put in my preferences?
Deposits via crypto on Hankotrade have been smooth for me so far, but I haven’t tried large withdrawals yet. Has anyone encountered any issues with withdrawals?
I am new to investing, and wanted to start investing my money as someone who is 21 and is working on a goal to save and invest my money instead of spending it.
However, I am not sure which would be a better option as someone who is new and is looking for an investment that will be safe, stable, low-risk, and requires little background knowledge on investing.
I can’t decide between a Roth IRA account or an account that it based off of gold and silver investments.
Which option would be better for a beginner like me, in your opinion?
Hi everyone, I am new to that subreddit and I am unsure if this post will stay up for long as it could be taken down for advertising (or something) but does anyone have any experience with that site? I've been messaged about it, and I am really curious.
However, I tried to check it out and it turns out that there are several other "Capital Nexus" websites, some of them directed towards different countries, some of them being obvious scams (as the website doesnt have usable buttons, and has only the front page). Checking the name out on trust pilot or any website yelds low amount of reviews (and low rating overall) but doesn't specify which website it is about, therefore I decided to ask y'all before I put any money into the machine.
Good evening 🌜🌝🌛 Redditors -
As usual, we selected the best articles published in the past few days 👇:
Portfolio Construction
➡️ Diversification: Skis & Bikes - The Untold Story of Diversification
➡️ Portfolio Construction: A Portfolio for All Seasons
➡️ Human Capital: Should Your Stock Portfolio Consider Your Career?
➡️ Gold Outperformance: ‘Ultimate safe haven asset’?
➡️ Strategy: Things I’ve Learned in 20 Years of Investing
ETFs
➡️ Amundi: Change Of Global Equity ETF Domicile - Luxembourg to Ireland
➡️ ETF Fees: How They Work & How to Minimise Them!
➡️ Index Deletion ETFs: Research Affiliates may launch an ETF in Europe
➡️ CLOs: Are So Hot Right Now, They’re Getting ETF’d
Brokers & Platforms
➡️ Swissquote: Our Review
➡️ Revolut Business: Our Review
➡️ Asset Managers: World's largest asset managers in 2024
Active Investing
➡️ Factors: Do Factor Portfolios Survive Transaction Costs?
➡️ Trend Following 'Beta': The Promise and Pitfalls of Replication
➡️ Value: Why Value Investing Critics May Be Wrong w/Larry Swedroe
➡️ Size Premium: Microcaps are big dose of the size premium
Wealth & Lifestyle
➡️ Real Estate: How Many Europeans Own Their Homes?
➡️ High Pay Careers: Are You High Earner But Not Rich Yet?
➡️ FIRE: Truth and Lies About FIRE
➡️ Books: The Top 10 Books on Financial Independence You Should Read
➡️ Financial Advice: The Future of Advice Looks a Lot Like Life Coaching
And Also
➡️ Travel: Daily Travel Budgets for 15 European Countries
➡️ Cycling: How You Can Cycle The World – A Practical Guide
➡️ Nassim Taleb: The secret rule that runs the world
➡️ Learnings from 1,000+ Near-Death Experiences
Have a great Week-End!
Francesca from BoW Team 🚴 🚴🏼♀️
If anyone is interested in connecting with someone that is interested in investment banking and finance, please connect with me. My name is Joshua Tate on LinkedIn (title- (BA) Hons Business & Finance Undergraduate)
If i put 5k into a 12.5k investment and we profited 5k total how much do i make?
So I'm coming into 83,000 dollars from a settlement and need to start learning about some solid investment plans. Should I go to a financial advisor or just study up on the web? What's some tools to use for a first timer?
Hey yall
Ive been interested in investing for awhile now and finally have the free time to try to sit down and figure it out. I'm a 32 year old dude in upstate New York. here's the thing, I have no attention span to read any books while also being so stubborn that I don't want to work with a human broker, and wanting to do this all mostly on my own.
okay so(don't Judge me please) this has culminated in me using chatGPT to learn about it(I know). The platforms that it keeps recommending to me are Robinhood, Webull, SoFi, and Coinbase. I was wondering if anyone had any illuminating opinions surrounding them and they could share?
Hey, I just turned 18 years old. I got like 400 euros and I want money to work for me. I've watched a lot of videos and I can't choose which niche should I go with. What are your recommendations and advice? Thank you.
Good morning 🌞 Redditors -
As usual we selected the best articles published in the past few days 👇:
Portfolio Construction
➡️ Stocks vs Bonds: Bonds are riskier? 2.7% Withdrawal Rate? Here’s What Ben Felix and Scott Cederberg Might Be Getting Wrong
➡️ Strategy: 5 Investment Lessons From the Best Investing Books
➡️ Trend Following: T-bills Contribution to Trend Following Returns
➡️ US Equities: S&P 500 experiencing strongest performance in 21st century
➡️ Gold: Robeco Report on Gold being back as an asset class
ETFs
➡️ Factor ETFs: Robeco launches a series of UCITS Factor ETFs
➡️ Currencies: Slashing FX Costs! In Which Currency Should I Buy ETFs?
➡️ Private Credit: A closer look at State Street and Apollo's ETF
Active Investing
➡️ UK Equities: JP Morgan - A value opportunity, not a value trap
➡️ Emerging Market Bonds: Goldman Sachs Summary on this asset class
➡️ Active Investing: What Does a Once-in-a-Generation Opportunity Look like?
➡️ US Election: Should I be worried about the US election?
Wealth & Lifestyle
➡️ Early Retirement: How To Retire a Few Decades Early
➡️ Real Estate: Comments on Renting vs. Owning a Home
➡️ The Low Stability of High-Income Jobs
➡️ Retirement: Goldman Sachs Retirement Report
➡️ Advisors: Discuss These 7 Retirement Issues - Clients Disagree
And Also
➡️ Health: The Top 20 Causes of Death in 2021
➡️ Wall Street: Jane Street interns make more than Starmer and Powell
➡️ Bikepacking: Sneak Peaks - Stories from the Two Fastest Riders
Have a great Week-End!
Francesca from BoW Team 🚴 🚴🏼♀️
Spirit Airlines has extended its debt refinancing deadline by two months to provide more time to refinance $1.1 billion in loyalty bonds. Despite strong travel demand, the airline is struggling financially, having fully drawn down its $300 million revolving credit facility and expecting to end the year with over $1 billion in liquidity. Challenges include the collapse of a merger deal with JetBlue Airways and issues with Pratt & Whitney engines. To address these hurdles, Spirit is focusing on attracting premium travelers, cutting costs, downgrading and furloughing pilots, and deferring aircraft deliveries from Airbus. What do you think the future holds for Spirit Airlines?
Read more: https://news.opiniontrade.ai/spirit-airlines-debt-refinancing
Shares of Lamb Weston Holdings Inc. surged after activist investor Jana Partners disclosed a 5% stake in the company, aiming to push for strategic changes. Jana believes Lamb Weston is undervalued and has suggested exploring alternatives, making board changes, and addressing underperformance issues. The company has struggled with declining sales and restaurant demand, leading to workforce reductions and capacity cuts. Despite a downgrade by JPMorgan, Jana, in partnership with Continental Grain Co., acquired over 7.1 million shares and nominated new board members. As a key supplier to fast-food chains like McDonald’s, Lamb Weston aims to improve operations and balance supply-demand. The stock jumped 11% on this news. What do you think about Jana Partners' influence on Lamb Weston?
Read more: https://news.opiniontrade.ai/lamb-weston-jumps-activist
Tandem Diabetes Care, Inc. (TNDM) has faced substantial selling pressure, plunging 21.7% over the last four weeks. However, the stock may be on the brink of a trend reversal as it enters oversold territory. The Relative Strength Index (RSI) is currently at 29.87, indicating a potential bounce back.
Interestingly, Wall Street analysts are forecasting better earnings than initially expected, with raised estimates for the current year. Could this be the catalyst for TNDM’s price appreciation? What are your thoughts on its recovery potential?
Read more: https://news.opiniontrade.ai/down-21-69-in-4-weeks
Ally Financial Inc. shares dropped after the auto lender lowered its forecast for loan charge-offs and reduced its net interest margin outlook. As consumers face more expensive debts, Ally tightened its auto loan qualification criteria, requiring more verification of employment and income. Despite adjusted earnings per share surpassing estimates, the firm’s third-quarter provision for credit losses rose to $645 million, with net charge-offs lower than expected at $517 million. Auto originations also missed analyst expectations, coming in at $9.4 billion. Ally's CFO, Russ Hutchinson, noted that while inflation has been tough, consumers are getting used to it, which could benefit future auto loans. What do you think this means for the auto lending industry moving forward?
Read more: https://news.opiniontrade.ai/ally-reins-auto-lending
Meta (Facebook's parent company) has just released a groundbreaking AI model called the "Self-Taught Evaluator," aimed at reducing the need for human input in AI development. Using a "chain of thought" technique, similar to OpenAI's models, the new AI model can independently evaluate and improve its own responses. Meta's researchers believe this could pave the way for autonomous AI agents capable of learning from their mistakes without human involvement, potentially replacing the need for Reinforcement Learning from Human Feedback (RLHF). Alongside this release, Meta also launched new image-identification tools and datasets for material discovery.
While companies like Google and Anthropic are researching similar concepts, Meta's decision to publicly release these models sets it apart. Could this be the future of AI development? What are your thoughts on fully autonomous AI agents?
Read more: https://news.opiniontrade.ai/meta-releases-ai-model
CVS Health CEO Karen Lynch has stepped down following mounting pressure from shareholders to improve business performance. David Joyner will take over leadership as the company seeks to turn things around. CVS stock has dropped 26% this year, with the company repeatedly cutting its profit forecast due to rising medical costs.
During Lynch's tenure, CVS made notable acquisitions, including Signify Health and Oak Street Health. However, investor dissatisfaction has led to a reevaluation of the company’s operations and strategies. How do you think the leadership change will impact CVS moving forward?
Read more: https://news.opiniontrade.ai/events-leading-cvs-health
Note: I'm just a beginner! Thank you in advance
Netflix (NFLX) is holding off on raising US subscription prices, even as competitors hike their rates. The company added over 5 million subscribers in Q3, beating expectations. While Netflix recently phased out its lowest-priced plan and plans to raise prices in Spain and Italy, it’s carefully assessing engagement and retention in the US. Could a future price hike be a catalyst for the stock? What do you think of Netflix's strategy?
Read more: https://news.opiniontrade.ai/netflix-will-continue-to-evolve-its-pricing