/r/Beermoneyguides
Beermoney Guides for Earning paypal or giftcards online
Beermoney Guides for earning paypal or giftcards online
Passive earning with Videos
Passive earning with Data Collecting Sites / Apps
Browser Extensions
Miscellaneous
/r/Beermoneyguides
What are Receipt Scanning Apps?
I'll be making a series of posts about different Receipt Scanning apps. These apps pay you to upload physical receipts and link your online accounts. You will earn points and other currencies from your receipts. These points can then be cashed out for rewards such as gift cards or paypal.
Sign up for Receipt Hog
Use code zump5594 to Sign up for Receipt Hog to start with 5 Spins after snapping your first receipt. Follow the rest of this guide while being logged into the app to learn how to navigate the app.
Lazy and don't want to read? Here's a short summary of what to do
Basics of Receipt Hog
More info on each of these sections will be below
Link your online accounts to Receipt Hog
Link your online accounts by clicking the bottom center "Link" icon:
Levels
Your level is based on how often you upload receipts. Each week you upload a receipt you will earn 1 experience points (XP). So make sure to upload at least 1 receipt each week. Find your level by clicking on the top left Profile Pig icon, then click "Level 1 (0%)" at the top center. As it appears now:
Bonuses - How to earn Bonuses:
This can be found on the Home page. You may need to scroll down and look for "Bonus Rewards". Each week you upload a receipt, you'll earn a bonus, represented by a stamp. If you skip a week, you will see an X, but you can still earn bonuses for the rest of the month. Fill in the entire card to earn maximum rewards. You'll have a chance to earn new bonuses every month. Your weekly bonus will increase as your level increases. Your spins are rewarded after your receipts are processed (check your in app notifications to see when you received your bonus).
Achievements
Achievements can be found by clicking on the top left Profile Pig icon, then clicking on the "Achievements" option in the menu. Complete various achievements to earn Coins, raffle entries and spins. Examples of Achievements are:
Spins
Navigate to the Rewards tab and click on Hog Slots, continue to swipe down on the "Pull" lever until you don't have any spins left. You can win coins, raffle entries, cash, or be the daily trip winner.
Surveys
There is a section of the app for surveys but I typically don't do these so I don't have much to contribute about this. I have two available to me right now; one pays 30 coins and the other pays 70 coins.
Rewards
Go to the "Rewards" tab to redeem your coins for rewards such as Amazon, Visa, Paypal or Snoutfit's (outfits) for your Pig character. Redeeming for higher amounts gives you a slight discount on the amount of required coins.
Reward | Dollar Amount | Coin cost |
---|---|---|
Amazon, Visa, Paypal | $5 | 1,000 |
Amazon, Visa, Paypal | $15 | 2,900 |
Amazon, Visa, Paypal | $25 | 4,300 |
Amazon, Visa, Paypal | $40 | 6,500 |
Snoutfits (various) | - | 5 - 30 coins |
#Summary
Ally Bank is offering a $100 Cash Bonus when you:
#Savings Account (Offered by Ally Bank)
Steps to complete:
#Spending Account (Offered by Ally Bank)
Steps to complete:
#Self-Directed Trading (Offered by Ally Invest)
Steps to complete:
#My Thoughts
Ally for a short time is offering a $100 sign up bonus which is great as it's often recommended as the go-to for High Yield Savings Accounts (HYSA) due to their High Interest offerings.
When I initially joined Ally, there unfortunately wasn't a signup bonus but it still did have one of the best HYSA interest rates so that's why I signed up. I personally use Ally as a Savings Account for one of my emergency savings.
I do not personally have experience with their other account offerings.
Previous Ally Sign Up offers
These previous Ally Sign up offers are no longer available but my posts on them can be found here:
Let me know if you have any questions in the comments!
Summary
Ally Bank is offering up to a $125 Cash Bonus when you:
Note: This signup offers differs than the last one as you will receive a 0.50% cash bonus on the new money you deposit, up to $25,000 (max $125 bonus). In short, in order to get the $125 cash bonus, you'll need to deposit $25,000.
Steps to complete:
My Thoughts
Ally is back with a signup bonus for their Savings Account. Unfortunately the bonus scales with how much you put in to a max of $125 cash bonus. The bonus is calculated as 0.50% cash bonus up to $25,000 - which comes to the $125 bonus. This is a great option if you're already looking for somewhere to put your savings or emergency fund. Unfortunately, most people won't be able to take full advantage of this signup offer since you'll need to put a whopping $25,000 into the account.
My still relevant thoughts from the last Ally signup offer
Ally is known to be an online bank that is commonly recommended to use for High Yield Savings Accounts (HYSA). And now for a short time they have a sign up bonus as well. When I initially joined Ally, there unfortunately wasn't a signup bonus but it still did have one of the best HYSA interest rates so that's why I signed up. I personally use Ally as a Savings Account for one of my emergency funds.
The previous Ally Sign up offer is not longer available but my post on it can be found here
Let me know if you have any questions in the comments!
#Intro
This will be a step-by-step guide on how to start earning passively by watching videos with the Hideout.tv network. You will earn Hideout.tv points which you can transfer over to various sites such as Lootup. The conversion rate of Hideout.tv points to other site's point systems varies.
The best site to transfer your point to would be Lootup. Adscend Media owns both the Hideout.tv network and Lootup which is why it has the best rates.
Payment Proof
I typically cash out points for Paypal - Payout Proof
#Getting Started
Sign up using the same email address for all of the sites below to help reduce point transfer issues
Create a Hideout.tv account HERE
Note: Hideout.tv is available in the the following countries.
#Hideout.tv - Earn points passively watching videos
Note: Ad rates are better on Firestick. You earn more points watching videos on a Firestick than on PC
Hideout.tv (and sister sites) on computer:
Note: All sites in the Hideout.tv network use the same email and password.
Hideout.tv on an Amazon Firestick:
#Hideout.tv Promo Codes: Imgur picture guide
#Linking accounts to your Hideout.tv account
You'll need to link your Lootup account to your Hideout.tv account. This will allow you to transfer your Hideout points to Lootup so you can cash out to Paypal/Giftcards.
Lootup: Imgur picture guide
#Transferring points
Transferring points from Hideout.tv to Lootup: Imgur picture guide
Note: Check out u/PennyPay's post on waiting for the 50% Earnings Boost before transferring points
Transferring points from Hideout.tv to a linked account: Imgur picture guide
Original Post
The original posting and comments for this guide can be found here.
Summary
Ally Bank is offering a $100 Cash Bonus when you:
You'll receive your $100 cash Bonus within 30 days after your first direct deposit goes through.
Steps to complete:
My Thoughts
Ally is known to be an online bank that is commonly recommended to use for High Yield Savings Accounts (HYSA). And now for a short time they have a sign up bonus as well. When I initially joined Ally, there unfortunately wasn't a signup bonus but it still did have one of the best HYSA interest rates so that's why I signed up. I personally use Ally as a Savings Account for one of my emergency funds.
Let me know if you have any questions in the comments!
#Intro
This will be a step-by-step guide on how to start earning passively with Loot.tv by watching videos. You will transfer your Loot.tv points over to Chequity in order to cash out. The conversion rate of Loot.tv points to other site's point systems varies.
#Getting Started
Sign up with the same email address for all of the below sites to help reduce point transfer issues. You won't get spam.
#Loot.tv - Start earning points passively while we continue the setup process
There is also a "Rewarded TV" section:
#Linking accounts to your Loot.tv account
You'll need to link your Chequity account to your Loot.tv account. This will allow you to transfer your loot.tv points to Chequity so you can cash out to Paypal/Giftcards
Chequity:
Open a new tab in your right browser. (The left browser has loot.tv playing)
Log into Chequity.io
Click on the Offers tab, under "Earn" on the left
Look for the Lootably Offerwall and click on Visit Lootably
Click on Videos
Click on any of the Watch Videos buttons
Loot.tv will open and it will inform you near the top right that you Successfully linked your Chequity.io account!
Confirm your Chequity account is linked. On Loot.tv, near the top left, click on Redeem
Look under Linked Accounts to confirm your Chequity account is linked.
#Transferring points from Loot.tv to Chequity
#Chequity.io Setup and familiarization
Chequity conversion rate assumes redeeming during 5% bonus weekends. The conversion rate is 120 Loot.tv points = 100.8 Chequity.io points = ~$0.10.
This setup will focus on the basics and specific features relevant to us when we're only earning points from Loot.tv. Redeeming on weekends gives a 5% bonus. There are other ways to earn points on Chequity, but we will mainly be focusing on Challenges.
One Time Bonuses:
Log into Chequity.io
In Tasks, Join our Discord - 50 points
In Tasks, Follow our Twitter - 50 points
AutoEarn
Earn points every hour for having "chequity.io" typed in your discord profile description as long as your status is "Online". Check the "AutoEarn" section for additional instructions on how to set this up.
Challenges:
Repeatable Challenges "Earn 2,500 Points" and "Withdraw 10,000 points" will get you 550 points for every 10,000 points you redeem.
Cashing out:
What it looks like after your first withdrawal - https://i.imgur.com/8JVgAPz.png
You'll receive an email confirming you requested a withdrawal
Once your withdrawal is approved you'll receive your gift card code in email in plain text
If you're looking to transfer your Loot.tv points to a different site, check out the "Freecash Passive Earning Guide with Loot.tv" post.
#Intro
This will be a step-by-step guide on how to start earning passively with Loot.tv by watching videos. Images have been included to help you navigate and become familar with the sites. You will transfer your Loot.tv points over to Freecash. The conversion rate is below:
Loot.tv points | Freecash Coins | USD |
---|---|---|
1,000 points | 1,000 Coins | $1.00 USD |
100 points | 100 Coins | $0.10 USD |
10 points | 10 Coins | $0.01 USD |
#Getting Started
Sign up with the same email address for all of the below sites to help reduce point transfer issues. You won't get spam.
#Loot.tv - Start earning points passively while we continue the setup process
There is also a "Rewarded TV" section:
#Linking your Freecash and Loot.tv accounts
You'll need to link your Freecash account to your Loot.tv account. This will allow you to transfer your loot.tv points to Freecash coins so you can cash out to Paypal/Giftcards
Log into Freecash.com
Click on the Earn tab near the top left
Scroll down to the Offer Walls section and click on Lootably
Click on Videos
Click on any of the Watch Videos buttons
Loot.tv will open and you will be informed near the top right that you Successfully linked your Freecash.com account!
Confirm your Freecash account is linked. Click on Redeem on Loot.tv near the top left
Look under Linked Accounts to confirm your Freecash account is linked.
#Transferring points from Loot.tv to Freecash
#Freecash.com Setup and familiarization
Freecash currently has the best conversion rate: 10 Loot.tv points = 10 Freecash coin = $0.01
This setup will focus on the basics and specific features relevant to us when we're only earning points from Loot.tv. There are other ways to earn coins on Freecash, but we will be focusing on features such as: Streak Rewards, Daily Bonus Ladder, or Bonus Codes.
One Time Bonuses:
Log into Freecash.com
If you skipped this earlier, open your free case from verifying your email. You can access it by clicking on the green Sign Up Bonus button near the top, right of "Rewards".
Get 3 free cases by earning 1,000 coins in the first 48 hours of your account. Check your progress at the silver Sign Up Bonus button near the top. Click on the button to see how many free cases you'll get once completed.
Follow Freecash.com on Twitter. On the "Rewards" page, scroll down and click on Claim 50 coins
Download the Freecash app. On the Rewards page, scroll down and click on Download for 150 coins. Install the app using the link or QR code and login to get the 150 coins.
Coins (Points):
You can check your Freecash coins at the top right next to your username
Hover your cursor over the points to show the USD value of your points.
Below is a chart showing the value of Freecash coins:
Loot.tv points | Freecash Coins | USD |
---|---|---|
1,000 points | 1,000 Coins | $1.00 USD |
100 points | 100 Coins | $0.10 USD |
10 points | 10 Coins | $0.01 USD |
7 Day Streak Rewards:
Completing the parts of the 7 Day Streak is an easy way to earn free coins every day for no extra effort
Click on Rewards on the left to check your 7 Day Streak Rewards
Scroll down to see "7 Day Streak Rewards"
Redeem 1,000 points within 24 hours from Loot.tv to fulfill 1 day of the streak.
Refresh Freecash and check your 7 Day Streak Rewards. Click Claim to get your bonus coins
Note: You might not be able to earn 1,000 points only from loot.tv each day. But when transferring points, make sure to transfer at least 1,000 Loot.tv points so you receive the 25 coins from the Day 1 Reward.
Daily Bonus Ladder:
The Daily Bonus Ladder is an easy daily way to get free coins
Click on Rewards on the left
On the right you can see the Daily Bonus Ladder
Once you've transferred 1,000 Loot.tv points to Freecash, you'll be Level 1 and can "Double or 0" or "Claim" your current coin amount as shown on the ladder. The coins on the ladder increase as your level increases. At level 100, the Coins will be 100.
Cashing out (Steps assume you redeem for a gift card):
Cash out by clicking on Cashout on the left. Scroll down and choose your reward. Some rewards (Paypal, Bitcoin, etc.) have an additional fee. I recommend choosing a reward that doesn't have a fee
After you choose your reward, it will be pending until it is reviewed
Once reviewed, you'll need to add your phone number to verify your account to continue your withdrawal
Click on your username, then Profile. Under your Profile stats, click on Withdrawals.
Here you can check all your Withdrawals, including any pending ones. Click on VIEW CODE to display your code under "Status" column
On future cash outs, immediately after cashing out you will receive a pop-up with your reward code in plain view.
If you have any questions, ask below!
General Beermoney Sites:
Passive Earning watching videos:
Surveys only:
Extensions:
#Intro
This will be a step-by-step guide on how to start earning passively with Loot.tv by watching videos. You will transfer your Loot.tv points over to a different site in order to cash out. The conversion rate of Loot.tv points to other site's point systems varies.
I will cover two sites that have the best conversion rate to transfer your Loot.tv points to: Freecash.com and Chequity.io - More info on these sites later in the guide.
#Getting Started
Sign up with the same email address for all of the below sites to help reduce point transfer issues. You won't get spam.
Note: This guide covers 2 sites, Freecash.com and Chequity.io, in case the conversion rates change. This way you'll have a backup site where you can easily continue cashing out your Loot.tv points.
#Loot.tv - Start earning points passively while we continue the setup process
There is also a "Rewarded TV" section:
#Linking accounts to your Loot.tv account
You'll need to link your Freecash and Chequity.io accounts to your Loot.tv account. This will allow you to transfer your loot.tv points to Freecash or Chequity.io so you can cash out to Paypal/Giftcards
Freecash:
Log into Freecash.com
Click on the Earn tab near the top left
Scroll down to the Offer Walls section and click on Lootably
Click on Videos
Click on any of the Watch Videos buttons
Loot.tv will open and you will be informed near the top right that you Successfully linked your Freecash.com account!
Confirm your Freecash account is linked. Click on Redeem on Loot.tv near the top left
Look under Linked Accounts to confirm your Freecash account is linked.
Chequity:
Open a new tab in your right browser. (The left browser has loot.tv playing)
Log into Chequity.io
Click on the Offers tab, under "Earn" on the left
Look for the Lootably Offerwall and click on Visit Lootably
Click on Videos
Click on any of the Watch Videos buttons
Loot.tv will open and it will inform you near the top right that you Successfully linked your Chequity.io account!
Confirm your Chequity account is linked. On Loot.tv, near the top left, click on Redeem
Look under Linked Accounts to confirm your Chequity account is linked.
#Transferring points from Loot.tv to a linked account
#Freecash.com Setup and familiarization
Freecash currently has the best conversion rate: 10 Loot.tv points = 10 Freecash coin = $0.01
This setup will focus on the basics and specific features relevant to us when we're only earning points from Loot.tv. There are other ways to earn coins on Freecash, but we will be focusing on features such as: Streak Rewards, Daily Bonus Ladder, or Bonus Codes.
One Time Bonuses:
Log into Freecash.com
If you skipped this earlier, open your free case from verifying your email. You can access it by clicking on the green Sign Up Bonus button near the top, right of "Rewards".
Get 3 free cases by earning 1,000 coins in the first 48 hours of your account. Check your progress at the silver Sign Up Bonus button near the top. Click on the button to see how many free cases you'll get once completed.
Follow Freecash.com on Twitter. On the "Rewards" page, scroll down and click on Claim 50 coins
Download the Freecash app. On the Rewards page, scroll down and click on Download for 150 coins. Install the app using the link or QR code and login to get the 150 coins.
Coins (Points):
You can check your Freecash coins at the top right next to your username
Hover your cursor over the points to show the USD value of your points.
Below is a chart showing the value of Freecash coins:
Loot.tv points | Freecash Coins | USD |
---|---|---|
1,000 points | 1,000 Coins | $1.00 USD |
100 points | 100 Coins | $0.10 USD |
10 points | 10 Coins | $0.01 USD |
7 Day Streak Rewards:
Completing the parts of the 7 Day Streak is an easy way to earn free coins every day for no extra effort
Click on Rewards on the left to check your 7 Day Streak Rewards
Scroll down to see "7 Day Streak Rewards"
Redeem 1,000 points within 24 hours from Loot.tv to fulfill 1 day of the streak.
Refresh Freecash and check your 7 Day Streak Rewards. Click Claim to get your bonus coins
Note: You might not be able to earn 1,000 points only from loot.tv each day. But when transferring points, make sure to transfer at least 1,000 Loot.tv points so you receive the 25 coins from the Day 1 Reward.
Daily Bonus Ladder:
The Daily Bonus Ladder is an easy daily way to get free coins
Click on Rewards on the left
On the right you can see the Daily Bonus Ladder
Once you've transferred 1,000 Loot.tv points to Freecash, you'll be Level 1 and can "Double or 0" or "Claim" your current coin amount as shown on the ladder. The coins on the ladder increase as your level increases. At level 100, the Coins will be 100.
Cashing out (Steps assume you redeem for a gift card):
Cash out by clicking on Cashout on the left. Scroll down and choose your reward. Some rewards (Paypal, Bitcoin, etc.) have an additional fee. I recommend choosing a reward that doesn't have a fee
After you choose your reward, it will be pending until it is reviewed
Once reviewed, you'll need to add your phone number to verify your account to continue your withdrawal
Click on your username, then Profile. Under your Profile stats, click on Withdrawals.
Here you can check all your Withdrawals, including any pending ones. Click on VIEW CODE to display your code under "Status" column
On future cash outs, immediately after cashing out you will receive a pop-up with your reward code in plain view.
#Chequity.io Setup and familiarization
Chequity conversion rate assumes redeeming during 5% bonus weekends. The conversion rate is 120 Loot.tv points = 100.8 Chequity.io points = ~$0.10.
This setup will focus on the basics and specific features relevant to us when we're only earning points from Loot.tv. Redeeming on weekends gives a 5% bonus. There are other ways to earn points on Chequity, but we will mainly be focusing on Challenges.
One Time Bonuses:
Log into Chequity.io
In Tasks, Join our Discord - 50 points
In Tasks, Follow our Twitter - 50 points
Challenges:
Repeatable Challenges "Earn 2,500 Points" and "Withdraw 10,000 points" will get you 550 points for every 10,000 points you redeem.
Cashing out:
What it looks like after your first withdrawal - https://i.imgur.com/8JVgAPz.png
You'll receive an email confirming you requested a withdrawal
Once your withdrawal is approved you'll receive your gift card code in email in plain text
#Intro
This will be a step-by-step guide on how to start earning passively by watching videos with the Hideout.tv network. You will earn Hideout.tv points which you can transfer over to various sites such as Lootup. The conversion rate of Hideout.tv points to other site's point systems varies.
The best site to transfer your point to would be Lootup. Adscend Media owns both the Hideout.tv network and Lootup which is why it has the best rates.
#Getting Started
Sign up using the same email address for all of the sites below to help reduce point transfer issues
Create a Hideout.tv account HERE
Note: Hideout.tv is available in the the following countries.
#Hideout.tv - Earn points passively watching videos
Note: Ad rates are better on Firestick. You earn more points watching videos on a Firestick than on PC
Hideout.tv (and sister sites) on computer:
Note: All sites in the Hideout.tv network use the same email and password.
Hideout.tv on an Amazon Firestick:
#Hideout.tv Promo Codes: Imgur picture guide
#Linking accounts to your Hideout.tv account
You'll need to link your Lootup account to your Hideout.tv account. This will allow you to transfer your Hideout points to Lootup so you can cash out to Paypal/Giftcards.
Lootup: Imgur picture guide
#Transferring points
Transferring points from Hideout.tv to Lootup: Imgur picture guide
Note: Check out u/PennyPay's post on waiting for the 50% Earnings Boost before transferring points
Transferring points from Hideout.tv to a linked account: Imgur picture guide
1Q - Answer questions from your mobile phone, get paid instantly - Sign up now
Get paid to share your opinion
Answer questions from your phone:
Get Paid - Respond to questions and immediately get paid via your secure Paypal account.
Sign up for Qmee [HERE]
Qmee is an add-on to your browser which pays you for searching normally. When searching, there is a chance that a Qmee link will appear on the left displaying how much you will earn for clicking on the link. Links will pay up to 15 cents and Qmee will start you with $0.10. Try searching brands such as: logitech, dell, cheap hotels, etc.
Payout is through verified Paypal and they now also have gift cards available. No minimum to cash out. You can cash out to paypal right after you join if you want.
New ways to earn include surveys, cashback, and deals.
#Panel App - Prizes & Rewards: Data Collecting App
Sign up [HERE]
Install and leave it open on your iOS device or if you have an android it should already run in the background. Everyday you will be given 33 points for allowing it to collect data (~1,000 per month. Points can either be put toward sweepstakes entries or guaranteed gift cards. Occasionally you'll receive a Place Surveys which, when completed, will reward you a days worth of points for answering questions. You can also connect social accounts which will reward you with a day's worth of points. This is my personal favorite data collecting app because the app layout is simple and easy to navigate.
Payment Proof: Can be found here
Minimum cashout: $1 Amazon - 2,000 pts | $5 - 10,000 pts | $25 = 30,000 pts
Payout Options: Amazon, Google Play Store, Visa and various Sweepstakes
Referral System: 10% of points your Direct Referrals earn
Locations Available: To be updated
Official FAQ: https://placed.zendesk.com/hc/en-us/categories/200365269
Battery/Data: To be updated
Last updated: 12/30/20
Sign up for the Zynn Mobile App
What is it
Zynn hit the top of the App Store by paying user to watch videos - Verge Article
US only.
Zynn is a TikTok clone where you can watch videos and earn money for watching them. Start earning below.
Get Started
Earn more by referring your friends!
Available Rewards
Rewards Info
#Honey - Cashback Extension - Easy $10
Sign up for Honey to receive $5 (500 Honey Gold) after making your first purchase.
Receive Honey Gold on online purchases when you enable the Honey extension for that site. (You'll be prompted at the top right)
Once you receive another 500 Honey Gold, cashout for a $10 giftcard.
Sign up to Hideout.tv to earn Passively: Sign up here!
What's Hideout.tv
Hideout.tv is a site where you can passively watch videos (doesn't need to be in focus) and earn Hideout points. Hideout points can be redeemed and converted to a variety of Loyalty Rewards Sites. Although, note that the conversion rate varies from loyalty site to loyalty site.
Loyalty Site Partners
Partners include: Swagbucks, InstaGC, Earnably, GrabPoints, GrindaBuck,Prizerebel and more
Step-by-step guide
Enjoy! Continue to passively Autoplay the "1 Minute Recipe" videos. The video will still play if the window isn't focused.
I did notice that I believe you can run hideout.tv on an amazon fire stick. I don't yet have experience with this so I've decided not to include it, but I felt it was worth at least a mention. Here's two Facebook posts about it - Post 1 - Post 2
#Discover It Chrome for Students - October 2019 Review
I've had the Discover It Chrome Card for about four years now. I figured I'd update my review and share from the perspective of someone who had this as their first credit card. I am in no way saying that I think you should get this card. What card you get depends on your situation and everybody's situation varies. The format will be the facts and info first with my thoughts following in italics.
#Cash Back Rewards
My Thoughts
I think this credit card is great for students and non students because of it's 2% cash back for gas and restaurants. It does have a limit per quarter but it's unlikely you'll hit it. The $20 cash back for good grades is an easy $100 if you're attending school for 5 years or any easy $80 for a typical college length. I've recently got the Citi Card and it's very annoying that I can only cash out my rewards once I hit the minimum of $25. Being able to redeem at any amount was convenient and easy.
#Other
My Thoughts
Receiving my credit score on my credit statement each month is awesome, because I don't have to guess how it's doing. The only other thing I've used listed above is the "Freeze Account" feature which is super nice to be able to freeze the card if I'm not going to use it for a little while. Although I haven't had any late payments, the forgiveness on the fee for the first late payment is nice for any first time credit card users.
#Conclusion
I think this is a good card for people/students searching for their first credit card. The double cash back for the first year is a nice bonus for a first time user. The $20 each year for good grades could be easy free money for some people or possibly a motivator to get better grades for others. And having no late fee on your first late payment is a nice benefit for new people who are still getting used to the concept of a credit card. In conclusion, good card for first time credit card users, but after a year or a little more I would switch to the Citi Double Cash Card which is 2% across the board for all purchases.
#Questions
Feel free to ask any questions you may have and I'd be more than happy to answer them to the best of my ability. I hope you found this useful.
#Apply for Discover It Chrome for Students
If you're interested in applying for the "Discover It Chrome for Students" you can apply thru either of the two following links. The first link gets us both a $50 credit after your first purchase within 3 months. If you found this helpful I'd appreciate if you signed up thru the referral link to get us both some free money. Cheers!
Apply for Discover It Chrome for Students - referral | Apply for Discover It Chrome for Students - nonref
#Discover It Chrome for Students - August 2018 Review
I've had the Discover It Chrome Card for about three years now. I figured I'd update my review and share from the perspective of someone who had this as their first credit card. I am in no way saying that I think you should get this card. What card you get depends on your situation and everybody's situation varies. The format will be the facts and info first with my thoughts following in italics.
#Cash Back Rewards
My Thoughts
I think this credit card is great for students and non students because of it's 2% cash back for gas and restaurants. It does have a limit per quarter but it's unlikely you'll hit it. The $20 cash back for good grades is an easy $100 if you're attending school for 5 years or any easy $80 for a typical college length. I've recently got the Citi Card and it's very annoying that I can only cash out my rewards once I hit the minimum of $25. Being able to redeem at any amount was convenient and easy.
#Other
My Thoughts
Receiving my credit score on my credit statement each month is awesome, because I don't have to guess how it's doing. The only other thing I've used listed above is the "Freeze Account" feature which is super nice to be able to freeze the card if I'm not going to use it for a little while. Although I haven't had any late payments, the forgiveness on the fee for the first late payment is nice for any first time credit card users.
#Conclusion
I think this is a good card for people/students searching for their first credit card. The double cash back for the first year is a nice bonus for a first time user. The $20 each year for good grades could be easy free money for some people or possibly a motivator to get better grades for others. And having no late fee on your first late payment is a nice benefit for new people who are still getting used to the concept of a credit card. In conclusion, good card for first time credit card users, but after a year or a little more I would switch to the Citi Double Cash Card which is 2% across the board for all purchases.
#Questions
Feel free to ask any questions you may have and I'd be more than happy to answer them to the best of my ability. I hope you found this useful.
#Apply for Discover It Chrome for Students
If you're interested in applying for the "Discover It Chrome for Students" you can apply thru either of the two following links. The first link gets us both a $50 credit after your first purchase within 3 months. If you found this helpful I'd appreciate if you signed up thru the referral link to get us both some free money. Cheers!
Apply for Discover It Chrome for Students - referral | Apply for Discover It Chrome for Students - nonref
#Discover It Chrome for Students - June 2016 Review
I've had the Discover It Chrome Card for about a year now so I figured I'd write up a little review and share my thoughts on it from the perspective of someone who had this as their first credit card. I am in no way saying that I think you should get this card. What card you get depends on your situation and everybody's situation varies. The format will be the facts and info first with my thoughts following in italics.
#Cash Back Rewards
My Thoughts
I think this credit card is great for students and non students because of it's 2% cash back for gas and restaurants. It does have a limit per quarter but it's unlikely you'll hit it. This card does lack incentives, greater than the normal 1% cash back, for groceries but this is because students often have meal plans. I just found out about the $20 cash back for Good Grades. You will have had to open your Discover card Student account on or after July 23, 2015 (so unfortunately I'm ineligible).
#Other
My Thoughts
Receiving my credit score on my credit statement each month is awesome, because I don't have to guess how it's doing. I haven't personally used any of the other things I've listed above, but I do think they're super useful. I especially think lots of people will find the last bullet point very useful.
#Questions
Feel free to ask any questions you may have and I'd be more than happy to answer them to the best of my ability. I hope you found this useful.
#Apply for Discover It Chrome for Students
If you're interested in applying for the "Discover It Chrome for Students" you can apply thru either of the two following links. The first link helps me out and gets you $50 cashback after your first purchase within 3 months. If you found this helpful I'd appreciate if you signed up thru the referral link. Cheers!
Apply for Discover It Chrome for Students - referral | Apply for Discover It Chrome for Students - nonref
Amazon Prime Student - 6 months of Prime for free
If you're a student, you're able to receive 6 months of Amazon Prime Student for free. After your 6 months of Amazon Prime, you can renew for 50% ($49/yr for 4 years) which includes all Prime benefits or you can cancel your subscription. Click the link above or below for more information.
Start using your college email to your advantage!
Amazon Prime Student - 6 months of Prime for free
Last updated: 2/2/18
#Drop - Passive Cashback App - Start with 1,000 pts ($1) when signing up with this link
#According to Drop:
Drop is a financial technology company focused on bringing value to millennials. Drop is designed to fit into any lifestyle — anyone can earn rewards, even if they don’t use a credit card. Together, we are helping our members get rewarded everyday. Without adding debt, or charges.
#What is Drop:
Drop allows you to choose what stores you would like to earn cash back from. You select 5 stores to receive cash back from whenever you use your linked credit or debit card at that store. Examples of these stores include Walmart, Chipotle, Target, McDonald's, Dunkin' Donuts, Starbucks and more. The 5 stores you select will be considered "Ongoing Offers". Drop also has additional offers, such as "One-Time Offers", which I'll talk about in a bit.
#Cashback:
Below shows the stores I chose to receive cashback and the percentage of cashback I'll receive through the app. This is in addition to the 2% cashback I receive from my linked card.
Store | Cashback |
---|---|
Chipotle | 1.5% |
Dunkin' Donuts | 1.7% |
McDonald's | 1% |
Target | 1% |
Walmart | 0.2% |
#Additional Offers:
One-Time Offers are offers that can be completed once to receive a lump sum amount of points. For example, I currently have a One-Time Offer for Amazon.com. If I spend $20 at Amazon.com, with a card that is linked to Drop, I will earn 2,000 points ($2).
New Offers consist of new offers from companies that Drop has partnered with. This can include new "Ongoing Offers" and new "One-Time Offers".
#Rewards
Current rewards are below:
Reward | Amount |
---|---|
Starbucks | 5,000 pts ($5) |
Aerie | 5,000 pts ($5) |
Old Navy | 10,000 pts ($10) |
Dunkin' Donuts | 10,000 pts ($10) |
iTunes | 10,000 pts ($10) |
Amazon | 10,000 pts ($10) |
American Eagle Outfitters | 10,000 pts ($10) |
GAP | 10,000 pts ($10) |
Nordstrom | 10,000 pts ($10) |
Groupon | 15,000 pts ($15) |
AMC | 15,000 pts ($15) |
Banana Republic | 15,000 pts ($15) |
Whole Foods Market | 20,000 pts ($20) |
Barnes & Noble | 25,000 pts ($25) |
Applebee's | 25,000 pts ($25) |
Apple | 25,000 pts ($25) |
JCPenney | 25,000 pts ($25) |
Hotels.com | 50,000 pts ($50) |
Best Buy | 50,000 pts ($50) |
American Airlines | 100,000 pts ($100) |
#My Thoughts
This is an awesome passive earning app. It isn't one of those apps that you'll be checking daily to see if you can redeem your reward yet. Rather it's similar to your typical credit card cashback rewards that you check every few months. If you want to get a slight boost in cashback for your credit card or get cashback for using a debit card then you should check out Drop. Sign up below to start with 1,000 pts ($1) and to begin receiving cashback effortlessly.
#Drop - Passive Cashback App - Start with 1,000 pts ($1) when signing up with this link
#Earny: Gets your money back on purchases after prices drop - Sign up here
Earny's a cool site similar to Paribus which automatically gets you money back on purchases you've made if the price drops after you've paid for it. Unfortunately, this only applies to those stores which have policies that allow you to request a refund of the difference if made within a certain amount of time.
Earny makes those refund requests automatically for you so you never need to worry about it. It's really a "set it and forget it" way to save a few bucks on many of your purchases.
Many credit card companies also offer extended price protection on top of the policies that stores may already have. Basically what this means is that you can protect your purchases for a longer period of time, up to 120 days. You can check out more information on "Credit Cards Price Protection" in their FAQ here.
Sign up with Earny now to start actually paying the lowest price for the products you purchase.
#S'mores - Earn Lockscreen Perks: [referral] [nonref]
Enter referral code: "5FBR8W" to receive 25 points ($0.25) bonus or join with the referral link above.
S'mores is an android app that places ads on your lockscreen. To earn points, you DO NOT need to learn more about every ad or try to see as many ads as you can. Continue to use your lock screen the way you normally do. You won't earn more for viewing as many ads as you can. Our sponsors and advertisers like it this way and we hope that you do too.
Payment Proof: Can be found here
Minimum cashout: First redemption: 150 points ($1.50); Afterwards: 100 points ($1)
Payout Options: Amazon
Referral System: None
Locations Available: TBD
Official FAQ: Located on the Google Play Store
Battery/Data: "We've optimized the app so that it will use the least amount of battery possible."
Other: You can complete surveys through Peanut Labs to earn additional points
Last updated: 12/15/16
#Panel App - Prizes & Rewards: Data Collecting App
Sign up here: [referral] [nonref]
Install and leave it open on your iOS device or if you have an android it should already run in the background. Everyday you will be given 33 points for allowing it to collect data (~1,000 per month. Points can either be put toward sweepstakes entries or guaranteed gift cards. Occasionally you'll receive a Place Surveys which, when completed, will reward you a days worth of points for answering questions. You can also connect social accounts which will reward you with a day's worth of points. This is my personal favorite data collecting app because the app layout is simple and easy to navigate.
Payment Proof: Can be found here
Minimum cashout: $1 Amazon - 1,000 pts | $5 - 5,000 pts | $25 = 15,000 pts
Payout Options: Amazon, Google Play Store, Visa and various Sweepstakes
Referral System: 10% of points your Direct Referrals earn
Locations Available: To be updated
Official FAQ: https://placed.zendesk.com/hc/en-us/categories/200365269
#SurveyCow - Lockscreen Rewards: Join here
Enter referral code: "garwald" to receive 250 Beef Points.
SurveyCow is an android app that adds a lock screen to your android phone. When unlocking your phone a simple question will be displayed with answers to select from. Choose an answer to unlock your phone and earn points. If you're in a rush you can tap "Quick Unlock" at the bottom of your screen which will unlock your phone.
Last updated: 11/12/16
#Cross Media Panel (Previously Screenwise Trends Panel)
Join HERE | App installation Guide
This is run on behalf of Google and tracks your history. When you first sign up you will receive a First Week Install Incentive which is based on how many devices you have connected. The number of devices connected also affects the rest of the weekly Incentives.
Earn $5 bonus for being active on all registered device(s) each week during your birthday month.^*
*Unsure if this is still accurate. Will update in the next few months.
Devices you can connect:
Registered Device(s) | Install Bonus Reward^3 | Weekly Activity Reward |
---|---|---|
Single device type | $2.00 | $1.00 |
Any two device types | $4.00 | $2.00 |
^3 For up to 2 unique device types, with a maximum install bonus of $4.00 total per member
Payment Proof: Can be found here
Minimum cashout: $5, Must "Earn $25 in total Rewards to unlock" ability to redeem rewards.
Payout Options: Amazon, Target, Walmart, and more
Referral System: None
Locations Available: United States
Official FAQ: Can be accessed at the top right
Last updated: 12/13/17
#MediaInsiders: Join HERE
MediaInsiders collects data on up to 3 qualifying mobile devices and 1 computer. If using on device you use Swagbucks with, do NOT connect device or computer to VPN. Choose either Sweepstakes or guaranteed rewards when making your account. Rewards include amazon, paypal, etc.
Point Breakdown:
Breakdown of how points are earned can be seen HERE.
Official FAQ:
The FAQ can be found HERE. It will help you understand the point breakdown and the difference between:
#Nielsen Mobile Rewards: Join HERE
Nielsen Mobile Rewards collects data from your phone. All active members will receive up to 6,600 points per year for participating in the panel. As an example of how much the points are worth: 640 points = $5 amazon; which is about $50 a year just for letting it collect data from your phone. There are many rewards available; too many to list here. Your points can't be seen from the app; you must sign in on a computer to check.
#Datacoup: Join HERE
Datacoup allows you to connect certain accounts such as social media accounts, debit/credit cards or even your fitbit. The social media accounts you can connect include: Facebook, Twitter, Linkedin, Foursquare, Google+, Instagram, Tumblr, Last.fm and Meetup. Each Account has a "value" for the information that it can potentially provide. Cashout via Stripe at $5 minimum.
Values:
After connecting your accounts you will receive a Projected Profile Value. However, if Datacoup is unable to retrieve the key information they need from the accounts you've connected, the value of your Profile will be lower than the Projected Profile Value.
Payment Proof: [Can be found here](Currently withdrawing)
Minimum cashout: $5
Payout Options: Stripe
Referral System: None
Locations Available: United States
Official FAQ: https://datacoup.com/docs
Last updated: 11/12/16
#Slidejoy - Lock Screen Cash: [referral] [nonref]
Slidejoy is an app that adds a lock screen on your android phone. When you go to unlock your phone you can either swipe left or right. Swiping right unlocks your phone normally and swiping left checks out the advertisement. Which way you swipe does not affect how much you earn. Sign up through Facebook to earn more than if you would sign up by email. Earnings will appear in the app at 7pm EST the next day.
Last updated: 11/12/16